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Suburb profile ·Wingecarribee LGA · NSW ·2575

Balaclava NSW 2575

Balaclava is in Wingecarribee LGA, NSW, postcode 2575, with population 574.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$650/wk
Rising
+2.2% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2575 · Jun 2026
$780
$598
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$1.2M
House median, latest period
39.4%YoY D8 vs AU
Median rent
$650/wk
Rent context available
2.2%YoY D10 vs AU
Gross yield
2.8%
Low yield band
D9 vs AU
Population
574
574 local footprint
D7 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
3,629
239 added 12mo · 27MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Houses to Q2'25 · Units to 2010 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2011Peak · 2025

At / near its all-time high

Price growth (compound)% per year
3-yr
+9.1%
5-yr
+11.6%
10-yr
+11.0%
Indicative cashflow-$706/wk (-$36,730/yr) · interest-only @ 6.4%, 80% LVR
Market turnover13.1% of homes traded/yr (26 sales · +16% vs 3-yr avg)
Rent stabilityvolatile — rents vary ±7.6% around trend (short window, 13 pts)
Value vs advantage+9% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 35/100 · top 65% of 3,604AU suburbs
Peer distributionstronger than 35% of AU suburbs
WeakerTypicalStronger
Capital growth63
Rental yield47
Stability8
Volatility-25.1ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Balaclava

Owner-occupied 77%Rented 23%
Investor activityATO
Negatively geared5.7%
629 of 1,466 landlords
Avg rental loss$9,037/yr
Landlords (rental income)1,466
Reported capital gains932
Investor exposure index(moderate vs national)79.3/100
The read

Owner-occupier stronghold

76% of homes here are owner-occupied and 22% rented, with 6% of landlords negatively geared.

Why it fits

76% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.8% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

68%
of household income to service a new loan
15.4 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,941/mo vs median rent $2,817/mo (+111% · +$721/wk)

If rates move

At 4.2%: $4,743/mo (-1,197) · at 6.2% (current): $5,941/mo · at 8.2%: $7,253/mo (+1,312)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
11.5x
median home price as a multiple of annual household income
Stretched
Renting
32%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,000/mo, while renters pay about $2,817/mo — renting runs $817/mo higher on these medians.

Median price
$1.21M
Household income · yr
$105K
Median rent · wk
$650
Owner mortgage · mo
$2,000
Gross yield
2.8%

Household income

$105K household · yr+27.8% vs NSW suburb median
Personal
$44K
Family
$111K
Household
$105K
Household income distribution (ABS Census 2021 · weekly)fewer than 11% could service the median house
Under $300
4
$300-649
18
$650-999
19
$1,000-1,499
26
$1,500-1,999
16
$2,000-2,999
54
$3,000-3,999
25
$4,000+
20

Serviceability line: a household needs about $4,570/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 52% of households here would spend more than 30% of income on rent (rent stress line: $2,167/wk income).

Housing stock and tenure

Tenure (196 households)
Owned outright
40%
Owned with mortgage
35%
Rented
22%
Dwelling structure4.4% of dwellings unoccupied on census night
Separate house
102%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 75% drive, 0% public transport, 2% walk or cycle, 17% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

9/ 100 livability index

Top 91% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 9% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (10 stops)33
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
831
1,552 per 100k
D2 vs AU

Crime

Rate · per 100k1,552
Total incidents831· April 2025 - March 2026
  • Assault24859%
  • Sexual Offences11728%
  • Robbery10%
  • Break And Enter5713%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 81.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~81.5%
~81.5% of the suburb is Bush Fire Prone Land · ~39.9% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Environmental Management
Public / Open space 39% Rural / Green wedge 38% Residential 10% Other 5%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

11,012 people · 202214,222 by 2032 (+29.2%)

ABS population projection (2022 base) for the Mittagong SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Balaclava NSW — Property Data and Demographics

Balaclava is a small locality in New South Wales within the Wingecarribee local government area (postcode 2575). The area has roughly 574 residents and an established demographic, with a median age of 40. Households earn a median income of $105K per year, with an average household size of 2.9 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, professionals, community & personal service. Employment in the area leans toward healthcare and construction. The top ancestries reported are Australian, English, Scottish.

Balaclava has a median house price of $1.2 million, which has surged by 39.4% year-on-year. Units have a median price of $332,000. The current median weekly rent is $650. This gives a gross rental yield of approximately 2.8%. The median monthly mortgage repayment is $2,000.

Public transport access includes 1 rail station, 9 bus stops. The crime rate in the Wingecarribee LGA is low at 1,552 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 2.8%, which reads as low yield. Property prices are near the state median ($1.2M/$1.5M). The price-to-income ratio of 11.5x is considered stretched. House prices have moved +39.4% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.8% Low Yield
Price vs State$1.2M/$1.5M· Near Median
Affordability11.5x Stretched
Price Momentum+39.4% Rising
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,000
Rent · wk(Census)$500
Market rent · wk(2026-06)$650
Gross yield2.1%
Price / income11.5x
Sales vol (latest Q)(2025-Q2)6
Population growth · Wingecarribee LGAABS ERP
Population (2025)53,840
5-year growth+0.7% CAGR
YoY change+0.6%
20012025
Development · Wingecarribee LGAABS Approvals
Approvals (2026)296
Houses 79%Units 21%
YoY change+0%
Employment · Wingecarribee LGASALM
Unemployment (Dec-25)1.3%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 2575ATO
Negatively geared5.7%
629 of filers
Avg rental loss$9,037/yr
Landlords (rental income)1,466
Reported capital gains932
People & prosperity
DemographicsCensus 21
Population574
Median age40
Household size2.9
HH income · wk$2,023
Personal income · wk$840
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)5/10
Economic (IER)8/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,213 → $2,023
Change+66.8%
vs NSW median+46.2 pp
Median rent+31.6%
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations2
Cafes & dining0
TransportGTFS
Rail stations1
Bus stops9
Old Hume Hwy Opp Railway Tce
Hospitals · Wingecarribee LGAAIHW
Public1
Private1
Bowral Hospitalpublic
Southern Highlands Private Hospitalprivate
Aged care · Wingecarribee LGAGEN
Facilities7
Residential places663
Abbey House Aged Care143 places
Harbison Moss Vale136 places
Anthem125 places
Harbison Burradoo98 places
Warrigal Care Bundanoon90 places
Bowral House Nursing Home71 places
+1 more in Wingecarribee LGA
Childcare · Wingecarribee LGAACECQA
Services36
Approved places1,562
Exceeding NQS6
Bundanoon District Community Preschool86 places
Raising Stars Moss Vale Early Learning Centre86 places
Country Kids Club Moss Vale67 places
The Kinder Garden Renwick63 places
Bowral Public School - VillageOSHC60 places
Bambinos Kindergarten Bowral59 places
+30 more in Wingecarribee LGA
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Current status
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Sources & freshness
Strong evidence

Balaclava carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 10 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Balaclava FAQ

Common questions
  1. What LGA is Balaclava in?

    Balaclava is in the Wingecarribee Local Government Area, NSW, postcode 2575. Council-level context for Wingecarribee LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Balaclava?

    The current median house price in Balaclava, NSW is $1.2M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Balaclava?

    The median weekly rent in Balaclava is $650/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Balaclava?

    Rent context available: Balaclava has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Balaclava a good investment?

    QuickProperty's investment signals for Balaclava show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Balaclava?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Balaclava data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.