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Suburb profile ·Bathurst Regional LGA · NSW ·2795

Clear Creek NSW 2795

Clear Creek is in Bathurst Regional LGA, NSW, postcode 2795, with population 115.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$520/wk
Rising
+4.0% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2795 · May 2026
$550
$490
Mar 2025May 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$960K
House median, latest period
22.0%YoY D6 vs AU
Median rent
$520/wk
Rent context available
4.0%YoY D10 vs AU
Gross yield
2.8%
Low yield band
D9 vs AU
Population
115
115 local footprint
D5 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
8,328
514 added 12mo · 62MW
Price cycleCorrecting
LowPeak

22.0% below peak · 18.5% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionCorrecting
Low · 2014Peak · 2021

22.0% below peak · 18.5% above its low

Indicative cashflow-$526/wk (-$27,336/yr) · interest-only @ 6.2%, 80% LVR
Rent stabilitystable — rents vary ±2.4% around trend (short window, 15 pts)
Value vs advantage-39% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Clear Creek

Owner-occupied 89%Rented 11%
Investor activityATO
Negatively geared4.6%
1,218 of 3,103 landlords
Avg rental loss$7,061/yr
Landlords (rental income)3,103
Reported capital gains1,912
The read

Owner-occupier stronghold

100% of homes here are owner-occupied and 13% rented, with 5% of landlords negatively geared.

Why it fits

100% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.8% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

55%
of household income to service a new loan
12.8 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,605/mo vs median rent $2,253/mo (+104% · +$543/wk)

If rates move

At 4.0%: $3,667/mo (-938) · at 6.0% (current): $4,605/mo · at 8.0%: $5,635/mo (+1,031)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
9.6x
median home price as a multiple of annual household income
Moderate
Renting
27%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $2,253/mo — renting runs $86/mo higher on these medians.

Median price
$960K
Household income · yr
$100K
Median rent · wk
$520
Owner mortgage · mo
$2,167
Gross yield
2.8%

Household income

$100K household · yr+21.5% vs NSW suburb median
Personal
$45K
Family
$106K
Household
$100K
Household income distribution (ABS Census 2021 · weekly)29% could service the median house
Under $300
0
$300-649
3
$650-999
4
$1,000-1,499
10
$1,500-1,999
6
$2,000-2,999
3
$3,000-3,999
8
$4,000+
9

Serviceability line: a household needs about $3,542/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 40% of households here would spend more than 30% of income on rent (rent stress line: $1,733/wk income).

Housing stock and tenure

Tenure (40 households)
Owned outright
58%
Owned with mortgage
43%
Rented
13%
Dwelling structure
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 69% drive, 0% public transport, 0% walk or cycle, 24% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
1,783
3,968 per 100k
D6 vs AU

Crime

Rate · per 100k3,968
Total incidents1,783· April 2025 - March 2026
  • Assault54364%
  • Sexual Offences14517%
  • Robbery111%
  • Break And Enter15418%

Bushfire exposure

High exposure ~55.9%
~55.9% of the suburb is Bush Fire Prone Land · ~27.1% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 100%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

6,947 people · 20227,273 by 2032 (+4.7%)

ABS population projection (2022 base) for the Bathurst Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Clear Creek NSW — Property Data and Demographics

Clear Creek (postcode 2795) is a sparsely populated locality in New South Wales within the Bathurst Regional local government area. It is home to about 115 residents, with a predominantly older resident base and a median age of 56. Households earn a median income of $100K per year, with an average household size of 2.8 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, technicians & trades. Employment in the area leans toward education and public admin & safety. The top ancestries reported are Australian, English, Irish.

Clear Creek has a median house price of $960,000, which has fallen sharply by 22% year-on-year. The current median weekly rent is $520. This gives a gross rental yield of approximately 2.8%. The median monthly mortgage repayment is $2,167.

Public transport access includes 15 bus stops. The crime rate in the Bathurst Regional LGA is below average at 3,968 incidents per 100,000 population.

From an investment perspective, Clear Creek shows a gross rental yield of approximately 2.8%, rated as low yield. Property prices sit below the state median ($960K/$1.5M), which can point to relative value. The price-to-income ratio of 9.6x is considered moderate. House prices have moved -22.0% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield2.8% Low Yield
Price vs State$960K/$1.5M Below Median
Affordability9.6x· Moderate
Price Momentum-22.0% Falling
InvestmentNSW
Mortgage · mth$2,167
Rent · wk(Census)$300
Market rent · wk(2026-05)$520
Gross yield1.6%
Price / income9.6x
Property investors · Postcode 2795ATO
Negatively geared4.6%
1,218 of filers
Avg rental loss$7,061/yr
Landlords (rental income)3,103
Reported capital gains1,912
People & prosperity
DemographicsCensus 21
Population115
Median age56
Household size2.8
HH income · wk$1,924
Personal income · wk$872
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)8/10
Economic (IER)10/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,812 → $1,924
Change+6.2%
vs NSW median-14.4 pp
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops15
Hospitals · Bathurst Regional LGAAIHW
Public1
Private1
Bathurst Base Hospitalpublic
Bathurst Private Hospitalprivate
Aged care · Bathurst Regional LGAGEN
Facilities5
Residential places500
Bathurst Riverview Care Community158 places
Catholic Healthcare St Catherine's Aged Care130 places
Whiddon Kelso112 places
Catholic Healthcare Macquarie Care Centre55 places
RFBI Bathurst Masonic Village45 places
Childcare · Bathurst Regional LGAACECQA
Services32
Approved places2,036
Exceeding NQS4
Jenny's Kindergarten and Early Learning Centre - Bathurst CBD132 places
Great Beginnings Bathurst129 places
Papilio Early Learning Bathurst105 places
Grow Early Education Kelso103 places
Milestones Early Learning Centre (Bathurst)96 places
Circle Early Learning Bathurst89 places
+26 more in Bathurst Regional LGA
Shortlist workspace

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Current status
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Sources & freshness
Usable evidence

Clear Creek is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2023 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 15 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Clear Creek is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, population trend data, and building approvals.

The main gaps on this page are school matches, hospital coverage, population trend data, and building approvals. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Clear Creek feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Forest Grove most similar
similar price band similar rent profile similar suburb scale

pop same · house +$161K · rent -$232/wk

Similar local read: useful for context, but still compare the actual market signals.

Limekilns most similar
similar price band similar rent profile similar suburb scale

pop same · house -$30K · rent -$305/wk

Similar local read: useful for context, but still compare the actual market signals.

Evans Plains most similar
similar price band similar rent profile similar suburb scale

pop +100 · house -$20K · rent -$220/wk

Similar local read: useful for context, but still compare the actual market signals.

Clear Creek FAQ

Common questions
  1. What LGA is Clear Creek in?

    Clear Creek is in the Bathurst Regional Local Government Area, NSW, postcode 2795. Council-level context for Bathurst Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Clear Creek?

    The current median house price in Clear Creek, NSW is $960K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Clear Creek?

    The median weekly rent in Clear Creek is $520/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Clear Creek?

    Rent context available: Clear Creek has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Clear Creek a good investment?

    QuickProperty's investment signals for Clear Creek show: Low Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Clear Creek?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Clear Creek data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.