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Suburb profile ·Lithgow LGA · NSW ·2790

Cullen Bullen NSW 2790

Cullen Bullen is in Lithgow LGA, NSW, postcode 2790, with population 166.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$460/wk
Rising
+5.7% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2790 · Jun 2026
$480
$420
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 5.8%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$415K
House median, latest period
6.4%YoY D2 vs AU
Median rent
$460/wk
Rent-led investor candidate
5.7%YoY D10 vs AU
Gross yield
5.8%
Strong yield band
D10 vs AU
Population
20,693
21K via Lithgow LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
2,760
194 added 12mo · 19MW
Price cycleRising
LowPeak

7.8% below peak · 213.2% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRising
Low · 2014Peak · 2007

7.8% below peak · 213.2% above its low

Price growth (compound)% per year
3-yr
+24.9%
5-yr
+17.0%
10-yr
+1.6%
Indicative cashflow-$64/wk (-$3,308/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilitytypical — rents vary ±3.8% around trend (short window, 13 pts)
Value vs advantage-33% vs suburbs of similar SEIFA advantage (decile 2)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Cullen Bullen

Owner-occupied 89%Rented 11%
Investor activityATO
Negatively geared4%
315 of 842 landlords
Avg rental loss$7,233/yr
Landlords (rental income)842
Reported capital gains490
The read

Owner-occupier stronghold

80% of homes here are owner-occupied and 10% rented, with 4% of landlords negatively geared.

Why it fits

80% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

45%
of household income to service a new loan
10.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRoughly even

New-loan repayment $2,033/mo vs median rent $1,993/mo (+2% · +$9/wk)

If rates move

At 4.2%: $1,624/mo (-410) · at 6.2% (current): $2,033/mo · at 8.2%: $2,483/mo (+449)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
7.7x
median home price as a multiple of annual household income
Moderate
Renting
44%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,571/mo, while renters pay about $1,993/mo — renting runs $422/mo higher on these medians.

Median price
$415K
Household income · yr
$54K
Median rent · wk
$460
Owner mortgage · mo
$1,571
Gross yield
5.8%

Household income

$54K household · yr-34.2% vs NSW suburb median
Personal
$25K
Family
$73K
Household
$54K
Household income distribution (ABS Census 2021 · weekly)36% could service the median house
Under $300
0
$300-649
10
$650-999
18
$1,000-1,499
5
$1,500-1,999
4
$2,000-2,999
7
$3,000-3,999
4
$4,000+
5

Serviceability line: a household needs about $1,564/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 63% of households here would spend more than 30% of income on rent (rent stress line: $1,533/wk income).

Housing stock and tenure

Tenure (60 households)
Owned outright
52%
Owned with mortgage
28%
Rented
10%
Dwelling structure6.5% of dwellings unoccupied on census night
Separate house
93%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 70% drive, 0% public transport, 9% walk or cycle, 11% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA790
Students8
Government1
  • Cullen Bullen Public SchoolPrimary · Government · ICSEA 790
Crime April 2025 - March 2026
969
4,672 per 100k
D6 vs AU

Crime

Rate · per 100k4,672
Total incidents969· April 2025 - March 2026
  • Assault29766%
  • Sexual Offences6615%
  • Robbery31%
  • Break And Enter8519%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 100.0% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~100.0%
~100.0% of the suburb is Bush Fire Prone Land · ~57.9% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 99% Other 1%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

8,442 people · 20228,835 by 2032 (+4.7%)

ABS population projection (2022 base) for the Lithgow Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Cullen Bullen NSW — Property Data and Demographics

Cullen Bullen is a quiet locality in New South Wales within the Lithgow local government area (postcode 2790). The area has roughly 166 residents and an older-leaning population, with a median age of 51. Households earn a median income of $54K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at -0.5% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are clerical & administrative, managers, technicians & trades. Employment in the area leans toward accommodation & food and education. The top ancestries reported are English, Australian, Irish.

Median house prices in Cullen Bullen stand at $415,000, having posted strong gains by 6.4% over the last twelve months. The current median weekly rent is $460. This gives a gross rental yield of approximately 5.8%. The median monthly mortgage repayment is $1,571.

Cullen Bullen is served by 1 school, including 1 primary. The average ICSEA score is 790, which is well below the national average of 1,000. Public transport access includes 13 bus stops. The crime rate in the Lithgow LGA is moderate at 4,672 incidents per 100,000 population.

Looking at the investment signals, The gross rental yield works out to roughly 5.8%, which reads as high yield. Property prices sit below the state median ($415K/$1.5M), which can point to relative value. The price-to-income ratio of 7.7x is considered moderate. House prices have moved +6.4% year-on-year. Population growth of -0.5% year-on-year points to declining demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.8% High Yield
Price vs State$415K/$1.5M Below Median
Affordability7.7x· Moderate
Price Momentum+6.4% Rising
Pop. Growth-0.5% Declining
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,571
Rent · wk(Census)$190
Market rent · wk(2026-06)$460
Gross yield2.4%
Price / income7.7x
Population growth · Lithgow LGAABS ERP
Population (2025)20,693
5-year growth-0.4% CAGR
YoY change-0.5%
20012025
Development · Lithgow LGAABS Approvals
Approvals (2026)56
Houses 82%Units 18%
YoY change+0%
Employment · Lithgow LGASALM
Unemployment (Dec-25)4.9%
YoY change+2pp
Dec-10Dec-25
Property investors · Postcode 2790ATO
Negatively geared4%
315 of filers
Avg rental loss$7,233/yr
Landlords (rental income)842
Reported capital gains490
People & prosperity
DemographicsCensus 21
Population166
Median age51
Household size2.5
HH income · wk$1,042
Personal income · wk$484
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)2/10
Income momentumCensus 16→21
HH income · wk$778 → $1,042
Change+33.9%
vs NSW median+13.3 pp
Median rent-2.6%
gentrifyingvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops13
Hospitals · Lithgow LGAAIHW
Public2
Private1
Lithgow Hospitalpublic
Portland Tabulam Health Centrepublic
Lithgow Community Private Hospitalprivate
Aged care · Lithgow LGAGEN
Facilities3
Residential places166
Cooinda82 places
Three Tree Lodge62 places
Portland Multi-Purpose Service22 places
Childcare · Lithgow LGAACECQA
Services10
Approved places516
Exceeding NQS2
Gowrie NSW Lithgow Early Education and Care Centre85 places
First Grammar Lithgow80 places
The Little Learning Tree Lithgow66 places
Pied Piper Preschool64 places
PCYC- Out Of School Hours Lithgow60 places
Jack & Jill Preschool48 places
+4 more in Lithgow LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Cullen Bullen for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 13 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Cullen Bullen is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across hospital coverage.

Coverage is thinner on hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Begin here, but pressure-test the read in compare, against the state hub, or a bigger nearby suburb before deciding.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Cullen Bullen feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Rydal most similar
similar price band similar rent profile similar suburb scale

pop same · house +$185K · rent -$260/wk

Similar local read: useful for context, but still compare the actual market signals.

Capertee most similar
similar price band similar rent profile similar suburb scale

pop same · house -$85K · rent -$265/wk

Similar local read: useful for context, but still compare the actual market signals.

Pottery Estate most similar
similar price band similar rent profile similar suburb scale

pop -100 · house -$56K · rent -$185/wk

Similar local read: useful for context, but still compare the actual market signals.

Cullen Bullen FAQ

Common questions
  1. What LGA is Cullen Bullen in?

    Cullen Bullen is in the Lithgow Local Government Area, NSW, postcode 2790. Council-level context for Lithgow LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cullen Bullen?

    The current median house price in Cullen Bullen, NSW is $415K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cullen Bullen?

    The median weekly rent in Cullen Bullen is $460/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Cullen Bullen?

    Rent-led investor candidate: Gross rent yield screens at about 5.8%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Cullen Bullen a good investment?

    QuickProperty's investment signals for Cullen Bullen show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Cullen Bullen?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Cullen Bullen data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.