Fernmount NSW

Postcode 2454 · Bellingen LGA

Fernmount is a quiet locality in New South Wales within the Bellingen local government area (postcode 2454). With a population of 444, the suburb has a mature demographic with a median age of 46. Households earn a median income of $93K per year, with an average household size of 2.7 people. The most common occupations are professionals, managers, technicians & trades. The top ancestries reported are English, Australian, Irish.

The median house price in Fernmount is $1.0 million, having dropped significantly 12.4% over the past year. The current median weekly rent is $494. This gives a gross rental yield of approximately 2.5%. The median monthly mortgage repayment is $1,833.

Public transport access includes 7 bus stops. The crime rate in the Bellingen LGA is below average at 3,592 incidents per 100,000 population.

From an investment perspective, Fernmount offers a gross rental yield of 2.5%, rated as low yield. Property prices sit below the state median ($1.0M/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 10.9x is considered stretched. House prices have moved -12.4% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.5% Low Yield
Price vs State$1.0M/$1.5M Below Median
Affordability10.9x Stretched
Price Momentum-12.4% Falling
SEIFA INDEX (ABS)
Advantage8/10
Education7/10
Economic7/10
Disadvantage7/10
MEDIAN HOUSE
$1.0M
-12.4% YoY
MEDIAN RENT /WK
$350
POPULATION
444
DEMOGRAPHICS
Median Age46
Household Size2.7
HH Income /wk$1,784
Personal Income /wk$769
Mortgage /mth$1,833
CRIME (Bellingen LGA)
Crime Rate (per 100k)3,592
Total Incidents477
TRANSPORT
Bus Stops7
Data: 2025