Flat Tops is a small, quiet locality in New South Wales within the Dungog local government area (postcode 2420). The area has roughly 21 residents and a more retirement-aged population, with a median age of 64. Households earn a median income of $85K per year, with an average household size of 1.6 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +1.9% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, managers, clerical & administrative. The top ancestries reported are English, Irish, Australian.
Flat Tops has a median house price of $883,000, holding roughly steady year-on-year. The current median weekly rent is $600. This gives a gross rental yield of approximately 3.5%. The median monthly mortgage repayment is $250.
Public transport access includes 1 bus stop. The crime rate in the Dungog LGA is below average at 2,110 incidents per 100,000 population.
On the investment side, The gross rental yield works out to roughly 3.5%, which reads as moderate yield. Property prices sit below the state median ($883K/$1.5M), which can point to relative value. The price-to-income ratio of 10.4x is considered stretched. House prices have moved +0.0% year-on-year. Population growth of +1.9% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.