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Suburb profile ·Oberon LGA · NSW ·2787

Gingkin NSW 2787

Gingkin is in Oberon LGA, NSW, postcode 2787, with population 62.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$405/wk
Falling
-13.8% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2787 · May 2026
$510
$400
Mar 2025May 2026
Why it fits

Recent price movement shows visible market momentum.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$860K
House median, latest period
14.7%YoY D5 vs AU
Median rent
$405/wk
Rent context available
13.8%YoY D9 vs AU
Gross yield
2.4%
Low yield band
D8 vs AU
Population
5,595
6K via Oberon LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
917
54 added 12mo · 6MW

Price history

Trend & investor depth

Indicative cashflow-$517/wk (-$26,861/yr) · interest-only @ 6.2%, 80% LVR
Value vs advantage+9% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Mortgage affordability

79%
of household income to service a new loan
18.3 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,125/mo vs median rent $1,755/mo (+135% · +$547/wk)

If rates move

At 4.0%: $3,285/mo (-840) · at 6.0% (current): $4,125/mo · at 8.0%: $5,048/mo (+923)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
13.7x
median home price as a multiple of annual household income
Stretched
Renting
34%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,100/mo, while renters pay about $1,755/mo — renting runs $655/mo higher on these medians.

Median price
$860K
Household income · yr
$63K
Median rent · wk
$405
Owner mortgage · mo
$1,100
Gross yield
2.4%

Household income

$63K household · yr-23.7% vs NSW suburb median
Personal
$25K
Family
$84K
Household
$63K
Crime April 2025 - March 2026
96
1,713 per 100k
D2 vs AU

Crime

Rate · per 100k1,713
Total incidents96· April 2025 - March 2026
  • Assault3463%
  • Sexual Offences1324%
  • Robbery00%
  • Break And Enter713%

Bushfire exposure

Severe exposure ~100.0%
~100.0% of the suburb is Bush Fire Prone Land · ~56.1% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 84% Public / Open space 16%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

4,853 people · 20225,215 by 2032 (+7.5%)

ABS population projection (2022 base) for the Oberon SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Gingkin NSW — Property Data and Demographics

Gingkin is a sparsely populated locality in New South Wales within the Oberon local government area (postcode 2787). It is home to about 62 residents, with a more retirement-aged population and a median age of 59. Households earn a median income of $63K per year, with an average household size of 1.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.1% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, technicians & trades. Employment in the area leans toward agriculture and admin services. The top ancestries reported are Australian, Irish, English.

Gingkin has a median house price of $860,000, which has risen steeply by 14.7% year-on-year. The current median weekly rent is $405. This gives a gross rental yield of approximately 2.4%. The median monthly mortgage repayment is $1,100.

Public transport access includes 3 bus stops. The crime rate in the Oberon LGA is low at 1,713 incidents per 100,000 population.

On the investment side, Gingkin shows a gross rental yield of approximately 2.4%, rated as low yield. Property prices sit below the state median ($860K/$1.5M), which can point to relative value. The price-to-income ratio of 13.7x is considered stretched. House prices have moved +14.7% year-on-year. Population growth of +0.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.4% Low Yield
Price vs State$860K/$1.5M Below Median
Affordability13.7x Stretched
Price Momentum+14.7% Rising
Pop. Growth+0.1%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,100
Rent · wk(Census)$160
Market rent · wk(2026-05)$405
Gross yield1.0%
Price / income13.7x
Population growth · Oberon LGAABS ERP
Population (2025)5,595
5-year growth+0.2% CAGR
YoY change+0.1%
20012025
Development · Oberon LGAABS Approvals
Approvals (2026)17
Houses 88%Units 12%
YoY change+0%
Employment · Oberon LGASALM
Unemployment (Dec-25)1.8%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 2787ATO
Negatively geared4.3%
110 of filers
Avg rental loss$8,272/yr
Landlords (rental income)294
Reported capital gains184
People & prosperity
DemographicsCensus 21
Population62
Median age59
Household size1.8
HH income · wk$1,208
Personal income · wk$474
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)5/10
Economic (IER)5/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$1,312 → $1,208
Change-7.9%
vs NSW median-28.5 pp
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops3
Hospitals · Oberon LGAAIHW
Public1
Private0
Oberon Multi Purpose Servicepublic
Aged care · Oberon LGAGEN
Facilities2
Residential places80
Columbia Aged Care Services - Oberon Village66 places
Oberon Multi-Purpose Service14 places
Childcare · Oberon LGAACECQA
Services3
Approved places142
Exceeding NQS0
Circle Early Learning Oberon77 places
Oberon Children's Centre45 places
ASPIRE OSHC O'Connell20 places
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
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EMPTY SET

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Sources & freshness
Strong evidence

Gingkin carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2022 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 3 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Gingkin is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

Coverage is thinner on school matches and hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Begin here, but pressure-test the read in compare, against the state hub, or a bigger nearby suburb before deciding.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Gingkin feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Triangle Flat most similar
similar price band similar rent profile similar suburb scale

pop same · house -$315K · rent -$230/wk

Similar local read: useful for context, but still compare the actual market signals.

Mozart most similar
similar price band similar rent profile similar suburb scale

pop same · house -$210K · rent -$155/wk

Similar local read: useful for context, but still compare the actual market signals.

Hazelgrove most similar
similar price band similar rent profile similar suburb scale

pop same · house -$140K · rent -$230/wk

Similar local read: useful for context, but still compare the actual market signals.

Gingkin FAQ

Common questions
  1. What LGA is Gingkin in?

    Gingkin is in the Oberon Local Government Area, NSW, postcode 2787. Council-level context for Oberon LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Gingkin?

    The current median house price in Gingkin, NSW is $860K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Gingkin?

    The median weekly rent in Gingkin is $405/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Gingkin?

    Rent context available: Gingkin has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Gingkin a good investment?

    QuickProperty's investment signals for Gingkin show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Gingkin?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Gingkin data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.