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Suburb profile ·Mid-Western Regional LGA · NSW ·2852

Goolma NSW 2852

Goolma is in Mid-Western Regional LGA, NSW, postcode 2852, with population 95.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$600/wk
Rising
+20.2% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2852 · Jun 2026
$690
$400
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 6.6%. Entry price sits in the lower-cost range for a first-pass screen.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$474K
House median, latest period
0.0%YoY D2 vs AU
Median rent
$600/wk
Rent-led investor candidate
20.2%YoY D10 vs AU
Gross yield
6.6%
Strong yield band
D10 vs AU
Population
95
95 local footprint
D4 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
763
38 added 12mo · 6MW

Price history

Trend & investor depth

Indicative cashflow-$16/wk (-$843/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-52% vs suburbs of similar SEIFA advantage (decile 6)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Goolma

Owner-occupied 87%Rented 13%
Investor activityATO
Negatively geared4.4%
90 of 218 landlords
Avg rental loss$6,090/yr
Landlords (rental income)218
Reported capital gains105
The read

Owner-occupier stronghold

106% of homes here are owner-occupied and 15% rented, with 4% of landlords negatively geared.

Why it fits

106% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

41%
of household income to service a new loan
9.4 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRoughly even

New-loan repayment $2,320/mo vs median rent $2,600/mo (-11% · -$65/wk)

If rates move

At 4.2%: $1,852/mo (-468) · at 6.2% (current): $2,320/mo · at 8.2%: $2,832/mo (+512)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
7.1x
median home price as a multiple of annual household income
Moderate
Renting
46%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,473/mo, while renters pay about $2,600/mo — renting runs $1,127/mo higher on these medians.

Median price
$474K
Household income · yr
$67K
Median rent · wk
$600
Owner mortgage · mo
$1,473
Gross yield
6.6%

Household income

$67K household · yr-18.4% vs NSW suburb median
Personal
$27K
Family
$85K
Household
$67K
Household income distribution (ABS Census 2021 · weekly)33% could service the median house
Under $300
0
$300-649
3
$650-999
9
$1,000-1,499
3
$1,500-1,999
5
$2,000-2,999
10
$3,000-3,999
0
$4,000+
0

Serviceability line: a household needs about $1,785/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 67% of households here would spend more than 30% of income on rent (rent stress line: $2,000/wk income).

Housing stock and tenure

Tenure (33 households)
Owned outright
67%
Owned with mortgage
39%
Rented
15%
Dwelling structure30.4% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 47% drive, 0% public transport, 0% walk or cycle, 38% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA928
Students2
Government1
  • Goolma Public SchoolPrimary · Government · ICSEA 928
Crime April 2025 - March 2026
890
3,395 per 100k
D5 vs AU

Crime

Rate · per 100k3,395
Total incidents890· April 2025 - March 2026
  • Assault26957%
  • Sexual Offences11925%
  • Robbery31%
  • Break And Enter7917%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Low broad-area context

About 9.8% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Low exposure ~9.8%
~9.8% of the suburb is Bush Fire Prone Land · ~3.8% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 99% Public / Open space 1%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

11,166 people · 202213,027 by 2032 (+16.7%)

ABS population projection (2022 base) for the Mudgee Surrounds - West SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Goolma NSW — Property Data and Demographics

Located in New South Wales within the Mid-Western Regional local government area, Goolma is a quiet locality (postcode 2852). The area has roughly 95 residents and a mature demographic, with a median age of 54. Households earn a median income of $67K per year, with an average household size of 2.4 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, professionals. Employment in the area leans toward agriculture and transport & logistics. The top ancestries reported are Australian, English, Irish.

The median house price in Goolma is $474,000, broadly unchanged over the past year. The current median weekly rent is $600. This gives a gross rental yield of approximately 6.6%. The median monthly mortgage repayment is $1,473.

Goolma is served by 1 school, including 1 primary. The average ICSEA score is 928, which is below the national average of 1,000. Public transport access includes 4 bus stops. The crime rate in the Mid-Western Regional LGA is below average at 3,395 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 6.6% (high yield). Property prices sit below the state median ($474K/$1.5M), which can point to relative value. The price-to-income ratio of 7.1x is considered moderate. House prices have moved +0.0% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield6.6% High Yield
Price vs State$474K/$1.5M Below Median
Affordability7.1x· Moderate
Price Momentum+0.0%· Stable
InvestmentNSW
Mortgage · mth$1,473
Rent · wk(Census)$400
Market rent · wk(2026-06)$600
Gross yield4.4%
Price / income7.1x
Property investors · Postcode 2852ATO
Negatively geared4.4%
90 of filers
Avg rental loss$6,090/yr
Landlords (rental income)218
Reported capital gains105
People & prosperity
DemographicsCensus 21
Population95
Median age54
Household size2.4
HH income · wk$1,291
Personal income · wk$514
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)5/10
Economic (IER)9/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,187 → $1,291
Change+8.8%
vs NSW median-11.8 pp
Median rent+1233.3%
softeningvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops4
Hospitals · Mid-Western Regional LGAAIHW
Public3
Private0
Gulgong Multi Purpose Servicepublic
Mudgee Health Servicepublic
Rylstone Multi Purpose Servicepublic
Aged care · Mid-Western Regional LGAGEN
Facilities7
Residential places293
Kanandah Hostel96 places
Whiddon Mudgee Pioneer81 places
Mudgee Grove Care Community42 places
Wenonah Lodge25 places
Rylstone Multi-Purpose Service24 places
Ada Cottage19 places
+1 more in Mid-Western Regional LGA
Childcare · Mid-Western Regional LGAACECQA
Services17
Approved places974
Exceeding NQS2
Mudgee Little Learners155 places
Kiddie Academy Mudgee152 places
Squeakers Childcare Centre69 places
Milestones Early Learning Mudgee63 places
Mudgee Community Preschool Incorporated60 places
PCYC - Out of School Hours Cudgegong60 places
+11 more in Mid-Western Regional LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Goolma if it deserves a shortlist slot.

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EMPTY SET

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Sources & freshness
Strong evidence

Goolma carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2024 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 4 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Goolma is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across hospital coverage, population trend data, and building approvals.

Coverage is thinner on hospital coverage, population trend data, and building approvals; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Goolma feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Turill most similar
similar price band similar rent profile similar suburb scale

pop same · house -$61.39999999999998K · rent -$337/wk

Similar local read: useful for context, but still compare the actual market signals.

Collingwood most similar
similar price band similar rent profile

pop same · house +$16.5K · rent -$200/wk

Similar local read: useful for context, but still compare the actual market signals.

Tallawang most similar
similar price band similar rent profile similar suburb scale

pop +100 · house +$69K · rent -$200/wk

Similar local read: useful for context, but still compare the actual market signals.

Goolma FAQ

Common questions
  1. What LGA is Goolma in?

    Goolma is in the Mid-Western Regional Local Government Area, NSW, postcode 2852. Council-level context for Mid-Western Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Goolma?

    The current median house price in Goolma, NSW is $474K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Goolma?

    The median weekly rent in Goolma is $600/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Goolma?

    Rent-led investor candidate: Gross rent yield screens at about 6.6%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Goolma a good investment?

    QuickProperty's investment signals for Goolma show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Goolma?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Goolma data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.