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Suburb profile ·Wingecarribee LGA · NSW ·2575

Hill Top NSW 2575

Hill Top is in Wingecarribee LGA, NSW, postcode 2575, with population 2,792.

The read

Affordability-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$650/wk
Rising
+2.2% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2575 · Jun 2026
$780
$598
Jun 2025Jun 2026
Median house
No local house series
Median rent
$650/wk
Rent context available
2.2%YoY D10 vs AU
Gross yield
Need rent + price
Population
2,792
3K local footprint
D9 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
2h
132 km to Sydney CBD · free-flow
Solar
3,629
239 added 12mo · 27MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$2,000
Median rent · wk$435

Trend & investor depth

Rent stabilityvolatile — rents vary ±7.6% around trend (short window, 13 pts)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Affordability

34%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,000/mo, while renters pay about $2,817/mo — renting runs $817/mo higher on these medians.

Household income · yr
$100K
Median rent · wk
$650
Owner mortgage · mo
$2,000

Household income

$100K household · yr+21.5% vs NSW suburb median
Personal
$44K
Family
$110K
Household
$100K
Household income distribution (ABS Census 2021 · weekly)
Under $300
26
$300-649
88
$650-999
104
$1,000-1,499
140
$1,500-1,999
109
$2,000-2,999
239
$3,000-3,999
118
$4,000+
78

At the median asking rent, about 57% of households here would spend more than 30% of income on rent (rent stress line: $2,167/wk income).

Schools

Total1
Avg ICSEA935
Students120
Government1
  • Hill Top Public SchoolPrimary · Government · ICSEA 935
Crime April 2025 - March 2026
831
1,552 per 100k
D2 vs AU

Crime

Rate · per 100k1,552
Total incidents831· April 2025 - March 2026
  • Assault24859%
  • Sexual Offences11728%
  • Robbery10%
  • Break And Enter5713%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Low broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

Not staged

Housing-structure evidence is not staged.

Residential-zone context

Not staged

A comparable planning-zone layer is not staged for this state.

Rental households

Not staged

Rental-demand context is not staged.

Mapped hazards

Not staged

No broad-area layer staged for this suburb. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Hill Top unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Hill Top, NSW 2575 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Full data detail Census · ATO · ABS · state datasets
Hill Top NSW — Property Data and Demographics

Hill Top is a compact suburb in New South Wales within the Wingecarribee local government area (postcode 2575). The area has roughly 2,792 residents and a blend of families and working-age professionals, with a median age of 35. Households earn a median income of $100K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, professionals, machinery operators & drivers. Employment in the area leans toward construction and retail trade. The top ancestries reported are English, Australian, Scottish.

The current median weekly rent is $650. The median monthly mortgage repayment is $2,000.

Hill Top is served by 1 school, including 1 primary. The average ICSEA score is 935, which is below the national average of 1,000. The crime rate in the Wingecarribee LGA is low at 1,552 incidents per 100,000 population.

On the investment side, Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,000
Rent · wk(Census)$435
Market rent · wk(2026-06)$650
Population growth · Wingecarribee LGAABS ERP
Population (2025)53,840
5-year growth+0.7% CAGR
YoY change+0.6%
20012025
Development · Wingecarribee LGAABS Approvals
Approvals (2026)296
Houses 79%Units 21%
YoY change+0%
Employment · Wingecarribee LGASALM
Unemployment (Dec-25)1.3%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 2575ATO
Negatively geared5.7%
629 of filers
Avg rental loss$9,037/yr
Landlords (rental income)1,466
Reported capital gains932
People & prosperity
DemographicsCensus 21
Population2,792
Median age35
Household size2.8
HH income · wk$1,924
Personal income · wk$838
Persons / bedroom0.8
Income momentumCensus 16→21
HH income · wk$1,551 → $1,924
Change+24%
vs NSW median+3.4 pp
Median rent+17.6%
stablevs NSW 2016–21
Area & amenity
Hospitals · Wingecarribee LGAAIHW
Public1
Private1
Bowral Hospitalpublic
Southern Highlands Private Hospitalprivate
Aged care · Wingecarribee LGAGEN
Facilities7
Residential places663
Abbey House Aged Care143 places
Harbison Moss Vale136 places
Anthem125 places
Harbison Burradoo98 places
Warrigal Care Bundanoon90 places
Bowral House Nursing Home71 places
+1 more in Wingecarribee LGA
Childcare · Wingecarribee LGAACECQA
Services36
Approved places1,562
Exceeding NQS6
Bundanoon District Community Preschool86 places
Raising Stars Moss Vale Early Learning Centre86 places
Country Kids Club Moss Vale67 places
The Kinder Garden Renwick63 places
Bowral Public School - VillageOSHC60 places
Bambinos Kindergarten Bowral59 places
+30 more in Wingecarribee LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Hill Top carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Missing
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Hill Top FAQ

Common questions
  1. What LGA is Hill Top in?

    Hill Top is in the Wingecarribee Local Government Area, NSW, postcode 2575. Council-level context for Wingecarribee LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Hill Top?

    The median weekly rent in Hill Top is $650/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Hill Top?

    Rent context available: Hill Top has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Hill Top a good investment?

    QuickProperty's investment signals for Hill Top show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Hill Top?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Hill Top data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.