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Suburb profile ·Upper Lachlan Shire LGA · NSW ·2583

Laggan NSW 2583

Laggan is in Upper Lachlan Shire LGA, NSW, postcode 2583, with population 407.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$390/wk
Falling
-19.2% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2583 · Jun 2026
$500
$390
Jun 2025Jun 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$1.0M
House median, latest period
2.9%YoY D6 vs AU
Median rent
$390/wk
Rent context available
19.2%YoY D8 vs AU
Gross yield
2.0%
Low yield band
D6 vs AU
Population
407
407 local footprint
D7 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
1,077
88 added 12mo · 7MW
Price cycleCorrecting
LowPeak

16.7% below peak · 194.1% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionCorrecting
Low · 2014Peak · 2021

16.7% below peak · 194.1% above its low

Price growth (compound)% per year
3-yr
-5.9%
5-yr
+16.3%
10-yr
+9.2%
Indicative cashflow-$692/wk (-$35,990/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-20% vs suburbs of similar SEIFA advantage (decile 8)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Laggan

Owner-occupied 92%Rented 8%
Investor activityATO
Negatively geared4%
106 of 311 landlords
Avg rental loss$6,353/yr
Landlords (rental income)311
Reported capital gains222
The read

Owner-occupier stronghold

83% of homes here are owner-occupied and 8% rented, with 4% of landlords negatively geared.

Why it fits

83% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.0% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

70%
of household income to service a new loan
16.0 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,900/mo vs median rent $1,690/mo (+190% · +$741/wk)

If rates move

At 4.2%: $3,912/mo (-988) · at 6.2% (current): $4,900/mo · at 8.2%: $5,982/mo (+1,082)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
12.0x
median home price as a multiple of annual household income
Stretched
Renting
24%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,598/mo, while renters pay about $1,690/mo — renting runs $92/mo higher on these medians.

Median price
$1.00M
Household income · yr
$84K
Median rent · wk
$390
Owner mortgage · mo
$1,598
Gross yield
2.0%

Household income

$84K household · yr+1.5% vs NSW suburb median
Personal
$37K
Family
$106K
Household
$84K
Household income distribution (ABS Census 2021 · weekly)10% could service the median house
Under $300
0
$300-649
18
$650-999
24
$1,000-1,499
27
$1,500-1,999
16
$2,000-2,999
33
$3,000-3,999
13
$4,000+
11

Serviceability line: a household needs about $3,769/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 43% of households here would spend more than 30% of income on rent (rent stress line: $1,300/wk income).

Housing stock and tenure

Tenure (143 households)
Owned outright
55%
Owned with mortgage
29%
Rented
8%
Dwelling structure22.9% of dwellings unoccupied on census night
Separate house
98%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 55% drive, 0% public transport, 5% walk or cycle, 34% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA1006
Students14
Government1
  • Laggan Public SchoolPrimary · Government · ICSEA 1006
Crime April 2025 - March 2026
136
1,532 per 100k
D2 vs AU

Crime

Rate · per 100k1,532
Total incidents136· April 2025 - March 2026
  • Assault3556%
  • Sexual Offences1524%
  • Robbery00%
  • Break And Enter1219%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Low broad-area context

About 5.1% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Low exposure ~5.1%
~5.1% of the suburb is Bush Fire Prone Land · ~0.5% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Rural Landscape
Rural / Green wedge 96% Public / Open space 4%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

13,946 people · 202215,916 by 2032 (+14.1%)

ABS population projection (2022 base) for the Goulburn Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Laggan NSW — Property Data and Demographics

Laggan is a sparsely populated locality in New South Wales within the Upper Lachlan Shire local government area (postcode 2583). It is home to about 407 residents, with a mature demographic and a median age of 52. Households earn a median income of $84K per year, with an average household size of 2.5 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, technicians & trades. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are Australian, English, Irish.

Median house prices in Laggan stand at $1.0 million, having eased back by 2.9% over the last twelve months. The current median weekly rent is $390. This gives a gross rental yield of approximately 2.0%. The median monthly mortgage repayment is $1,598.

Laggan is served by 1 school, including 1 primary. The average ICSEA score is 1006, which is around the national average of 1,000. Public transport access includes 30 bus stops. The crime rate in the Upper Lachlan Shire LGA is low at 1,532 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 2.0% (low yield). Property prices sit below the state median ($1.0M/$1.5M), which can point to relative value. The price-to-income ratio of 12.0x is considered stretched. House prices have moved -2.9% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield2.0% Low Yield
Price vs State$1.0M/$1.5M Below Median
Affordability12.0x Stretched
Price Momentum-2.9% Falling
InvestmentNSW
Mortgage · mth$1,598
Rent · wk(Census)$300
Market rent · wk(2026-06)$390
Gross yield1.6%
Price / income12.0x
Property investors · Postcode 2583ATO
Negatively geared4%
106 of filers
Avg rental loss$6,353/yr
Landlords (rental income)311
Reported capital gains222
People & prosperity
DemographicsCensus 21
Population407
Median age52
Household size2.5
HH income · wk$1,607
Personal income · wk$713
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)8/10
Economic (IER)9/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,509 → $1,607
Change+6.5%
vs NSW median-14.1 pp
Median rent+46.3%
softeningvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining2
TransportGTFS
Bus stops30
Hospitals · Upper Lachlan Shire LGAAIHW
Public1
Private0
Crookwell District Hospitalpublic
Aged care · Upper Lachlan Shire LGAGEN
Facilities2
Residential places68
Uniting Crookwell45 places
Uniting Taralga23 places
Childcare · Upper Lachlan Shire LGAACECQA
Services7
Approved places222
Exceeding NQS2
MINDCHAMPS EARLY LEARNING @ BROADWAY53 places
Gunning Early Learning Centre35 places
SDN Crookwell Preschool35 places
Paradise 4 Kids30 places
Crookwell Early Learning29 places
Crookwell Neighbourhood Centre - Combined OOSH20 places
+1 more in Upper Lachlan Shire LGA
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Current status
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Sources & freshness
Strong evidence

Laggan carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2024 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 30 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Laggan FAQ

Common questions
  1. What LGA is Laggan in?

    Laggan is in the Upper Lachlan Shire Local Government Area, NSW, postcode 2583. Council-level context for Upper Lachlan Shire LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Laggan?

    The current median house price in Laggan, NSW is $1.0M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Laggan?

    The median weekly rent in Laggan is $390/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Laggan?

    Rent context available: Laggan has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Laggan a good investment?

    QuickProperty's investment signals for Laggan show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Laggan?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Laggan data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.