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Suburb profile ·Lachlan LGA · NSW ·2672

Lake Cargelligo NSW 2672

Lake Cargelligo is in Lachlan LGA, NSW, postcode 2672, with population 1,430.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$400/wk
Apr 2025 → Apr 2026 · 9 periods
NSW Fair Trading · postcode 2672 · Apr 2026 · sparse signal
$478
$175
Apr 2025Apr 2026
Why it fits

Gross yield screens at about 8.6%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

Median house
$243K
House median, latest period
19.2%YoY D1 vs AU
Median rent
$400/wk
Rent-led investor candidate
D9 vs AU
Gross yield
8.6%
Strong yield band
D10 vs AU
Population
1,430
1K local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Solar
463
22 added 12mo · 4MW

Price history

HousesUnits

Trend & investor depth

Cycle positionCorrecting
Low · 2011Peak · 2024

19.2% below peak · 136.6% above its low

Price growth (compound)3-yr -3.5%/yr · 5-yr +3.9%/yr · 10-yr +3.6%/yr
Indicative cashflow$72/wk ($3,766/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
4.0x
median home price as a multiple of annual household income
Affordable
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $867/mo, while renters pay about $1,733/mo — renting runs $866/mo higher on these medians.

Median price
$243K
Household income · yr
$60K
Median rent · wk
$400
Owner mortgage · mo
$867
Gross yield
8.6%

Household income

$60K household · yr-26.8% vs NSW suburb median
Personal
$33K
Family
$76K
Household
$60K

Schools

Total2
Avg ICSEA884
Students268
Catholic1
Government1
  • Lake Cargelligo Central SchoolCombined · Government · ICSEA 858
  • St Francis Xavier's Primary SchoolPrimary · Catholic · ICSEA 909
Crime January 2025 - December 2025
387
6,296 per 100k
D8 vs AU

Crime

Rate · per 100k6,296
Total incidents387· January 2025 - December 2025
  • Assault11067%
  • Sexual Offences1912%
  • Robbery11%
  • Break And Enter3421%

Full data detail

Lake Cargelligo NSW — Property Data and Demographics

Located in New South Wales within the Lachlan local government area, Lake Cargelligo is a small locality (postcode 2672). The area has roughly 1,430 residents and an established family demographic, with a median age of 40. Households earn a median income of $60K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.0% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, community & personal service, professionals. Employment in the area leans toward agriculture and education. The top ancestries reported are Australian, English, Aboriginal Australian.

Lake Cargelligo has a median house price of $243,000, which has dropped significantly by 19.2% year-on-year. The current median weekly rent is $400. This gives a gross rental yield of approximately 8.6%. The median monthly mortgage repayment is $867.

Lake Cargelligo is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 884, which is well below the national average of 1,000. Public transport access includes 37 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Lachlan LGA is moderate at 6,296 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 8.6% (high yield). Property prices sit below the state median ($243K/$1.5M), which can point to relative value. The price-to-income ratio of 4.0x is considered affordable. House prices have moved -19.2% year-on-year. Population growth of +0.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield8.6% High Yield
Price vs State$243K/$1.5M Below Median
Affordability4.0x Affordable
Price Momentum-19.2% Falling
Pop. Growth+0.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$867
Rent · wk(Census)$170
Market rent · wk(2026-04)$400
Gross yield3.6%
Price / income4.0x
Sales vol (latest Q)(2025-Q3)6
Population growth · Lachlan LGAABS ERP
Population (2025)6,118
5-year growth-0.3% CAGR
YoY change+0%
20012025
Development · Lachlan LGAABS Approvals
Approvals (2026)8
Houses6
Units2
YoY change+0%
Employment · Lachlan LGASALM
Unemployment (Dec-25)4.7%
YoY change+1.4pp
Dec-10Dec-25
Property investors · Postcode 2672ATO
Negatively geared29 (3.3% of filers)
Avg rental loss$5,923/yr
Landlords (rental income)86
Reported capital gains53
People & prosperity
DemographicsCensus 21
Population1,430
Median age40
Household size2.4
HH income · wk$1,158
Personal income · wk$641
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)4/10
Economic (IER)2/10
Disadvantage (IRSD)2/10
Area & amenity
Local amenitiesOSM
Supermarkets2
Pharmacies1
GP / clinics1
Fuel stations2
Cafes & dining1
iga1
TransportGTFS
Bus stops37
Hospitals · 1AIHW
Public1
Private0
Lake Cargelligo Multi Purpose Servicepublic
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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Lake Cargelligo for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 37 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Lake Cargelligo FAQ

Common questions
  1. What LGA is Lake Cargelligo in?

    Lake Cargelligo is in the Lachlan Local Government Area, NSW, postcode 2672. Council-level context for Lachlan LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Lake Cargelligo?

    The current median house price in Lake Cargelligo, NSW is $243K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Lake Cargelligo?

    The median weekly rent in Lake Cargelligo is $400/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Lake Cargelligo?

    Rent-led investor candidate: Gross rent yield screens at about 8.6%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Lake Cargelligo a good investment?

    QuickProperty's investment signals for Lake Cargelligo show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Lake Cargelligo?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Lake Cargelligo data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.