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Suburb profile ·Lockhart LGA · NSW ·2656

Lockhart NSW 2656

Lockhart is in Lockhart LGA, NSW, postcode 2656, with population 1,019.

The read

Growth-momentum

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$575/wk
Mar 2025 → Apr 2026 · 13 periods
NSW Fair Trading · postcode 2656 · Apr 2026 · sparse signal
$575
$252
Mar 2025Apr 2026
Why it fits

Gross yield screens at about 7.9%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

Median house
$380K
House median, latest period
52.0%YoY D2 vs AU
Median rent
$575/wk
Rent-led investor candidate
D10 vs AU
Gross yield
7.9%
Strong yield band
D10 vs AU
Population
1,019
1K local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Solar
346
14 added 12mo · 2MW

Price history

HousesUnits

Trend & investor depth

Cycle positionAt its peak
Low · 2004Peak · 2025

At / near its all-time high

Price growth (compound)3-yr +9.4%/yr · 5-yr +16.1%/yr · 10-yr +13.2%/yr
Indicative cashflow$75/wk ($3,881/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
6.6x
median home price as a multiple of annual household income
Moderate
Renting
52%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $867/mo, while renters pay about $2,492/mo — renting runs $1,625/mo higher on these medians.

Median price
$380K
Household income · yr
$58K
Median rent · wk
$575
Owner mortgage · mo
$867
Gross yield
7.9%

Household income

$58K household · yr-29.8% vs NSW suburb median
Personal
$31K
Family
$82K
Household
$58K

Schools

Total2
Avg ICSEA946
Students162
Catholic1
Government1
  • Lockhart Central SchoolCombined · Government · ICSEA 874
  • St Joseph's Primary SchoolPrimary · Catholic · ICSEA 1018
Crime January 2025 - December 2025
100
2,945 per 100k
D5 vs AU

Crime

Rate · per 100k2,945
Total incidents100· January 2025 - December 2025
  • Assault1550%
  • Sexual Offences413%
  • Robbery00%
  • Break And Enter1137%

Full data detail

Lockhart NSW — Property Data and Demographics

Lockhart (postcode 2656) is a small locality in New South Wales within the Lockhart local government area. The area has roughly 1,019 residents and a mature demographic, with a median age of 51. Households earn a median income of $58K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, community & personal service, technicians & trades. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are English, Australian, Irish.

Median house prices in Lockhart stand at $380,000, having jumped by 52% over the last twelve months. The current median weekly rent is $575. This gives a gross rental yield of approximately 7.9%. The median monthly mortgage repayment is $867.

Lockhart is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 946, which is below the national average of 1,000. Public transport access includes 40 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Lockhart LGA is below average at 2,945 incidents per 100,000 population.

Looking at the investment signals, The gross rental yield works out to roughly 7.9%, which reads as high yield. Property prices sit below the state median ($380K/$1.5M), which can point to relative value. The price-to-income ratio of 6.6x is considered moderate. House prices have moved +52.0% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield7.9% High Yield
Price vs State$380K/$1.5M Below Median
Affordability6.6x· Moderate
Price Momentum+52.0% Rising
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$867
Rent · wk(Census)$195
Market rent · wk(2026-04)$575
Gross yield2.7%
Price / income6.6x
Sales vol (latest Q)(2025-Q2)6
Population growth · Lockhart LGAABS ERP
Population (2025)3,509
5-year growth+1.2% CAGR
YoY change+0.6%
20012025
Development · Lockhart LGAABS Approvals
Approvals (2026)8
Houses4
Units4
YoY change+0%
Employment · Lockhart LGASALM
Unemployment (Dec-25)1.8%
YoY change+0.2pp
Jun-24Dec-25
Property investors · Postcode 2656ATO
Negatively geared37 (4.9% of filers)
Avg rental loss$3,948/yr
Landlords (rental income)110
Reported capital gains77
People & prosperity
DemographicsCensus 21
Population1,019
Median age51
Household size2.2
HH income · wk$1,111
Personal income · wk$600
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)3/10
Economic (IER)2/10
Disadvantage (IRSD)2/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations2
Cafes & dining3
iga1
TransportGTFS
Bus stops40
Hospitals · 1AIHW
Public1
Private0
Lockhart Hospitalpublic
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Current status
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Sources & freshness
Strong evidence

Lockhart carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 40 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Lockhart FAQ

Common questions
  1. What LGA is Lockhart in?

    Lockhart is in the Lockhart Local Government Area, NSW, postcode 2656. Council-level context for Lockhart LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Lockhart?

    The current median house price in Lockhart, NSW is $380K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Lockhart?

    The median weekly rent in Lockhart is $575/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Lockhart?

    Rent-led investor candidate: Gross rent yield screens at about 7.9%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Lockhart a good investment?

    QuickProperty's investment signals for Lockhart show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Lockhart?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Lockhart data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.