Lord Howe Island is in Unincorporated NSW LGA, NSW, postcode 2898, with population 445.
The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.
Higher SEIFA context supports a stronger local-quality read.
Evidence depth is verify-heavy, so the profile should be treated as provisional. Small local population makes the signal set more fragile.
Price series isn't recorded for this suburb. Census housing data is shown instead.
57% of homes here are owner-occupied and 37% rented, with 2% of landlords negatively geared.
A balanced 57% owner-occupier / 37% renter mix.
ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.
This suburb 18% · NSW median 21%
Nationally · lighter rent burden than 54% of AU suburbs
Owners with a mortgage repay a median of $1,400/mo, while renters pay about $1,343/mo — owning runs $57/mo higher on these medians.
At the median asking rent, about 22% of households here would spend more than 30% of income on rent (rent stress line: $1,033/wk income).
Getting to work: 31% drive, 0% public transport, 45% walk or cycle, 14% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).
Building due diligence
The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.
About 0.0% of the suburb intersects mapped bushfire-prone land.
May affect: External construction · Roof and wall systems · Openings, screens and decks
Confirm the NCC climate zone used for the building design and energy provisions.
May affect: Insulation and glazing · Condensation control · Roof-space ventilation
A suburb layer cannot determine the site wind classification or Bushfire Attack Level.
May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing
Confirm marine or corrosive exposure and the applicable termite-management requirements.
May affect: Fasteners and connectors · Roofing and coatings · Termite management
This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.
NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions
Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.
Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.
ABS population projection (2022 base) for the Lord Howe Island SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.
Lord Howe Island (postcode 2898) is a small, quiet locality in New South Wales within the Unincorporated NSW local government area. The area has roughly 445 residents and an older-leaning population, with a median age of 46. Households earn a median income of $88K per year, with an average household size of 2.2 people. Recent annual estimates show population movement softening across the broader catchment, with population growth running at -1.2% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, technicians & trades. Employment in the area leans toward accommodation & food and public admin & safety. The top ancestries reported are Australian, English, Irish.
The median weekly rent is $310 (Census 2021). The median monthly mortgage repayment is $1,400.
Lord Howe Island is served by 1 school, including 1 combined. The average ICSEA score is 1009, which is around the national average of 1,000. Healthcare facilities include 1 public hospital.
From an investment perspective, Population growth of -1.2% year-on-year points to declining demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.
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Much of Lord Howe Island rests on evidence that should be verified before a decision.
QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.
Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
This gives you directional coverage, but it is weaker than a current rent release.
Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.
Lord Howe Island is in the Unincorporated NSW Local Government Area, NSW, postcode 2898. Council-level context for Unincorporated NSW LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.
The median weekly rent in Lord Howe Island is $310/wk, based on ABS Census 2021 rent fallback.
QuickProperty's investment signals for Lord Howe Island show: Declining, Steady. These are computed from price, rent, income, and population data — not an opaque score.
Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.
Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.