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Suburb profile ·Kyogle LGA · NSW ·2474

Lynchs Creek NSW 2474

Lynchs Creek is in Kyogle LGA, NSW, postcode 2474, with population 106.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$450/wk
Rising
+7.8% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2474 · Jun 2026
$925
$405
Jun 2025Jun 2026
What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$1.4M
House median, latest period
0.0%YoY D8 vs AU
Median rent
$450/wk
Rent context available
7.8%YoY D10 vs AU
Gross yield
1.7%
Low yield band
D4 vs AU
Population
9,707
10K via Kyogle LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
2,081
125 added 12mo · 12MW

Price history

Trend & investor depth

Indicative cashflow-$992/wk (-$51,570/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage+72% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Lynchs Creek

Owner-occupied 75%Rented 25%
Investor activityATO
Negatively geared3.3%
120 of 446 landlords
Avg rental loss$5,685/yr
Landlords (rental income)446
Reported capital gains231
The read

Owner-occupier stronghold

71% of homes here are owner-occupied and 24% rented, with 3% of landlords negatively geared.

Why it fits

71% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 1.7% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

124%
of household income to service a new loan
28.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $6,615/mo vs median rent $1,950/mo (+239% · +$1076/wk)

If rates move

At 4.2%: $5,281/mo (-1,333) · at 6.2% (current): $6,615/mo · at 8.2%: $8,076/mo (+1,461)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
21.1x
median home price as a multiple of annual household income
Stretched
Renting
37%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,292/mo, while renters pay about $1,950/mo — renting runs $658/mo higher on these medians.

Median price
$1.35M
Household income · yr
$64K
Median rent · wk
$450
Owner mortgage · mo
$1,292
Gross yield
1.7%

Household income

$64K household · yr-22.4% vs NSW suburb median
Personal
$46K
Family
$109K
Household
$64K

Housing stock and tenure

Tenure (38 households)
Owned outright
42%
Owned with mortgage
29%
Rented
24%
Dwelling structure7.5% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 64% drive, 0% public transport, 0% walk or cycle, 18% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
264
2,755 per 100k
D4 vs AU

Crime

Rate · per 100k2,755
Total incidents264· April 2025 - March 2026
  • Assault7049%
  • Sexual Offences2417%
  • Robbery00%
  • Break And Enter4834%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 97.9% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~97.9%
~97.9% of the suburb is Bush Fire Prone Land · ~45.9% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 99% Other 1%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

7,659 people · 20228,462 by 2032 (+10.5%)

ABS population projection (2022 base) for the Kyogle SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Lynchs Creek NSW — Property Data and Demographics

Lynchs Creek (postcode 2474) is a small, quiet locality in New South Wales within the Kyogle local government area. With a population of 106, the suburb has a settled mid-life population with a median age of 44. Households earn a median income of $64K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.8% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward agriculture and manufacturing. The top ancestries reported are English, Australian, Scottish.

Median house prices in Lynchs Creek sit at $1.4 million, little changed on a year ago. The current median weekly rent is $450. This gives a gross rental yield of approximately 1.7%. The median monthly mortgage repayment is $1,292.

Public transport access includes 4 bus stops. The crime rate in the Kyogle LGA is below average at 2,755 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 1.7%, which reads as low yield. Property prices are near the state median ($1.4M/$1.5M). The price-to-income ratio of 21.1x is considered stretched. House prices have moved +0.0% year-on-year. Population growth of +0.8% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.7% Low Yield
Price vs State$1.4M/$1.5M· Near Median
Affordability21.1x Stretched
Price Momentum+0.0%· Stable
Pop. Growth+0.8%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,292
Rent · wk(Census)$300
Market rent · wk(2026-06)$450
Gross yield1.2%
Price / income21.1x
Population growth · Kyogle LGAABS ERP
Population (2025)9,707
5-year growth+0.9% CAGR
YoY change+0.8%
20012025
Development · Kyogle LGAABS Approvals
Approvals (2026)22
Houses 77%Units 23%
YoY change+0%
Employment · Kyogle LGASALM
Unemployment (Dec-25)5.5%
YoY change-0.6pp
Dec-10Dec-25
Property investors · Postcode 2474ATO
Negatively geared3.3%
120 of filers
Avg rental loss$5,685/yr
Landlords (rental income)446
Reported capital gains231
People & prosperity
DemographicsCensus 21
Population106
Median age44
Household size2.5
HH income · wk$1,228
Personal income · wk$875
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)7/10
Economic (IER)4/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$939 → $1,228
Change+30.8%
vs NSW median+10.2 pp
Median rent+42.9%
gentrifyingvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops4
Hospitals · Kyogle LGAAIHW
Public2
Private0
Bonalbo Hospitalpublic
Kyogle Multi Purpose Servicepublic
Aged care · Kyogle LGAGEN
Facilities3
Residential places113
Whiddon Kyogle70 places
Kyogle Multi-Purpose Service28 places
Bonalbo Multi-Purpose Service15 places
Childcare · Kyogle LGAACECQA
Services7
Approved places185
Exceeding NQS2
Kyogle Early Learning39 places
Rainbow Region Kids Kyogle30 places
Bundgeam Preschool26 places
Kyogle Pre-school25 places
Ngallingnee Jarjum Tabulam & District Community Preschool Inc25 places
Cawongla Playhouse20 places
+1 more in Kyogle LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
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EMPTY SET

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Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Lynchs Creek carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 4 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Lynchs Creek is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

Coverage is thinner on school matches and hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Lynchs Creek feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Dobies Bight most similar
similar price band similar rent profile similar suburb scale

pop same · house -$200K · rent -$200/wk

Similar local read: useful for context, but still compare the actual market signals.

Homeleigh most similar
similar price band similar rent profile similar suburb scale

pop same · house -$370K · rent -$170/wk

Similar local read: useful for context, but still compare the actual market signals.

Upper Horseshoe Creek most similar
similar price band similar rent profile similar suburb scale

pop same · house -$505K · rent -$230/wk

Similar local read: useful for context, but still compare the actual market signals.

Lynchs Creek FAQ

Common questions
  1. What LGA is Lynchs Creek in?

    Lynchs Creek is in the Kyogle Local Government Area, NSW, postcode 2474. Council-level context for Kyogle LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Lynchs Creek?

    The current median house price in Lynchs Creek, NSW is $1.4M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Lynchs Creek?

    The median weekly rent in Lynchs Creek is $450/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Lynchs Creek?

    Rent context available: Lynchs Creek has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Lynchs Creek a good investment?

    QuickProperty's investment signals for Lynchs Creek show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Lynchs Creek?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Lynchs Creek data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.