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Suburb profile ·Shoalhaven LGA · NSW ·2538

Milton NSW 2538

Milton is in Shoalhaven LGA, NSW, postcode 2538, with population 1,801.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$325/wk
Mar 2025 → Apr 2026 · 12 periods
NSW Fair Trading · postcode 2538 · Apr 2026 · sparse signal
$850
$325
Mar 2025Apr 2026
Why it fits

School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case.

Median house
$1.2M
House median, latest period
1.4%YoY D8 vs AU
Median rent
$325/wk
Rent context available
D7 vs AU
Gross yield
1.4%
Low yield band
D3 vs AU
Population
1,801
2K local footprint
D8 vs AU
Schools
3
Matched school context
D9 vs AU
Solar
705
60 added 12mo · 5MW

Price history

HousesUnits

Houses to Q4'25 · Units to 2023 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionRising
Low · 2005Peak · 2022

2.0% below peak · 284.0% above its low

Price growth (compound)3-yr +10.1%/yr · 5-yr +0.9%/yr · 10-yr +6.6%/yr
Indicative cashflow-$882/wk (-$45,885/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
17.4x
median home price as a multiple of annual household income
Stretched
Renting
25%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,733/mo, while renters pay about $1,408/mo — owning runs $325/mo higher on these medians.

Median price
$1.20M
Household income · yr
$69K
Median rent · wk
$325
Owner mortgage · mo
$1,733
Gross yield
1.4%

Household income

$69K household · yr-16.3% vs NSW suburb median
Personal
$31K
Family
$85K
Household
$69K

Schools

Total3
Avg ICSEA992
Students992
Catholic1
Government2
  • Milton Public SchoolPrimary · Government · ICSEA 1024
  • Budawang SchoolSpecial · Government · ICSEA 909
  • St Mary's Star of the Sea Catholic Primary SchoolPrimary · Catholic · ICSEA 1044
Crime January 2025 - December 2025
3,999
3,639 per 100k
D5 vs AU

Crime

Rate · per 100k3,639
Total incidents3,999· January 2025 - December 2025
  • Assault1,09460%
  • Sexual Offences38321%
  • Robbery131%
  • Break And Enter33718%

Full data detail

Milton NSW — Property Data and Demographics

Milton (postcode 2538) is a close-knit residential community in New South Wales within the Shoalhaven local government area. It is home to about 1,801 residents, with a more retirement-aged population and a median age of 55. Households earn a median income of $69K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Irish.

Milton has a median house price of $1.2 million, which has eased back by 1.4% year-on-year. Units have a median price of $683,000 (-3.9% YoY). The current median weekly rent is $325. This gives a gross rental yield of approximately 1.4%. The median monthly mortgage repayment is $1,733.

Milton is served by 3 schools, including 2 primary, 1 special. The average ICSEA score is 992, which is around the national average of 1,000. Public transport access includes 45 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Shoalhaven LGA is below average at 3,639 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 1.4%, which reads as low yield. Property prices are near the state median ($1.2M/$1.5M). The price-to-income ratio of 17.4x is considered stretched. House prices have moved -1.4% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.4% Low Yield
Price vs State$1.2M/$1.5M· Near Median
Affordability17.4x Stretched
Price Momentum-1.4% Falling
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,733
Rent · wk(Census)$383
Market rent · wk(2026-04)$325
Gross yield1.7%
Price / income17.4x
Sales vol (latest Q)(2025-Q4)7
Population growth · Shoalhaven LGAABS ERP
Population (2025)111,755
5-year growth+0.8% CAGR
YoY change+0.7%
20012025
Development · Shoalhaven LGAABS Approvals
Approvals (2026)661
Houses363
Units298
YoY change+0%
Employment · Shoalhaven LGASALM
Unemployment (Dec-25)3.7%
YoY change+1.7pp
Dec-10Dec-25
Property investors · Postcode 2538ATO
Negatively geared77 (5.2% of filers)
Avg rental loss$7,573/yr
Landlords (rental income)260
Reported capital gains165
People & prosperity
DemographicsCensus 21
Population1,801
Median age55
Household size2.4
HH income · wk$1,325
Personal income · wk$602
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)7/10
Economic (IER)5/10
Disadvantage (IRSD)7/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics4
Fuel stations3
Cafes & dining10
iga1
TransportGTFS
Bus stops45
Hospitals · 1AIHW
Public1
Private0
Milton Ulladulla Hospitalpublic
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Current status
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Sources & freshness
Strong evidence

Milton has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 3 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 45 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Milton FAQ

Common questions
  1. What LGA is Milton in?

    Milton is in the Shoalhaven Local Government Area, NSW, postcode 2538. Council-level context for Shoalhaven LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Milton?

    The current median house price in Milton, NSW is $1.2M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Milton?

    The median weekly rent in Milton is $325/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Milton?

    Rent context available: Milton has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Milton a good investment?

    QuickProperty's investment signals for Milton show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Milton?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Milton data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.