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Suburb profile ·Mid-Western Regional LGA · NSW ·2850

Mudgee NSW 2850

Mudgee is in Mid-Western Regional LGA, NSW, postcode 2850, with population 11,457.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$590/wk
+4.4% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2850 · Apr 2026
$625
$550
Mar 2025Apr 2026
Why it fits

School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal.

Median house
$739K
House median, latest period
5.6%YoY D4 vs AU
Median rent
$590/wk
Income-stretched rent market
4.4%YoY D10 vs AU
Gross yield
4.2%
Moderate yield band
D10 vs AU
Population
11,457
11K local footprint
D10 vs AU
Schools
4
Matched school context
D10 vs AU
Solar
4,126
249 added 12mo · 31MW

Price history

HousesUnits

Houses to Q1'26 · Units to Q4'25 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2005Peak · 2026

At / near its all-time high

Price growth (compound)3-yr +2.5%/yr · 5-yr +4.4%/yr · 10-yr +6.9%/yr
Affordability trajectoryprice +15.0%/yr vs income +3.5%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$251/wk (-$13,053/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
8.5x
median home price as a multiple of annual household income
Moderate
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,733/mo, while renters pay about $2,557/mo — renting runs $824/mo higher on these medians.

Median price
$739K
Household income · yr
$87K
Median rent · wk
$590
Owner mortgage · mo
$1,733
Gross yield
4.2%

Household income

$87K household · yr+6% vs NSW suburb median
Personal
$40K
Family
$110K
Household
$87K

Schools

Total4
Avg ICSEA956
Students3,103
Catholic1
Government3
  • Mudgee Public SchoolPrimary · Government · ICSEA 925
  • Cudgegong Valley Public SchoolPrimary · Government · ICSEA 951
  • Mudgee High SchoolSecondary · Government · ICSEA 928
  • St Matthews Catholic School MudgeeCombined · Catholic · ICSEA 1022
Crime January 2025 - December 2025
848
3,271 per 100k
D5 vs AU

Crime

Rate · per 100k3,271
Total incidents848· January 2025 - December 2025
  • Assault25458%
  • Sexual Offences11426%
  • Robbery31%
  • Break And Enter7016%

Full data detail

Mudgee NSW — Property Data and Demographics

Located in New South Wales within the Mid-Western Regional local government area, Mudgee is an established suburb (postcode 2850). It is home to about 11,457 residents, with a mix of young professionals and families and a median age of 36. Households earn a median income of $87K per year, with an average household size of 2.4 people. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, professionals, machinery operators & drivers. Employment in the area leans toward mining and healthcare. The top ancestries reported are Australian, English, Irish.

Median house prices in Mudgee stand at $739,000, having risen solidly by 5.6% over the last twelve months. Units have a median price of $470,000 (-5.5% YoY). The current median weekly rent is $590. This gives a gross rental yield of approximately 4.2%. The median monthly mortgage repayment is $1,733.

Mudgee is served by 4 schools, including 2 primary, 1 secondary, 1 combined. The average ICSEA score is 956, which is around the national average of 1,000. Public transport access includes 3 rail stations, 140 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Mid-Western Regional LGA is below average at 3,271 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 4.2% (moderate yield). Property prices sit below the state median ($739K/$1.5M), which can point to relative value. The price-to-income ratio of 8.5x is considered moderate. House prices have moved +5.6% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield4.2%· Moderate Yield
Price vs State$739K/$1.5M Below Median
Affordability8.5x· Moderate
Price Momentum+5.6% Rising
InvestmentNSW
Mortgage · mth$1,733
Rent · wk(Census)$360
Market rent · wk(2026-04)$590
Gross yield2.5%
Price / income8.5x
Sales vol (latest Q)(2026-Q1)9
Property investors · Postcode 2850ATO
Negatively geared689 (6.2% of filers)
Avg rental loss$7,868/yr
Landlords (rental income)1,611
Reported capital gains917
People & prosperity
DemographicsCensus 21
Population11,457
Median age36
Household size2.4
HH income · wk$1,678
Personal income · wk$775
Persons / bedroom0.7
IncomeATO 22-23
Median income$56,692
Mean income$72,954
Earners8,076
YoY change+7.9%
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)3/10
Economic (IER)3/10
Disadvantage (IRSD)3/10
Area & amenity
Local amenitiesOSM
Supermarkets3
Pharmacies0
GP / clinics1
Fuel stations6
Cafes & dining32
aldi1
coles1
woolworths1
TransportGTFS
Rail stations3
Bus stops140
Horatio St Opp Mudgee Fire Station
Mudgee Fire Station, Horatio St
Mudgee Station, Coach Stop
Hospitals · 1AIHW
Public1
Private0
Mudgee Health Servicepublic
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Current status
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Sources & freshness
Strong evidence

Mudgee has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2026-Q1 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 4 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 143 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Mudgee FAQ

Common questions
  1. What LGA is Mudgee in?

    Mudgee is in the Mid-Western Regional Local Government Area, NSW, postcode 2850. Council-level context for Mid-Western Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Mudgee?

    The current median house price in Mudgee, NSW is $739K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Mudgee?

    The median weekly rent in Mudgee is $590/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Mudgee?

    Income-stretched rent market: Weekly rent screens at about 54% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Mudgee a good investment?

    QuickProperty's investment signals for Mudgee show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Mudgee?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Mudgee data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.