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Suburb profile ·Newcastle LGA · NSW ·2300

Newcastle NSW 2300

Newcastle is in Newcastle LGA, NSW, postcode 2300, with population 3,852.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$695/wk
Rising
+6.1% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2300 · Apr 2026
$700
$620
Mar 2025Apr 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case.

Median house
$1.2M
House median, latest period
9.1%YoY D8 vs AU
Median rent
$695/wk
Income-stretched rent market
6.1%YoY D10 vs AU
Gross yield
2.9%
Low yield band
D9 vs AU
Population
3,852
4K local footprint
D9 vs AU
Schools
1
Matched school context
D1 vs AU
Solar
792
65 added 12mo · 6MW
Price cycleCorrecting
LowPeak

55.6% below peak · 212.3% above its low

See trend depth →

Price history

Houses to Q1'24 · Units to Q2'26 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionCorrecting
Low · 2005Peak · 2023

55.6% below peak · 212.3% above its low

Price growth (compound)% per year
3-yr
-6.5%
5-yr
-3.9%
10-yr
+0.9%
Affordability trajectoryImproving
Price
+0.4%/yr
Income
+3.7%/yr

Growth in median price vs median household income — improving — incomes outgrowing prices.

Indicative cashflow-$650/wk (-$33,779/yr) · interest-only @ 6.2%, 80% LVR
Market turnover4.1% of homes traded/yr (92 sales · -54% vs 3-yr avg)
Investor exposure78/100 — moderate (52% privately rented)
Rent stabilitystable — rents vary ±2.5% around trend (short window, 14 pts)
Value vs advantage-2% vs suburbs of similar SEIFA advantage (decile 8)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size). Investor exposure blends private-rental share, turnover and short-stay density into a single national percentile (estimated).

Investment grade

Fgrade · 1/100 · top 99% of 3,608AU suburbs
Peer distributionstronger than 1% of AU suburbs
WeakerTypicalStronger
Capital growth1
Rental yield51
Stability2
Volatility-45.4ppCycle-1.0Affordability+1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Mortgage affordability

70%
of household income to service a new loan
16.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,888/mo vs median rent $3,012/mo (+95% · +$664/wk)

If rates move

At 4.0%: $4,688/mo (-1,199) · at 6.0% (current): $5,888/mo · at 8.0%: $7,206/mo (+1,318)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
12.1x
median home price as a multiple of annual household income
Stretched
Renting
36%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $3,012/mo — renting runs $845/mo higher on these medians.

Median price
$1.23M
Household income · yr
$101K
Median rent · wk
$695
Owner mortgage · mo
$2,167
Gross yield
2.9%

Household income

$101K household · yr+22.7% vs NSW suburb median
Personal
$65K
Family
$139K
Household
$101K
Household income distribution (ABS Census 2021 · weekly)fewer than 17% could service the median house
Under $300
66
$300-649
203
$650-999
178
$1,000-1,499
288
$1,500-1,999
272
$2,000-2,999
414
$3,000-3,999
202
$4,000+
326

Serviceability line: a household needs about $4,529/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 61% of households here would spend more than 30% of income on rent (rent stress line: $2,317/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$59K → $68K

Housing stock and tenure

Tenure (2,046 households)2.3% social housing
Owned outright
25%
Owned with mortgage
19%
Rented
54%
Dwelling structure23.2% of dwellings unoccupied on census night
Separate house
2%
Townhouse / semi
4%
Flat / apartment
93%

Getting to work: 44% drive, 3% public transport, 13% walk or cycle, 36% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Population outlook

13,305 people · 202217,600 by 2032 (+32.3%)

ABS population projection (2022 base) for the Newcastle - Cooks Hill SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Bushfire exposure

Low exposure ~2.1%
~2.1% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Mixed Use
Commercial / Mixed 44% Public / Open space 26% Residential 11% Other 8%
Residential density: Standard · 4% growth-zoned

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Schools

Total1
Avg ICSEA1112
Students260
Government1
  • Newcastle East Public SchoolPrimary · Government · ICSEA 1112Zoned

1 of 1 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

83/ 100 livability index

Top 17% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 83% of Australian suburbs
WeakerTypicalStronger
Everyday access97
Public transport (23 stops)59
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime January 2025 - December 2025
10,954
6,285 per 100k
D8 vs AU

Crime

Rate · per 100k6,285
Total incidents10,954· January 2025 - December 2025
  • Assault2,14352%
  • Sexual Offences60815%
  • Robbery832%
  • Break And Enter1,31332%

Full data detail

Newcastle NSW — Property Data and Demographics

Located in New South Wales within the Newcastle local government area, Newcastle is a smaller residential area (postcode 2300). The area has roughly 3,852 residents and a settled mid-life population, with a median age of 41. Households earn a median income of $101K per year, with an average household size of 1.7 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward healthcare and professional services. The top ancestries reported are English, Australian, Irish.

The median house price in Newcastle is $1.2 million, having declined steeply by 9.1% over the past year. Units have a median price of $975,000 (-7.3% YoY). The current median weekly rent is $695. This gives a gross rental yield of approximately 2.9%. The median monthly mortgage repayment is $2,167.

Newcastle is served by 1 school, including 1 primary. The average ICSEA score is 1112, which is well above the national average of 1,000. Public transport access includes 4 tram stops, 4 ferry wharfves, 15 bus stops. The crime rate in the Newcastle LGA is moderate at 6,285 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 2.9%, which reads as low yield. Property prices are near the state median ($1.2M/$1.5M). The price-to-income ratio of 12.1x is considered stretched. House prices have moved -9.1% year-on-year. Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.9% Low Yield
Price vs State$1.2M/$1.5M· Near Median
Affordability12.1x Stretched
Price Momentum-9.1% Falling
Pop. Growth+1.1%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,167
Rent · wk(Census)$490
Market rent · wk(2026-04)$695
Gross yield2.1%
Price / income12.1x
Sales vol (latest Q)(2024-Q1)5
Population growth · Newcastle LGAABS ERP
Population (2025)178,935
5-year growth+1.2% CAGR
YoY change+1.1%
20012025
Development · Newcastle LGAABS Approvals
Approvals (2026)687
Houses 32%Units 68%
YoY change+0%
Employment · Newcastle LGASALM
Unemployment (Dec-25)4.4%
YoY change+1.4pp
Dec-10Dec-25
Property investors · Postcode 2300ATO
Negatively geared8.5%
763 of filers
Avg rental loss$12,733/yr
Landlords (rental income)1,724
Reported capital gains1,299
People & prosperity
DemographicsCensus 21
Population3,852
Median age41
Household size1.7
HH income · wk$1,943
Personal income · wk$1,251
Persons / bedroom0.9
IncomeATO 22-23
Median income$67,949
Mean income$99,236
Earners10,195
YoY change+5.8%
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)10/10
Economic (IER)2/10
Disadvantage (IRSD)10/10
Area & amenity
Local amenitiesOSM
Supermarkets2
Pharmacies3
GP / clinics1
Fuel stations0
Cafes & dining96
woolworths1
TransportGTFS
Bus stops15
Ferry wharves4
Tram stops4
Civic Light Rail
Crown Street Light Rail
Honeysuckle Light Rail
Newcastle Beach Light Rail
Queens Wharf Light Rail
Hospitals · Newcastle LGAAIHW
Public2
Private3
Calvary Mater Newcastlepublic
Hunter New England Mental Health Servicepublic
Hunter Valley Private Hospitalprivate
Lingard Private Hospitalprivate
Newcastle Dialysis Clinicprivate
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Sources & freshness
Strong evidence

There is enough direct local evidence on Newcastle for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2024-Q1 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 23 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Newcastle FAQ

Common questions
  1. What LGA is Newcastle in?

    Newcastle is in the Newcastle Local Government Area, NSW, postcode 2300. Council-level context for Newcastle LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Newcastle?

    The current median house price in Newcastle, NSW is $1.2M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Newcastle?

    The median weekly rent in Newcastle is $695/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Newcastle?

    Income-stretched rent market: Weekly rent screens at about 53% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Newcastle a good investment?

    QuickProperty's investment signals for Newcastle show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Newcastle?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Newcastle data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.