Ruby Creek NSW

Postcode 4380 · Tenterfield LGA

Ruby Creek is a quiet locality in New South Wales within the Tenterfield local government area (postcode 4380). With a population of 65, the suburb has an older demographic with a median age of 58. Households earn a median income of $67K per year, with an average household size of 2.4 people. The most common occupations are labourers, clerical & administrative, managers. The top ancestries reported are English, Australian, Scottish.

The median house price in Ruby Creek is $705,000, having dropped significantly 22.1% over the past year. The median weekly rent is $340 (Census 2021). This gives a gross rental yield of approximately 2.5%. The median monthly mortgage repayment is $1,142.

Public transport access includes 2 bus stops. The crime rate in the Tenterfield LGA is moderate at 5,154 incidents per 100,000 population.

From an investment perspective, Ruby Creek offers a gross rental yield of 2.5%, rated as low yield. Property prices sit below the state median ($705K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 10.5x is considered stretched. House prices have moved -22.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.5% Low Yield
Price vs State$705K/$1.5M Below Median
Affordability10.5x Stretched
Price Momentum-22.1% Falling
SEIFA INDEX (ABS)
Advantage3/10
Education7/10
Economic3/10
Disadvantage3/10
MEDIAN HOUSE
$705K
-22.1% YoY
MEDIAN RENT /WK
$340
POPULATION
65
DEMOGRAPHICS
Median Age58
Household Size2.4
HH Income /wk$1,291
Personal Income /wk$545
Mortgage /mth$1,142
CRIME (Tenterfield LGA)
Crime Rate (per 100k)5,154
Total Incidents365
TRANSPORT
Bus Stops2
Data: 2025