Skip to content
Suburb profile ·Snowy Valleys LGA · NSW ·2720

Talbingo NSW 2720

Talbingo is in Snowy Valleys LGA, NSW, postcode 2720, with population 224.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$480/wk
Rising
+12.9% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2720 · Jun 2026
$520
$385
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 7.0%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$357K
House median, latest period
10.7%YoY D1 vs AU
Median rent
$480/wk
Rent-led investor candidate
12.9%YoY D10 vs AU
Gross yield
7.0%
Strong yield band
D10 vs AU
Population
15,058
15K via Snowy Valleys LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
1,858
128 added 12mo · 12MW
Price cycleCorrecting
LowPeak

12.4% below peak · 183.3% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionCorrecting
Low · 2010Peak · 2023

12.4% below peak · 183.3% above its low

Price growth (compound)% per year
3-yr
-4.3%
5-yr
+3.5%
10-yr
+8.4%
Indicative cashflow$8/wk ($442/yr) · interest-only @ 6.4%, 80% LVR
Market turnover17.8% of homes traded/yr (21 sales)
Rent stabilityvolatile — rents vary ±8.9% around trend (short window, 13 pts)
Value vs advantage-36% vs suburbs of similar SEIFA advantage (decile 1)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Talbingo

Owner-occupied 76%Rented 24%
Investor activityATO
Negatively geared3.9%
183 of 506 landlords
Avg rental loss$7,316/yr
Landlords (rental income)506
Reported capital gains281
Investor exposure index(moderate vs national)76.6/100
The read

Mixed owner-renter market

65% of homes here are owner-occupied and 20% rented, with 4% of landlords negatively geared.

Why it fits

A balanced 65% owner-occupier / 20% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

42%
of household income to service a new loan
9.4 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $1,749/mo vs median rent $2,080/mo (-16% · -$76/wk)

If rates move

At 4.2%: $1,397/mo (-353) · at 6.2% (current): $1,749/mo · at 8.2%: $2,136/mo (+386)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
7.1x
median home price as a multiple of annual household income
Moderate
Renting
50%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,365/mo, while renters pay about $2,080/mo — renting runs $715/mo higher on these medians.

Median price
$357K
Household income · yr
$50K
Median rent · wk
$480
Owner mortgage · mo
$1,365
Gross yield
7.0%

Household income

$50K household · yr-38.8% vs NSW suburb median
Personal
$28K
Family
$64K
Household
$50K
Household income distribution (ABS Census 2021 · weekly)39% could service the median house
Under $300
3
$300-649
22
$650-999
16
$1,000-1,499
16
$1,500-1,999
10
$2,000-2,999
13
$3,000-3,999
5
$4,000+
0

Serviceability line: a household needs about $1,346/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 70% of households here would spend more than 30% of income on rent (rent stress line: $1,600/wk income).

Housing stock and tenure

Tenure (93 households)
Owned outright
56%
Owned with mortgage
9%
Rented
20%
Dwelling structure50.0% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 77% drive, 0% public transport, 0% walk or cycle, 19% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Students5
Government1
  • Talbingo Public SchoolPrimary · Government
Crime April 2025 - March 2026
504
3,370 per 100k
D5 vs AU

Crime

Rate · per 100k3,370
Total incidents504· April 2025 - March 2026
  • Assault14056%
  • Sexual Offences4217%
  • Robbery00%
  • Break And Enter6827%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 94.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~94.5%
~94.5% of the suburb is Bush Fire Prone Land · ~88.5% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone National Parks and Nature Reserves
Public / Open space 69% Rural / Green wedge 30% Other 1%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

4,750 people · 20224,808 by 2032 (+1.2%)

ABS population projection (2022 base) for the Tumut Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Talbingo NSW — Property Data and Demographics

Talbingo is a quiet locality in New South Wales within the Snowy Valleys local government area (postcode 2720). It is home to about 224 residents, with a predominantly older resident base and a median age of 61. Households earn a median income of $50K per year, with an average household size of 1.9 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.1% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, community & personal service. Employment in the area leans toward accommodation & food and retail trade. The top ancestries reported are English, Australian, Scottish.

Talbingo has a median house price of $357,000, which has fallen sharply by 10.7% year-on-year. The current median weekly rent is $480. This gives a gross rental yield of approximately 7.0%. The median monthly mortgage repayment is $1,365.

Talbingo is served by 1 school, including 1 primary. Public transport access includes 7 bus stops. The crime rate in the Snowy Valleys LGA is below average at 3,370 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 7.0% (high yield). Property prices sit below the state median ($357K/$1.5M), which can point to relative value. The price-to-income ratio of 7.1x is considered moderate. House prices have moved -10.7% year-on-year. Population growth of +0.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield7.0% High Yield
Price vs State$357K/$1.5M Below Median
Affordability7.1x· Moderate
Price Momentum-10.7% Falling
Pop. Growth+0.1%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,365
Rent · wk(Census)$190
Market rent · wk(2026-06)$480
Gross yield2.8%
Price / income7.1x
Sales vol (latest Q)(2024-Q3)5
Population growth · Snowy Valleys LGAABS ERP
Population (2025)15,058
5-year growth+0.2% CAGR
YoY change+0.1%
20012025
Development · Snowy Valleys LGAABS Approvals
Approvals (2026)38
Houses 92%Units 8%
YoY change+0%
Employment · Snowy Valleys LGASALM
Unemployment (Dec-25)3.3%
YoY change+0.4pp
Dec-10Dec-25
Property investors · Postcode 2720ATO
Negatively geared3.9%
183 of filers
Avg rental loss$7,316/yr
Landlords (rental income)506
Reported capital gains281
People & prosperity
DemographicsCensus 21
Population224
Median age61
Household size1.9
HH income · wk$969
Personal income · wk$531
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)2/10
Economic (IER)2/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$909 → $969
Change+6.6%
vs NSW median-14 pp
Median rent+46.2%
softeningvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
TransportGTFS
Bus stops7
Hospitals · Snowy Valleys LGAAIHW
Public3
Private0
Batlow/Adelong Multi Purpose Servicepublic
Tumbarumba Multi Purpose Servicepublic
Tumut Hospitalpublic
Aged care · Snowy Valleys LGAGEN
Facilities5
Residential places310
Calvary Albury & District119 places
Uniting Tumut99 places
Tumbarumba Multi-Purpose Service42 places
Catholic Healthcare Blakeney Lodge30 places
Batlow Multi-Purpose Service20 places
Childcare · Snowy Valleys LGAACECQA
Services9
Approved places428
Exceeding NQS1
Carcoola Children's Centre89 places
Little Possums Early Childhood Learning Centre81 places
Tumut Community Preschool59 places
Tumut Kindy Early Learning Centre48 places
Bright Horizons Australia Childcare - Tumut45 places
Adelong Preschool30 places
+3 more in Snowy Valleys LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Talbingo if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Talbingo has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2024-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 7 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Talbingo FAQ

Common questions
  1. What LGA is Talbingo in?

    Talbingo is in the Snowy Valleys Local Government Area, NSW, postcode 2720. Council-level context for Snowy Valleys LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Talbingo?

    The current median house price in Talbingo, NSW is $357K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Talbingo?

    The median weekly rent in Talbingo is $480/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Talbingo?

    Rent-led investor candidate: Gross rent yield screens at about 7.0%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Talbingo a good investment?

    QuickProperty's investment signals for Talbingo show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Talbingo?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Talbingo data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.