Terrace Creek NSW

Postcode 2474 · Kyogle LGA

Terrace Creek is a quiet locality in New South Wales within the Kyogle local government area (postcode 2474). With a population of 40, the suburb has a mature demographic with a median age of 46. Households earn a median income of $43K per year, with an average household size of 2.1 people. The most common occupations are managers, clerical & administrative. The top ancestries reported are English, Australian, Irish.

The median house price in Terrace Creek is $860,000, having surged 175.2% over the past year. The current median weekly rent is $925. This gives a gross rental yield of approximately 5.6%. The median monthly mortgage repayment is $2,530.

Public transport access includes 2 bus stops. The crime rate in the Kyogle LGA is below average at 2,306 incidents per 100,000 population.

From an investment perspective, Terrace Creek offers a gross rental yield of 5.6%, rated as high yield. Property prices sit below the state median ($860K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 20.1x is considered stretched. House prices have moved +175.2% year-on-year.

INVESTMENT SIGNALS
Rental Yield5.6% High Yield
Price vs State$860K/$1.5M Below Median
Affordability20.1x Stretched
Price Momentum+175.2% Rising
SEIFA INDEX (ABS)
Advantage2/10
Education6/10
Economic1/10
Disadvantage3/10
MEDIAN HOUSE
$860K
175.2% YoY
MEDIAN RENT /WK
$250
POPULATION
40
DEMOGRAPHICS
Median Age46
Household Size2.1
HH Income /wk$824
Personal Income /wk$366
Mortgage /mth$2,530
CRIME (Kyogle LGA)
Crime Rate (per 100k)2,306
Total Incidents221
TRANSPORT
Bus Stops2
Data: 2021