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Suburb profile ·Berrigan LGA · NSW ·2714

Tocumwal NSW 2714

Tocumwal is in Berrigan LGA, NSW, postcode 2714, with population 2,862.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$490/wk
+22.5% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2714 · Apr 2026
$535
$375
Mar 2025Apr 2026
Why it fits

Gross yield screens at about 5.4%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

Median house
$470K
House median, latest period
3.1%YoY D2 vs AU
Median rent
$490/wk
Income-stretched rent market
22.5%YoY D10 vs AU
Gross yield
5.4%
Strong yield band
D10 vs AU
Population
2,862
3K local footprint
D9 vs AU
Schools
2
Matched school context
D8 vs AU
Solar
891
39 added 12mo · 6MW

Price history

HousesUnits

Houses to Q4'25 · Units to 2025 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionCorrecting
Low · 2005Peak · 2023

15.6% below peak · 154.1% above its low

Price growth (compound)3-yr -5.1%/yr · 5-yr +8.3%/yr · 10-yr +5.9%/yr
Affordability trajectoryprice +17.9%/yr vs income +2.7%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$74/wk (-$3,826/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
8.5x
median home price as a multiple of annual household income
Moderate
Renting
46%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,300/mo, while renters pay about $2,123/mo — renting runs $823/mo higher on these medians.

Median price
$470K
Household income · yr
$55K
Median rent · wk
$490
Owner mortgage · mo
$1,300
Gross yield
5.4%

Household income

$55K household · yr-32.6% vs NSW suburb median
Personal
$29K
Family
$73K
Household
$55K

Schools

Total2
Avg ICSEA998
Students174
Catholic1
Government1
  • Tocumwal Public SchoolPrimary · Government · ICSEA 1002
  • Sacred Heart Primary SchoolPrimary · Catholic · ICSEA 993
Crime January 2025 - December 2025
226
2,615 per 100k
D4 vs AU

Crime

Rate · per 100k2,615
Total incidents226· January 2025 - December 2025
  • Assault5554%
  • Sexual Offences2121%
  • Robbery00%
  • Break And Enter2525%

Full data detail

Tocumwal NSW — Property Data and Demographics

Tocumwal is a compact suburb in New South Wales within the Berrigan local government area (postcode 2714). It is home to about 2,862 residents, with a more retirement-aged population and a median age of 59. Households earn a median income of $55K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, labourers. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are English, Australian, Irish.

Median house prices in Tocumwal stand at $470,000, having declined by 3.1% over the last twelve months. Units have a median price of $260,000 (-3.7% YoY). The current median weekly rent is $490. This gives a gross rental yield of approximately 5.4%. The median monthly mortgage repayment is $1,300.

Tocumwal is served by 2 schools, including 2 primary. The average ICSEA score is 998, which is around the national average of 1,000. Public transport access includes 71 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Berrigan LGA is below average at 2,615 incidents per 100,000 population.

Looking at the investment signals, Tocumwal shows a gross rental yield of approximately 5.4%, rated as high yield. Property prices sit below the state median ($470K/$1.5M), which can point to relative value. The price-to-income ratio of 8.5x is considered moderate. House prices have moved -3.1% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.4% High Yield
Price vs State$470K/$1.5M Below Median
Affordability8.5x· Moderate
Price Momentum-3.1% Falling
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,300
Rent · wk(Census)$250
Market rent · wk(2026-04)$490
Gross yield2.8%
Price / income8.5x
Sales vol (latest Q)(2025-Q4)9
Population growth · Berrigan LGAABS ERP
Population (2025)8,773
5-year growth+0.3% CAGR
YoY change+0.7%
20012025
Development · Berrigan LGAABS Approvals
Approvals (2026)35
Houses33
Units2
YoY change+0%
Employment · Berrigan LGASALM
Unemployment (Dec-25)3.6%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 2714ATO
Negatively geared86 (5.3% of filers)
Avg rental loss$4,538/yr
Landlords (rental income)203
Reported capital gains171
People & prosperity
DemographicsCensus 21
Population2,862
Median age59
Household size2.2
HH income · wk$1,067
Personal income · wk$562
Persons / bedroom0.7
IncomeATO 22-23
Median income$43,572
Mean income$53,049
Earners6,373
YoY change-1.3%
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)2/10
Economic (IER)3/10
Disadvantage (IRSD)3/10
Area & amenity
Local amenitiesOSM
Supermarkets2
Pharmacies1
GP / clinics0
Fuel stations2
Cafes & dining2
iga1
TransportGTFS
Bus stops71
Hospitals · 1AIHW
Public1
Private0
Tocumwal Hospitalpublic
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Current status
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Sources & freshness
Strong evidence

Tocumwal has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 71 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Tocumwal FAQ

Common questions
  1. What LGA is Tocumwal in?

    Tocumwal is in the Berrigan Local Government Area, NSW, postcode 2714. Council-level context for Berrigan LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Tocumwal?

    The current median house price in Tocumwal, NSW is $470K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Tocumwal?

    The median weekly rent in Tocumwal is $490/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Tocumwal?

    Income-stretched rent market: Weekly rent screens at about 58% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Tocumwal a good investment?

    QuickProperty's investment signals for Tocumwal show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Tocumwal?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Tocumwal data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.