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Suburb profile ·Mid-Coast LGA · NSW ·2429

Wherrol Flat NSW 2429

Wherrol Flat is in Mid-Coast LGA, NSW, postcode 2429, with population 329.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$435/wk
-7.4% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2429 · Apr 2026
$500
$400
Mar 2025Apr 2026
Why it fits

Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$800K
House median, latest period
17.6%YoY D5 vs AU
Median rent
$435/wk
Rent context available
7.4%YoY D9 vs AU
Gross yield
2.8%
Low yield band
D8 vs AU
Population
99,448
99K via Mid-Coast LGA · SAL undercount
Schools
No matched school data
Solar
2,525
94 added 12mo · 16MW

Price history

HousesUnits

Trend & investor depth

Cycle positionCorrecting
Low · 2006Peak · 2024

17.6% below peak · 226.4% above its low

Price growth (compound)3-yr -4.4%/yr · 5-yr +15.0%/yr · 10-yr +7.2%/yr
Indicative cashflow-$424/wk (-$22,055/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
13.2x
median home price as a multiple of annual household income
Stretched
Renting
37%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,305/mo, while renters pay about $1,885/mo — renting runs $580/mo higher on these medians.

Median price
$800K
Household income · yr
$60K
Median rent · wk
$435
Owner mortgage · mo
$1,305
Gross yield
2.8%

Household income

$60K household · yr-26.6% vs NSW suburb median
Personal
$29K
Family
$71K
Household
$60K
Crime January 2025 - December 2025
3,700
3,779 per 100k
D6 vs AU

Crime

Rate · per 100k3,779
Total incidents3,700· January 2025 - December 2025
  • Assault1,13359%
  • Sexual Offences30616%
  • Robbery101%
  • Break And Enter46324%

Full data detail

Wherrol Flat NSW — Property Data and Demographics

Wherrol Flat (postcode 2429) is a sparsely populated locality in New South Wales within the Mid-Coast local government area. It is home to about 329 residents, with a mature demographic and a median age of 53. Households earn a median income of $60K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, managers, technicians & trades. Employment in the area leans toward healthcare and agriculture. The top ancestries reported are English, Australian, Scottish.

Wherrol Flat has a median house price of $800,000, which has declined steeply by 17.6% year-on-year. The current median weekly rent is $435. This gives a gross rental yield of approximately 2.8%. The median monthly mortgage repayment is $1,305.

Public transport access includes 13 bus stops. The crime rate in the Mid-Coast LGA is below average at 3,779 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 2.8%, which reads as low yield. Property prices sit below the state median ($800K/$1.5M), which can point to relative value. The price-to-income ratio of 13.2x is considered stretched. House prices have moved -17.6% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.8% Low Yield
Price vs State$800K/$1.5M Below Median
Affordability13.2x Stretched
Price Momentum-17.6% Falling
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,305
Rent · wk(Census)$250
Market rent · wk(2026-04)$435
Gross yield1.6%
Price / income13.2x
Sales vol (latest Q)(2022-Q2)5
Population growth · Mid-Coast LGAABS ERP
Population (2025)99,448
5-year growth+0.8% CAGR
YoY change+0.7%
20012025
Development · Mid-Coast LGAABS Approvals
Approvals (2026)426
Houses372
Units54
YoY change+0%
Employment · Mid-Coast LGASALM
Unemployment (Dec-25)4.7%
YoY change+0.8pp
Dec-10Dec-25
Property investors · Postcode 2429ATO
Negatively geared183 (3.4% of filers)
Avg rental loss$4,423/yr
Landlords (rental income)640
Reported capital gains330
People & prosperity
DemographicsCensus 21
Population329
Median age53
Household size2.4
HH income · wk$1,162
Personal income · wk$549
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)4/10
Economic (IER)4/10
Disadvantage (IRSD)3/10
Area & amenity
TransportGTFS
Bus stops13
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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Wherrol Flat for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2022-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 13 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Wherrol Flat FAQ

Common questions
  1. What LGA is Wherrol Flat in?

    Wherrol Flat is in the Mid-Coast Local Government Area, NSW, postcode 2429. Council-level context for Mid-Coast LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Wherrol Flat?

    The current median house price in Wherrol Flat, NSW is $800K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Wherrol Flat?

    The median weekly rent in Wherrol Flat is $435/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Wherrol Flat?

    Rent context available: Wherrol Flat has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Wherrol Flat a good investment?

    QuickProperty's investment signals for Wherrol Flat show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Wherrol Flat?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Wherrol Flat data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.