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Suburb profile ·Charters Towers LGA · QLD ·4820

Charters Towers City QLD 4820

Charters Towers City is in Charters Towers LGA, QLD, postcode 4820, with population 2,219.

The read

Affordability-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$400/wk
Rising
+11.1% YoY
Dec 2017 → Mar 2026 · 15 periods
Queensland RTA · suburb grain · Mar 2026
$400
$230
Dec 2017Mar 2026
Median house
No local house series
Median rent
$400/wk
Rent context available
11.1%YoY D9 vs AU
Gross yield
Need rent + price
Population
2,219
2K local footprint
D9 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
17h 14m
1354.7 km to Brisbane CBD · free-flow
Solar
2,099
135 added 12mo · 15MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,009
Median rent · wk$220

Trend & investor depth

Rent stabilitystable — rents vary ±5.7% around trend (short window, 15 pts)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Charters Towers City

Owner-occupied 57%Rented 43%
Investor activityATO
Negatively geared4.8%
266 of 588 landlords
Avg rental loss$4,764/yr
Landlords (rental income)588
Reported capital gains378
The read

Mixed owner-renter market

54% of homes here are owner-occupied and 41% rented, with 5% of landlords negatively geared.

Why it fits

A balanced 54% owner-occupier / 41% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

37%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,009/mo, while renters pay about $1,733/mo — renting runs $724/mo higher on these medians.

Household income · yr
$56K
Median rent · wk
$400
Owner mortgage · mo
$1,009

Household income

$56K household · yr-29.6% vs QLD suburb median
Personal
$31K
Family
$78K
Household
$56K
Household income distribution (ABS Census 2021 · weekly)
Under $300
39
$300-649
170
$650-999
151
$1,000-1,499
119
$1,500-1,999
101
$2,000-2,999
120
$3,000-3,999
36
$4,000+
28

At the median asking rent, about 57% of households here would spend more than 30% of income on rent (rent stress line: $1,333/wk income).

Housing stock and tenure

Tenure (859 households)5.6% social housing
Owned outright
33%
Owned with mortgage
22%
Rented
41%
Dwelling structure17.5% of dwellings unoccupied on census night
Separate house
86%
Townhouse / semi
13%
Flat / apartment
1%

Getting to work: 78% drive, 3% public transport, 12% walk or cycle, 6% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total2
Avg ICSEA869
Students416
Government2
  • Charters Towers Central State SchoolPrimary · Government · ICSEA 859
  • Charters Towers State High SchoolSecondary · Government · ICSEA 879

Livability

67/ 100 livability index

Top 33% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 67% of Australian suburbs
WeakerTypicalStronger
Everyday access82
Public transport0
Schools & hospitals71

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending May 2026
8,151
8,151 per 100k
D8 vs AU

Crime

Rate · per 100k8,151
Total incidents8,151· Year ending May 2026
  • Assault2,32533%
  • Break And Enter6299%
  • Drug Offences2,64838%
  • Fraud1,43820%

Bushfire exposure

No mapped exposure ~0.0%
~0.0% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Population outlook

8,174 people · 20228,620 by 2032 (+5.5%)

ABS population projection (2022 base) for the Charters Towers SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Charters Towers City QLD — Property Data and Demographics

Charters Towers City is a smaller residential area in Queensland within the Charters Towers local government area (postcode 4820). The area has roughly 2,219 residents and a settled mid-life population, with a median age of 41. Households earn a median income of $56K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.5% year-on-year at the LGA level. QLD employment has moved +1.4% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. QLD also had 35 Commonwealth-backed major projects under construction, 16 underway, and 30 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, labourers, community & personal service. Employment in the area leans toward healthcare and education. The top ancestries reported are Australian, English, Irish.

The current median weekly rent is $400. The median monthly mortgage repayment is $1,009.

Charters Towers City is served by 2 schools, including 1 primary, 1 secondary. The average ICSEA score is 869, which is well below the national average of 1,000. Healthcare facilities include 1 public hospital. The crime rate in the Charters Towers LGA is higher than average at 8,151 incidents per 100,000 population.

From an investment perspective, Population growth of +0.5% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+0.5%· Stable
Development+0%· Steady
InvestmentQLD
Mortgage · mth$1,009
Rent · wk(Census)$220
Market rent · wk(Q1 2026)$400
Population growth · Charters Towers LGAABS ERP
Population (2025)12,088
5-year growth+0.3% CAGR
YoY change+0.5%
20012025
Development · Charters Towers LGAABS Approvals
Approvals (2026)22
Houses22
YoY change+0%
Employment · Charters Towers LGASALM
Unemployment (Dec-25)6.5%
YoY change+1.3pp
Dec-10Dec-25
Property investors · Postcode 4820ATO
Negatively geared4.8%
266 of filers
Avg rental loss$4,764/yr
Landlords (rental income)588
Reported capital gains378
People & prosperity
DemographicsCensus 21
Population2,219
Median age41
Household size2.1
HH income · wk$1,078
Personal income · wk$601
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$901 → $1,078
Change+19.6%
vs QLD median+1.6 pp
Median rent+10%
stablevs QLD 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets3
Pharmacies2
GP / clinics0
Fuel stations2
Cafes & dining8
iga1
woolworths1
Hospitals · Charters Towers LGAAIHW
Public2
Private0
Charters Towers Hospitalpublic · in suburb
Charters Towers Rehabilitation Unitpublic
Aged care · Charters Towers LGAGEN
Facilities2
Residential places199
Eventide Charters Towers110 places
Dalrymple Villa89 places
Childcare · Charters Towers LGAACECQA
Services4
Approved places196
Exceeding NQS0
Gro Early Learning90 places
Columba Catholic Kindergarten56 places · in suburb
Richmond Hill State School P & C Association40 places
Pentland State School Kindergarten10 places
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Charters Towers City has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
QGSO Housing Profiles · QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages
medium stability · automated · every update · quarterly
Missing
Market rent
Queensland RTA · Q1 2026 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
State crime dataset · Year ending May 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Charters Towers City FAQ

Common questions
  1. What LGA is Charters Towers City in?

    Charters Towers City is in the Charters Towers Local Government Area, QLD, postcode 4820. Council-level context for Charters Towers LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Charters Towers City?

    The median weekly rent in Charters Towers City is $400/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Charters Towers City?

    Rent context available: Charters Towers City has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Charters Towers City a good investment?

    QuickProperty's investment signals for Charters Towers City show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Charters Towers City?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Charters Towers City data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.