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Suburb profile ·Somerset LGA · QLD ·4514

Mount Archer QLD 4514

Mount Archer is in Somerset LGA, QLD, postcode 4514, with population 331.

The read

Verify-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

Why it fits

Entry price sits in the lower-cost range for a first-pass screen.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$635K
House median, latest period
0.0%YoY D3 vs AU
Median rent
$320/wk
Market rent signal
D7 vs AU
Gross yield
2.6%
Low yield band
D8 vs AU
Population
26,936
27K via Somerset LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
2,845
192 added 12mo · 19MW

Price history

Trend & investor depth

Indicative cashflow-$385/wk (-$20,032/yr) · interest-only @ 6.4%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Mortgage affordability

45%
of household income to service a new loan
10.1 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,111/mo vs median rent $1,387/mo (+124% · +$398/wk)

If rates move

At 4.2%: $2,484/mo (-627) · at 6.2% (current): $3,111/mo · at 8.2%: $3,799/mo (+687)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
7.6x
median home price as a multiple of annual household income
Moderate
Renting
20%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,907/mo, while renters pay about $1,387/mo — owning runs $520/mo higher on these medians.

Median price
$635K
Household income · yr
$84K
Median rent · wk
$320
Owner mortgage · mo
$1,907
Gross yield
2.6%

Household income

$84K household · yr+5% vs QLD suburb median
Personal
$35K
Family
$96K
Household
$84K
Household income distribution (ABS Census 2021 · weekly)26% could service the median house
Under $300
4
$300-649
17
$650-999
18
$1,000-1,499
21
$1,500-1,999
10
$2,000-2,999
16
$3,000-3,999
9
$4,000+
7

Serviceability line: a household needs about $2,393/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 42% of households here would spend more than 30% of income on rent (rent stress line: $1,067/wk income).

Crime Year ending May 2026
4,603
4,603 per 100k
D6 vs AU

Crime

Rate · per 100k4,603
Total incidents4,603· Year ending May 2026
  • Assault84336%
  • Break And Enter29913%
  • Drug Offences96041%
  • Fraud2149%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Population outlook

5,909 people · 20226,391 by 2032 (+8.2%)

ABS population projection (2022 base) for the Kilcoy SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Mount Archer QLD — Property Data and Demographics

Located in Queensland within the Somerset local government area, Mount Archer is a sparsely populated locality (postcode 4514). It is home to about 331 residents, with a settled, mature resident base and a median age of 48. Households earn a median income of $84K per year, with an average household size of 2.6 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +1.6% year-on-year at the LGA level. QLD employment has moved +1.5% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. QLD also had 35 Commonwealth-backed major projects under construction, 16 underway, and 30 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count.

Mount Archer has a median house price of $635,000, holding roughly steady year-on-year. The median weekly rent is $320 (Census 2021). This gives a gross rental yield of approximately 2.6%. The median monthly mortgage repayment is $1,907.

The crime rate in the Somerset LGA is moderate at 4,603 incidents per 100,000 population.

Looking at the investment signals, Mount Archer shows a gross rental yield of approximately 2.6%, rated as low yield. Property prices sit below the state median ($635K/$1.1M), which can point to relative value. The price-to-income ratio of 7.6x is considered moderate. House prices have moved +0.0% year-on-year. Population growth of +1.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.6% Low Yield
Price vs State$635K/$1.1M Below Median
Affordability7.6x· Moderate
Price Momentum+0.0%· Stable
Pop. Growth+1.6%· Stable
Development+0%· Steady
InvestmentQLD
Mortgage · mth$1,907
Rent · wk(Census)$320
Gross yield2.6%
Price / income7.6x
Sales vol (latest Q)(31 December 2025)232
Population growth · Somerset LGAABS ERP
Population (2025)26,936
5-year growth+1.2% CAGR
YoY change+1.6%
20012025
Development · Somerset LGAABS Approvals
Approvals (2026)204
Houses 96%Units 4%
YoY change+0%
Employment · Somerset LGASALM
Unemployment (Dec-25)4.2%
YoY change-1.2pp
Dec-10Dec-25
Property investors · Postcode 4514ATO
Negatively geared4.2%
197 of filers
Avg rental loss$5,247/yr
Landlords (rental income)513
Reported capital gains302
People & prosperity
DemographicsCensus 21
Population331
Median age48
Household size2.6
HH income · wk$1,607
Personal income · wk$669
Persons / bedroom0.8
Income momentumCensus 16→21
HH income · wk$1,421 → $1,607
Change+13.1%
vs QLD median-4.9 pp
Median rent+34.5%
stablevs QLD 2016–21
Area & amenity
Hospitals · Somerset LGAAIHW
Public2
Private0
Esk Hospitalpublic
Kilcoy Hospitalpublic
Aged care · Somerset LGAGEN
Facilities3
Residential places111
Blue Care Toogoolawah Alkira Aged Care Facility41 places
Aloaka Care Centre40 places
Blue Care Lowood Glenwood Aged Care Facility30 places
Childcare · Somerset LGAACECQA
Services21
Approved places998
Exceeding NQS4
Lowood Early Education Centre and Preschool129 places
Journey Early Learning Centre Fernvale100 places
Little Gems Child Care & Early Learning99 places
Somerset Kids OSHC80 places
Goodstart Early Learning Fernvale74 places
NCC early learners Kilcoy60 places
+15 more in Somerset LGA
Shortlist workspace

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Current status
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Sources & freshness
Verify-heavy evidence

Mount Archer leans on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
QGSO Housing Profiles · 31 December 2025 · QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages
medium stability · automated · every update · quarterly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
State crime dataset · Year ending May 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Mount Archer FAQ

Common questions
  1. What LGA is Mount Archer in?

    Mount Archer is in the Somerset Local Government Area, QLD, postcode 4514. Council-level context for Somerset LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Mount Archer?

    The current median house price in Mount Archer, QLD is $635K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Mount Archer?

    The median weekly rent in Mount Archer is $320/wk, based on ABS Census 2021 rent fallback.

  4. Is Mount Archer a good investment?

    QuickProperty's investment signals for Mount Archer show: Low Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Mount Archer?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Mount Archer data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.