Cardigan VIC

Postcode 3352 · Ballarat LGA

Cardigan is a small community in Victoria within the Ballarat local government area (postcode 3352). With a population of 1,064, the suburb has a mix of young professionals and families with a median age of 36. Households earn a median income of $141K per year, with an average household size of 3.4 people. The most common occupations are professionals, managers, clerical & administrative. The top ancestries reported are Australian, English, Irish.

The median house price in Cardigan is $1.0 million, having dropped significantly 9.1% over the past year. The current median weekly rent is $410. This gives a gross rental yield of approximately 2.0%. The median monthly mortgage repayment is $2,167.

Public transport access includes 1 bus stop. The crime rate in the Ballarat LGA is higher than average at 11,695 incidents per 100,000 population.

From an investment perspective, Cardigan offers a gross rental yield of 2.0%, rated as low yield. Property prices are near the state median ($1.0M/$875K). The price-to-income ratio of 7.4x is considered moderate. House prices have moved -9.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.0% Low Yield
Price vs State$1.0M/$875K Near Median
Affordability7.4x Moderate
Price Momentum-9.1% Falling
SEIFA INDEX (ABS)
Advantage10/10
Education7/10
Economic10/10
Disadvantage9/10
MEDIAN HOUSE
$1.0M
-9.1% YoY
MEDIAN RENT /WK
$350
POPULATION
1,064
DEMOGRAPHICS
Median Age36
Household Size3.4
HH Income /wk$2,713
Personal Income /wk$883
Mortgage /mth$2,167
CRIME (Ballarat LGA)
Crime Rate (per 100k)11,695
Total Incidents14,481
TRANSPORT
Bus Stops1
Data: 2023