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Suburb profile ·Greater Shepparton LGA · VIC ·3631

Grahamvale VIC 3631

Grahamvale is in Greater Shepparton LGA, VIC, postcode 3631, with population 685.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

Why it fits

Higher SEIFA context supports a stronger local-quality read.

What to check

Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$470/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
685
685 local footprint
D7 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
3,486
254 added 12mo · 27MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,400
Median rent · wk$160

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in Grahamvale

Owner-occupied 91%Rented 9%
Investor activityATO
Negatively geared7.4%
691 of 1,313 landlords
Avg rental loss$7,649/yr
Landlords (rental income)1,313
Reported capital gains813
The read

Owner-occupier stronghold

86% of homes here are owner-occupied and 9% rented, with 7% of landlords negatively geared.

Why it fits

86% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

22%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,400/mo, while renters pay about $2,037/mo — renting runs $637/mo higher on these medians.

Household income · yr
$109K
Median rent · wk
$470
Owner mortgage · mo
$1,400

Household income

$109K household · yr+32.2% vs VIC suburb median
Personal
$45K
Family
$119K
Household
$109K
Household income distribution (ABS Census 2021 · weekly)
Under $300
8
$300-649
19
$650-999
14
$1,000-1,499
32
$1,500-1,999
31
$2,000-2,999
47
$3,000-3,999
28
$4,000+
38

At the median asking rent, about 36% of households here would spend more than 30% of income on rent (rent stress line: $1,567/wk income).

Housing stock and tenure

Tenure (233 households)
Owned outright
44%
Owned with mortgage
42%
Rented
9%
Dwelling structure4.5% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 82% drive, 0% public transport, 3% walk or cycle, 13% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA1043
Students352
Government1
  • Grahamvale Primary SchoolPrimary · Government · ICSEA 1043
Crime Year ending Mar 2026
10,357
14,737 per 100k
D10 vs AU

Crime

Rate · per 100k14,737
Total incidents10,357· Year ending Mar 2026
  • Assault91652%
  • Sexual Offences21112%
  • Robbery342%
  • Break And Enter60134%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Low broad-area context

About 10.5% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

Low broad-area context

About 5.4% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Partly designated ~10.5%
~10.5% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

Low exposure ~5.4%
~5.4% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 83% Residential 11% Public / Open space 5%
Residential density: Low · 5% growth-zoned (RGZ/UGZ)

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Greater Shepparton LGA

Dwellings
+19.6%
28,890 → 34,560
+5,670 dwellings
Population
+14.9%
68,520 → 78,730
Households
+21.9%
27,060 → 32,980

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

20,102 people · 202222,973 by 2032 (+14.3%)

ABS population projection (2022 base) for the Shepparton - North SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Grahamvale VIC — Property Data and Demographics

Grahamvale (postcode 3631) is a close-knit residential community in Victoria within the Greater Shepparton local government area. The area has roughly 685 residents and a mature demographic, with a median age of 47. Households earn a median income of $109K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, clerical & administrative, technicians & trades. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Italian.

The current median weekly rent is $470. The median monthly mortgage repayment is $1,400.

Grahamvale is served by 1 school, including 1 primary. The average ICSEA score is 1043, which is around the national average of 1,000. The crime rate in the Greater Shepparton LGA is higher than average at 14,737 incidents per 100,000 population.

From an investment perspective, Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,400
Rent · wk(Census)$160
Market rent · wk(Sep 2025)$470
Population growth · Greater Shepparton LGAABS ERP
Population (2025)69,865
5-year growth+0.4% CAGR
YoY change+0.6%
20012025
Development · Greater Shepparton LGAABS Approvals
Approvals (2026)606
Houses 77%Units 23%
YoY change+0%
Employment · Greater Shepparton LGASALM
Unemployment (Dec-25)3.2%
YoY change+0.8pp
Dec-10Dec-25
Property investors · Postcode 3631ATO
Negatively geared7.4%
691 of filers
Avg rental loss$7,649/yr
Landlords (rental income)1,313
Reported capital gains813
People & prosperity
DemographicsCensus 21
Population685
Median age47
Household size2.8
HH income · wk$2,092
Personal income · wk$870
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)5/10
Economic (IER)9/10
Disadvantage (IRSD)7/10
Income momentumCensus 16→21
HH income · wk$1,469 → $2,092
Change+42.4%
vs VIC median+18.9 pp
Median rent+14.3%
gentrifyingvs VIC 2016–21
Area & amenity
Hospitals · Greater Shepparton LGAAIHW
Public2
Private1
Goulburn Valley Health [Shepparton]public
Goulburn Valley Health [Tatura]public
Shepparton Private Hospitalprivate
Aged care · Greater Shepparton LGAGEN
Facilities15
Residential places752
Maculata Place120 places
Mooroopna Place Residential Aged Care Service105 places
Mercy Place Shepparton96 places
Mercy Place Ave Maria91 places
Harmony Village Inc85 places
Banksia Lodge Residential Aged Care Service65 places
+9 more in Greater Shepparton LGA
Childcare · Greater Shepparton LGAACECQA
Services65
Approved places3,941
Exceeding NQS6
Inspira Kids Early Learning Centre Archer Street154 places
Early Learning Victoria Shepparton130 places
Wyndham Early Learning128 places
Inspira Kids Early Learning Centre Shepparton122 places
Community Kids Shepparton Early Education Centre114 places
Believe Early Learning Mooroopna110 places
+59 more in Greater Shepparton LGA
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Current status
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Sources & freshness
Strong evidence

Grahamvale carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Grahamvale FAQ

Common questions
  1. What LGA is Grahamvale in?

    Grahamvale is in the Greater Shepparton Local Government Area, VIC, postcode 3631. Council-level context for Greater Shepparton LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Grahamvale?

    The median weekly rent in Grahamvale is $470/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Grahamvale?

    Rent context available: Grahamvale has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Grahamvale a good investment?

    QuickProperty's investment signals for Grahamvale show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Grahamvale?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Grahamvale data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.