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Suburb profile ·Gannawarra LGA · VIC ·3581

Lake Charm VIC 3581

Lake Charm is in Gannawarra LGA, VIC, postcode 3581, with population 147.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$323/wk
Rent context available
D7 vs AU
Gross yield
Need rent + price
Population
10,311
10K via Gannawarra LGA · SAL undercount
Schools
No matched school data
Solar
50
0 added 12mo · 0MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$879
Median rent · wk$188

Affordability

24%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $879/mo, while renters pay about $1,400/mo — renting runs $521/mo higher on these medians.

Household income · yr
$69K
Median rent · wk
$323
Owner mortgage · mo
$879

Household income

$69K household · yr-16.6% vs VIC suburb median
Personal
$33K
Family
$76K
Household
$69K

Growth outlook · Gannawarra LGA

Dwellings
+6.4%
5,330 → 5,670
+340 dwellings
Population
-4.1%
10,610 → 10,180
Households
+1.2%
4,810 → 4,870

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Crime Year ending Dec 2025
862
8,294 per 100k
D8 vs AU

Crime

Rate · per 100k8,294
Total incidents862· Year ending Dec 2025
  • Assault7947%
  • Sexual Offences4728%
  • Robbery21%
  • Break And Enter3923%

Full data detail

Lake Charm VIC — Property Data and Demographics

Lake Charm (postcode 3581) is a small, quiet locality in Victoria within the Gannawarra local government area. With a population of 147, the suburb has a more retirement-aged population with a median age of 55. Households earn a median income of $69K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at -0.3% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, labourers. Employment in the area leans toward agriculture and retail trade. The top ancestries reported are English, Australian, Irish.

The current median weekly rent is $323. The median monthly mortgage repayment is $879.

Public transport access includes 1 rail station. The crime rate in the Gannawarra LGA is higher than average at 8,294 incidents per 100,000 population.

On the investment side, Population growth of -0.3% year-on-year points to declining demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth-0.3% Declining
Development+0%· Steady
InvestmentVIC
Mortgage · mth$879
Rent · wk(Census)$188
Market rent · wk(Sep 2025)$323
Population growth · Gannawarra LGAABS ERP
Population (2025)10,311
5-year growth-0.5% CAGR
YoY change-0.3%
20012025
Development · Gannawarra LGAABS Approvals
Approvals (2026)10
Houses10
YoY change+0%
Employment · Gannawarra LGASALM
Unemployment (Dec-25)1.6%
YoY change-2.4pp
Dec-10Dec-25
Property investors · Postcode 3581ATO
Negatively geared2 (2.1% of filers)
Avg rental loss$3,150/yr
Landlords (rental income)14
Reported capital gains6
People & prosperity
DemographicsCensus 21
Population147
Median age55
Household size2.5
HH income · wk$1,321
Personal income · wk$635
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)4/10
Economic (IER)8/10
Disadvantage (IRSD)5/10
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Rail stations1
Service Station/Murray Valley Hwy
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Lake Charm if it deserves a shortlist slot.

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EMPTY SET

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Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Lake Charm has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Lake Charm is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

Coverage is thinner on school matches and hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Read it as a direction-setter rather than a final answer: frame the locality, then verify with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Lake Charm feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Lalbert most similar
similar rent profile similar suburb scale

pop same · rent -$155/wk

Similar local read: useful for context, but still compare the actual market signals.

Mead most similar
similar rent profile similar suburb scale

pop same · rent -$123/wk

Similar local read: useful for context, but still compare the actual market signals.

Mystic Park most similar
similar rent profile similar suburb scale

pop +100 · rent -$123/wk

Similar local read: useful for context, but still compare the actual market signals.

Lake Charm FAQ

Common questions
  1. What LGA is Lake Charm in?

    Lake Charm is in the Gannawarra Local Government Area, VIC, postcode 3581. Council-level context for Gannawarra LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Lake Charm?

    The median weekly rent in Lake Charm is $323/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Lake Charm?

    Rent context available: Lake Charm has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Lake Charm a good investment?

    QuickProperty's investment signals for Lake Charm show: Declining, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Lake Charm?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Lake Charm data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.