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Suburb profile ·Baw Baw LGA · VIC ·3821

Nilma VIC 3821

Nilma is in Baw Baw LGA, VIC, postcode 3821, with population 410.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

What to check

Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$525/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
62,784
63K via Baw Baw LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
645
36 added 12mo · 5MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,733
Median rent · wk$270

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in Nilma

Owner-occupied 95%Rented 5%
Investor activityATO
Negatively geared6.2%
119 of 272 landlords
Avg rental loss$6,696/yr
Landlords (rental income)272
Reported capital gains189
The read

Owner-occupier stronghold

83% of homes here are owner-occupied and 5% rented, with 6% of landlords negatively geared.

Why it fits

83% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

32%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,733/mo, while renters pay about $2,275/mo — renting runs $542/mo higher on these medians.

Household income · yr
$85K
Median rent · wk
$525
Owner mortgage · mo
$1,733

Household income

$85K household · yr+2.7% vs VIC suburb median
Personal
$38K
Family
$115K
Household
$85K
Household income distribution (ABS Census 2021 · weekly)
Under $300
0
$300-649
10
$650-999
15
$1,000-1,499
22
$1,500-1,999
10
$2,000-2,999
25
$3,000-3,999
15
$4,000+
14

At the median asking rent, about 46% of households here would spend more than 30% of income on rent (rent stress line: $1,750/wk income).

Housing stock and tenure

Tenure (127 households)
Owned outright
42%
Owned with mortgage
42%
Rented
5%
Dwelling structure4.5% of dwellings unoccupied on census night
Separate house
96%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 77% drive, 0% public transport, 4% walk or cycle, 18% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA979
Students75
Government1
  • Nilma Primary SchoolPrimary · Government · ICSEA 979
Crime Year ending Mar 2026
5,066
7,909 per 100k
D8 vs AU

Crime

Rate · per 100k7,909
Total incidents5,066· Year ending Mar 2026
  • Assault52247%
  • Sexual Offences18717%
  • Robbery151%
  • Break And Enter38034%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.6% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.6%
~0.6% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 66% Residential 29% Public / Open space 5%
Residential density: Low · 10% growth-zoned (RGZ/UGZ)

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Baw Baw LGA

Dwellings
+40%
24,520 → 34,340
+9,820 dwellings
Population
+37.4%
57,580 → 79,130
Households
+41.9%
23,090 → 32,760

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

23,775 people · 202231,583 by 2032 (+32.8%)

ABS population projection (2022 base) for the Warragul SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Nilma VIC — Property Data and Demographics

Located in Victoria within the Baw Baw local government area, Nilma is a quiet locality (postcode 3821). It is home to about 410 residents, with an established demographic and a median age of 38. Households earn a median income of $85K per year, with an average household size of 2.9 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +1.6% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, community & personal service. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Scottish.

The current median weekly rent is $525. The median monthly mortgage repayment is $1,733.

Nilma is served by 1 school, including 1 primary. The average ICSEA score is 979, which is around the national average of 1,000. Public transport access includes 3 bus stops. The crime rate in the Baw Baw LGA is moderate at 7,909 incidents per 100,000 population.

From an investment perspective, Population growth of +1.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+1.6%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,733
Rent · wk(Census)$270
Market rent · wk(Sep 2025)$525
Population growth · Baw Baw LGAABS ERP
Population (2025)62,784
5-year growth+2.4% CAGR
YoY change+1.6%
20012025
Development · Baw Baw LGAABS Approvals
Approvals (2026)502
Houses 97%Units 3%
YoY change+0%
Employment · Baw Baw LGASALM
Unemployment (Dec-25)2.8%
YoY change-0.4pp
Dec-10Dec-25
Property investors · Postcode 3821ATO
Negatively geared6.2%
119 of filers
Avg rental loss$6,696/yr
Landlords (rental income)272
Reported capital gains189
People & prosperity
DemographicsCensus 21
Population410
Median age38
Household size2.9
HH income · wk$1,625
Personal income · wk$736
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)4/10
Economic (IER)7/10
Disadvantage (IRSD)5/10
Income momentumCensus 16→21
HH income · wk$1,375 → $1,625
Change+18.2%
vs VIC median-5.3 pp
Median rent+41.4%
stablevs VIC 2016–21
Area & amenity
TransportGTFS
Bus stops3
Hospitals · Baw Baw LGAAIHW
Public1
Private1
West Gippsland Healthcare Group [Warragul]public
Neerim District Health Serviceprivate
Aged care · Baw Baw LGAGEN
Facilities7
Residential places626
WARRAGUL COMMUNITY AGED CARE144 places
Baptcare Abbey Gardens Community123 places
Lyrebird Village98 places
Baptcare Amberlea Community91 places
Fairview Inc68 places
Andrews House51 places
+1 more in Baw Baw LGA
Childcare · Baw Baw LGAACECQA
Services56
Approved places3,101
Exceeding NQS8
Little Saints Early Learning Centre - Drouin Princes Way149 places
Journey Early Learning Centre Yarragon120 places
Little Saints Early Learning Centre Drouin120 places
Little Saints Early Learning Centre - Warragul116 places
Thrive Early Learning Centre Warragul116 places
Sparrow Early Learning Grant Street115 places
+50 more in Baw Baw LGA
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Current status
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Sources & freshness
Strong evidence

Nilma carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 3 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Nilma FAQ

Common questions
  1. What LGA is Nilma in?

    Nilma is in the Baw Baw Local Government Area, VIC, postcode 3821. Council-level context for Baw Baw LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Nilma?

    The median weekly rent in Nilma is $525/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Nilma?

    Rent context available: Nilma has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Nilma a good investment?

    QuickProperty's investment signals for Nilma show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Nilma?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Nilma data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.