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Suburb profile ·Indigo LGA · VIC ·3685

Rutherglen VIC 3685

Rutherglen is in Indigo LGA, VIC, postcode 3685, with population 2,579.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$550K
+14.8% YoY
2014 → 2024 · 11 periods
ABS + state medians
$550K
$195K
2014 2024
Why it fits

Gross yield screens at about 4.5%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

Median house
$550K
House median, latest period
14.8%YoY D3 vs AU
Median rent
$480/wk
Income-stretched rent market
D10 vs AU
Gross yield
4.5%
Strong yield band
D10 vs AU
Population
2,579
3K local footprint
D9 vs AU
Schools
3
Matched school context
D9 vs AU
Solar
872
43 added 12mo · 6MW

Price history

HousesUnits

Trend & investor depth

Indicative cashflow-$156/wk (-$8,120/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
8.1x
median home price as a multiple of annual household income
Moderate
Renting
37%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,300/mo, while renters pay about $2,080/mo — renting runs $780/mo higher on these medians.

Median price
$550K
Household income · yr
$68K
Median rent · wk
$480
Owner mortgage · mo
$1,300
Gross yield
4.5%

Household income

$68K household · yr-17.5% vs VIC suburb median
Personal
$38K
Family
$94K
Household
$68K

Growth outlook · Indigo LGA

Dwellings
+19%
7,750 → 9,220
+1,470 dwellings
Population
+13.3%
17,250 → 19,540
Households
+18.8%
7,140 → 8,480

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Schools

Total3
Avg ICSEA988
Students587
Catholic1
Government2
  • Rutherglen Primary SchoolPrimary · Government · ICSEA 1007
  • Rutherglen High SchoolSecondary · Government · ICSEA 954
  • St Mary's SchoolPrimary · Catholic · ICSEA 1004
Crime Year ending Dec 2025
598
3,341 per 100k
D5 vs AU

Crime

Rate · per 100k3,341
Total incidents598· Year ending Dec 2025
  • Assault4939%
  • Sexual Offences2419%
  • Robbery00%
  • Break And Enter5242%

Full data detail

Rutherglen VIC — Property Data and Demographics

Rutherglen (postcode 3685) is a smaller residential area in Victoria within the Indigo local government area. With a population of 2,579, the suburb has an older-leaning population with a median age of 48. Households earn a median income of $68K per year, with an average household size of 2.3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.8% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, professionals, managers. Employment in the area leans toward manufacturing and healthcare. The top ancestries reported are English, Australian, Irish.

Rutherglen has a median house price of $550,000, which has jumped by 14.8% year-on-year. The current median weekly rent is $480. This gives a gross rental yield of approximately 4.5%. The median monthly mortgage repayment is $1,300.

Rutherglen is served by 3 schools, including 2 primary, 1 secondary. The average ICSEA score is 988, which is around the national average of 1,000. Public transport access includes 7 bus stops. The crime rate in the Indigo LGA is below average at 3,341 incidents per 100,000 population.

From an investment perspective, Rutherglen shows a gross rental yield of approximately 4.5%, rated as moderate yield. Property prices sit below the state median ($550K/$875K), which can point to relative value. The price-to-income ratio of 8.1x is considered moderate. House prices have moved +14.8% year-on-year. Population growth of +0.8% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.5%· Moderate Yield
Price vs State$550K/$875K Below Median
Affordability8.1x· Moderate
Price Momentum+14.8% Rising
Pop. Growth+0.8%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,300
Rent · wk(Census)$250
Market rent · wk(Sep 2025)$480
Gross yield2.4%
Price / income8.1x
Population growth · Indigo LGAABS ERP
Population (2025)17,758
5-year growth+0.7% CAGR
YoY change+0.8%
20012025
Development · Indigo LGAABS Approvals
Approvals (2026)74
Houses72
Units2
YoY change+0%
Employment · Indigo LGASALM
Unemployment (Dec-25)3.3%
YoY change+1pp
Dec-10Dec-25
Property investors · Postcode 3685ATO
Negatively geared83 (4.3% of filers)
Avg rental loss$6,827/yr
Landlords (rental income)243
Reported capital gains204
People & prosperity
DemographicsCensus 21
Population2,579
Median age48
Household size2.3
HH income · wk$1,306
Personal income · wk$722
Persons / bedroom0.7
IncomeATO 22-23
Median income$52,910
Mean income$57,687
Earners2,816
YoY change+3.5%
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)3/10
Economic (IER)3/10
Disadvantage (IRSD)3/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics2
Fuel stations2
Cafes & dining11
iga1
TransportGTFS
Bus stops7
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Current status
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Sources & freshness
Strong evidence

Rutherglen has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2024 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · 3 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 7 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Rutherglen FAQ

Common questions
  1. What LGA is Rutherglen in?

    Rutherglen is in the Indigo Local Government Area, VIC, postcode 3685. Council-level context for Indigo LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Rutherglen?

    The current median house price in Rutherglen, VIC is $550K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Rutherglen?

    The median weekly rent in Rutherglen is $480/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Rutherglen?

    Income-stretched rent market: Weekly rent screens at about 47% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Rutherglen a good investment?

    QuickProperty's investment signals for Rutherglen show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Rutherglen?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Rutherglen data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.