Swan Hill VIC

Postcode 3585 · Swan Hill LGA

Swan Hill is a well-established suburb in Victoria within the Swan Hill local government area (postcode 3585). With a population of 11,186, the suburb has an established demographic with a median age of 38. Households earn a median income of $72K per year, with an average household size of 2.3 people. The most common occupations are professionals, labourers, managers. The top ancestries reported are Australian, English, Irish.

The median house price in Swan Hill is $473,000, having grown strongly 8.6% over the past year. Units have a median price of $340,000. The current median weekly rent is $350. This gives a gross rental yield of approximately 3.9%. The median monthly mortgage repayment is $1,300.

Swan Hill is served by 7 schools, including 4 primary, 2 secondary, 1 special. The average ICSEA score is 971, which is around the national average of 1,000. Public transport access includes 3 rail stations, 53 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Swan Hill LGA is higher than average at 11,054 incidents per 100,000 population.

From an investment perspective, Swan Hill offers a gross rental yield of 3.9%, rated as moderate yield. Property prices sit below the state median ($473K/$875K), suggesting a potential value opportunity. The price-to-income ratio of 6.5x is considered moderate. House prices have moved +8.6% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.9% Moderate Yield
Price vs State$473K/$875K Below Median
Affordability6.5x Moderate
Price Momentum+8.6% Rising
INCOME (ATO 2022-23)
Median Income$52,525
Mean Income$61,855
Earners7,529
YoY Change+5.4%
SEIFA INDEX (ABS)
Advantage3/10
Education3/10
Economic2/10
Disadvantage3/10
MEDIAN HOUSE
$473K
8.6% YoY
MEDIAN UNIT
$340K
0% YoY
MEDIAN RENT /WK
$235
POPULATION
11,186
DEMOGRAPHICS
Median Age38
Household Size2.3
HH Income /wk$1,390
Personal Income /wk$754
Mortgage /mth$1,300
CRIME (Swan Hill LGA)
Crime Rate (per 100k)11,054
Total Incidents2,322
TRANSPORT
Rail Stations3
Bus Stops53
Swan Hill Railway Station/Curlewis St
Swan Hill Station
Swan Hill Station/Curlewis St
SCHOOLS (7)
Avg ICSEA971
Total Students2,704
Government4
Catholic2
Independent1
Swan Hill CollegeSecondary · Government · ICSEA 944
St Mary's SchoolPrimary · Catholic · ICSEA 1036
St Mary MacKillop CollegeSecondary · Catholic · ICSEA 1023
Swan Hill Primary SchoolPrimary · Government · ICSEA 942
Swan Hill North Primary SchoolPrimary · Government · ICSEA 926
HOSPITALS (1)
Swan Hill District Health [Swan Hill]public
Data: 2024