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Suburb profile ·Swan Hill LGA · VIC ·3544

Ultima VIC 3544

Ultima is in Swan Hill LGA, VIC, postcode 3544, with population 173.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$430/wk
Rent context available
D9 vs AU
Gross yield
Need rent + price
Population
20,962
21K via Swan Hill LGA · SAL undercount
Schools
No matched school data
Solar
59
1 added 12mo · 0MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$600
Median rent · wk$180

Affordability

45%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $600/mo, while renters pay about $1,863/mo — renting runs $1,263/mo higher on these medians.

Household income · yr
$50K
Median rent · wk
$430
Owner mortgage · mo
$600

Household income

$50K household · yr-39.2% vs VIC suburb median
Personal
$28K
Family
$68K
Household
$50K

Growth outlook · Swan Hill LGA

Dwellings
+7.6%
9,550 → 10,280
+730 dwellings
Population
-3.4%
21,380 → 20,660
Households
+2.6%
8,530 → 8,750

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Crime Year ending Dec 2025
2,322
11,054 per 100k
D9 vs AU

Crime

Rate · per 100k11,054
Total incidents2,322· Year ending Dec 2025
  • Assault26365%
  • Sexual Offences6015%
  • Robbery31%
  • Break And Enter8020%

Full data detail

Ultima VIC — Property Data and Demographics

Ultima (postcode 3544) is a sparsely populated locality in Victoria within the Swan Hill local government area. With a population of 173, the suburb has an older-leaning population with a median age of 50. Households earn a median income of $50K per year, with an average household size of 2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.1% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, professionals. Employment in the area leans toward agriculture and manufacturing. The top ancestries reported are English, Australian, Irish.

The current median weekly rent is $430. The median monthly mortgage repayment is $600.

Public transport access includes 1 bus stop. The crime rate in the Swan Hill LGA is higher than average at 11,054 incidents per 100,000 population.

On the investment side, Population growth of +0.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+0.1%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$600
Rent · wk(Census)$180
Market rent · wk(Sep 2025)$430
Population growth · Swan Hill LGAABS ERP
Population (2025)20,962
5-year growth-0.5% CAGR
YoY change+0.1%
20012025
Development · Swan Hill LGAABS Approvals
Approvals (2026)92
Houses80
Units12
YoY change+0%
Employment · Swan Hill LGASALM
Unemployment (Dec-25)1.3%
YoY change-2.1pp
Dec-10Dec-25
Property investors · Postcode 3544ATO
Negatively geared2 (1.4% of filers)
Avg rental loss$22,802/yr
Landlords (rental income)10
Reported capital gains16
People & prosperity
DemographicsCensus 21
Population173
Median age50
Household size2
HH income · wk$962
Personal income · wk$537
Persons / bedroom0.6
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)8/10
Economic (IER)4/10
Disadvantage (IRSD)5/10
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops1
Shortlist workspace

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Current status
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EMPTY SET

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Sources & freshness
Strong evidence

Ultima carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Ultima is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

Coverage is thinner on school matches and hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Begin here, but pressure-test the read in compare, against the state hub, or a bigger nearby suburb before deciding.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Ultima feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Tresco most similar
similar rent profile similar suburb scale

pop same · rent -$260/wk

Similar local read: useful for context, but still compare the actual market signals.

Tyntynder most similar
similar rent profile similar suburb scale

pop same · rent -$270/wk

Similar local read: useful for context, but still compare the actual market signals.

Boundary Bend most similar
similar rent profile similar suburb scale

pop same · rent -$268/wk

Similar local read: useful for context, but still compare the actual market signals.

Ultima FAQ

Common questions
  1. What LGA is Ultima in?

    Ultima is in the Swan Hill Local Government Area, VIC, postcode 3544. Council-level context for Swan Hill LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Ultima?

    The median weekly rent in Ultima is $430/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Ultima?

    Rent context available: Ultima has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Ultima a good investment?

    QuickProperty's investment signals for Ultima show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Ultima?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Ultima data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.