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Suburb profile ·Wangaratta LGA · VIC ·3677

Wangaratta VIC 3677

Wangaratta is in Wangaratta LGA, VIC, postcode 3677, with population 19,214.

The read

Income-first

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$420/wk
Flat
+0.0% YoY
Dec 2020 → Sep 2025 · 20 periods
Homes Victoria · Sep 2025
$420
$308
Dec 2020Sep 2025
Why it fits

Gross yield screens at about 8.6%. Entry price sits in the lower-cost range for a first-pass screen. Population scale is large enough to avoid reading this as a tiny locality only.

Median house
$255K
House median, latest period
0.0%YoY D1 vs AU
Median rent
$420/wk
Rent-led investor candidate
0.0%YoY D9 vs AU
Gross yield
8.6%
Strong yield band
D10 vs AU
Population
19,214
19K local footprint
D10 vs AU
Schools
12
Matched school context
D10 vs AU
Drive to city
3h 3m
241.8 km to Melbourne CBD · free-flow
Solar
3,803
252 added 12mo · 25MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow$64/wk ($3,324/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilityvolatile — rents vary ±8.3% around trend
Value vs advantage-52% vs suburbs of similar SEIFA advantage (decile 3)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Wangaratta

Owner-occupied 70%Rented 30%
Investor activityATO
Negatively geared4.3%
472 of 1,145 landlords
Avg rental loss$5,108/yr
Landlords (rental income)1,145
Reported capital gains869
The read

Mixed owner-renter market

67% of homes here are owner-occupied and 29% rented, with 4% of landlords negatively geared.

Why it fits

A balanced 67% owner-occupier / 29% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

24%
of household income to service a new loan
5.4 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $1,249/mo vs median rent $1,820/mo (-31% · -$132/wk)

If rates move

At 4.2%: $998/mo (-252) · at 6.2% (current): $1,249/mo · at 8.2%: $1,525/mo (+276)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
4.0x
median home price as a multiple of annual household income
Affordable
Renting
34%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,300/mo, while renters pay about $1,820/mo — renting runs $520/mo higher on these medians.

Median price
$255K
Household income · yr
$63K
Median rent · wk
$420
Owner mortgage · mo
$1,300
Gross yield
8.6%

Household income

$63K household · yr-23.1% vs VIC suburb median
Personal
$36K
Family
$88K
Household
$63K
Household income distribution (ABS Census 2021 · weekly)60% could service the median house
Under $300
300
$300-649
1,491
$650-999
1,314
$1,000-1,499
1,257
$1,500-1,999
874
$2,000-2,999
1,269
$3,000-3,999
501
$4,000+
352

Serviceability line: a household needs about $961/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 56% of households here would spend more than 30% of income on rent (rent stress line: $1,400/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$45K → $53K

Housing stock and tenure

Tenure (7,914 households)5.4% social housing
Owned outright
37%
Owned with mortgage
30%
Rented
29%
Dwelling structure7.1% of dwellings unoccupied on census night
Separate house
85%
Townhouse / semi
14%
Flat / apartment
0%

Getting to work: 82% drive, 0% public transport, 6% walk or cycle, 9% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total12
Avg ICSEA995
Students4,473
Catholic5
Government6
Independent1
  • Wangaratta Primary SchoolPrimary · Government · ICSEA 1018
  • Wangaratta West Primary SchoolPrimary · Government · ICSEA 1017
  • Yarrunga Primary SchoolPrimary · Government · ICSEA 913
  • Appin Park Primary SchoolPrimary · Government · ICSEA 981
  • Wangaratta District Specialist SchoolSpecial · Government · ICSEA 922
  • Wangaratta High SchoolSecondary · Government · ICSEA 957

Livability

99/ 100 livability index

Top 1% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 99% of Australian suburbs
WeakerTypicalStronger
Everyday access97
Public transport (121 stops)98
Schools & hospitals99

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
2,820
9,350 per 100k
D9 vs AU

Crime

Rate · per 100k9,350
Total incidents2,820· Year ending Mar 2026
  • Assault27255%
  • Sexual Offences8217%
  • Robbery41%
  • Break And Enter13628%

Development screen

Could a secondary dwelling be worth investigating?

small second home screening context Medium broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: Review against the official Planning Victoria guidance and local building requirements before use.

Open official policy source

Separate houses

79.3%

Suburb share of occupied private dwellings recorded as separate houses.

Near the state median

State median 80.5% · 693 valid suburbs

Residential-zone context

0.0%

Broad suburb sampling only; the property zoning and overlays can differ.

Near the state median

State median 0.0% · 690 valid suburbs

Rental households

28.5%

Demand context only; it does not establish permission to rent a secondary dwelling.

6.3 pp above the state median

State median 22.2% · 693 valid suburbs

Mapped hazards

bushfire high

The staged suburb layer indicates a broad-area constraint that needs address-level checking. The staged suburb layer shows no mapped exposure; this is not a property-level clearance.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current small second home position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Wangaratta unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wangaratta, VIC 3677 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 75.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 1.6% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Partly designated ~75.0%
~75.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~1.6%
~1.6% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 43% Residential 26% Public / Open space 19% Industrial 5% Other 4% Commercial / Mixed 3%
Residential density: Standard · 1% growth-zoned (RGZ/UGZ)

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Wangaratta LGA

Dwellings
+14.4%
13,680 → 15,650
+1,970 dwellings
Population
+8.5%
29,740 → 32,260
Households
+14.1%
12,830 → 14,640

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

19,960 people · 202222,248 by 2032 (+11.5%)

ABS population projection (2022 base) for the Wangaratta SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Wangaratta VIC — Property Data and Demographics

Wangaratta is a well-established suburb in Victoria within the Wangaratta local government area (postcode 3677). It is home to about 19,214 residents, with an established family demographic and a median age of 44. Households earn a median income of $63K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.2% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, technicians & trades. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are English, Australian, Irish.

Wangaratta has a median house price of $255,000, holding roughly steady year-on-year. Units have a median price of $355,000 (+3.6% YoY). The current median weekly rent is $420. This gives a gross rental yield of approximately 8.6%. The median monthly mortgage repayment is $1,300.

Wangaratta is served by 12 schools, including 7 primary, 2 secondary, 1 combined, 2 special. The average ICSEA score is 995, which is around the national average of 1,000. Public transport access includes 7 rail stations, 114 bus stops. Healthcare facilities include 1 public and 1 private hospitals. The crime rate in the Wangaratta LGA is higher than average at 9,350 incidents per 100,000 population.

Looking at the investment signals, Wangaratta shows a gross rental yield of approximately 8.6%, rated as high yield. Property prices sit below the state median ($255K/$850K), which can point to relative value. The price-to-income ratio of 4.0x is considered affordable. House prices have moved +0.0% year-on-year. Population growth of +0.2% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield8.6% High Yield
Price vs State$255K/$850K Below Median
Affordability4.0x Affordable
Price Momentum+0.0%· Stable
Pop. Growth+0.2%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,300
Rent · wk(Census)$260
Market rent · wk(Sep 2025)$420
Gross yield5.3%
Price / income4.0x
Sales vol (latest Q)(2025-Q4)110
Population growth · Wangaratta LGAABS ERP
Population (2025)30,089
5-year growth+0.4% CAGR
YoY change+0.2%
20012025
Development · Wangaratta LGAABS Approvals
Approvals (2026)153
Houses 76%Units 24%
YoY change+0%
Employment · Wangaratta LGASALM
Unemployment (Dec-25)5.1%
YoY change+1.3pp
Dec-10Dec-25
Property investors · Postcode 3677ATO
Negatively geared4.3%
472 of filers
Avg rental loss$5,108/yr
Landlords (rental income)1,145
Reported capital gains869
People & prosperity
DemographicsCensus 21
Population19,214
Median age44
Household size2.2
HH income · wk$1,218
Personal income · wk$700
Persons / bedroom0.7
IncomeATO 22-23
Median income$52,675
Mean income$61,364
Earners12,606
YoY change+5.3%
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)3/10
Economic (IER)2/10
Disadvantage (IRSD)3/10
Income momentumCensus 16→21
HH income · wk$1,009 → $1,218
Change+20.7%
vs VIC median-2.8 pp
Median rent+18.2%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets4
Pharmacies6
GP / clinics12
Fuel stations4
Cafes & dining20
aldi1
coles1
iga1
woolworths1
TransportGTFS
Rail stations7
Bus stops114
Wangaratta Police Station/Handley St
Wangaratta Railway Station/Norton St
Wangaratta Station
Wangaratta Station, Norton St
Wangaratta Station/Norton St
Hospitals · Wangaratta LGAAIHW
Public1
Private1
Northeast Health Wangarattapublic · in suburb
Wangaratta Private Hospitalprivate · in suburb
Aged care · Wangaratta LGAGEN
Facilities4
Residential places344
St John's146 places · in suburb
St Catherine's Hostel Wangaratta Inc72 places · in suburb
Illoura - Residential Aged Care66 places · in suburb
Rangeview Private Nursing Home60 places · in suburb
Childcare · Wangaratta LGAACECQA
Services32
Approved places1,451
Exceeding NQS4
Country Buddies Wangaratta170 places · in suburb
Wangaratta Children's Services Centre126 places · in suburb
Goodstart Early Learning Wangaratta - Williams Road95 places · in suburb
BRIGHT BEGINNINGS LEARNING CENTRE WANGARATTA PTY LTD84 places · in suburb
NurtureOne Wangaratta Children’s Centre78 places · in suburb
Goodstart Early Learning Wangaratta - Murdoch Road77 places · in suburb
+26 more in Wangaratta LGA
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Sources & freshness
Strong evidence

Wangaratta has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025-Q4 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 12 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 2 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 121 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Wangaratta FAQ

Common questions
  1. What LGA is Wangaratta in?

    Wangaratta is in the Wangaratta Local Government Area, VIC, postcode 3677. Council-level context for Wangaratta LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Wangaratta?

    The current median house price in Wangaratta, VIC is $255K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Wangaratta?

    The median weekly rent in Wangaratta is $420/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Wangaratta?

    Rent-led investor candidate: Gross rent yield screens at about 8.6%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Wangaratta a good investment?

    QuickProperty's investment signals for Wangaratta show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Wangaratta?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Wangaratta data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.