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Suburb profile ·Yilgarn LGA · WA ·6426

Southern Cross WA 6426

Southern Cross is in Yilgarn LGA, WA, postcode 6426, with population 572.

The read

Income-first

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$380/wk
Apr 2023 → Mar 2026 · 11 periods
WA rental bonds · suburb grain · Mar 2026 · sparse signal
$400
$175
Apr 2023Mar 2026
Why it fits

Gross yield screens at about 13.6%. Entry price sits in the lower-cost range for a first-pass screen.

What to check

Small local population makes the signal set more fragile.

Median house
$145K
House median, latest period
4.9%YoY D1 vs AU
Median rent
$380/wk
Rent-led investor candidate
≈D8 vs AU
Gross yield
Need rent + price
Population
572
572 local footprint
D7 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
Not in commute dataset
Solar
180
3 added 12mo · 1MW
Price cycleRising
LowPeak

4.9% below peak · 163.6% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRising
Low · 2020Peak · 2025

4.9% below peak · 163.6% above its low

Price growth (compound)% per year
3-yr
+17.2%
5-yr
+17.4%
Indicative cashflow$142/wk ($7,396/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-69% vs suburbs of similar SEIFA advantage (decile 2)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Southern Cross

Owner-occupied 63%Rented 38%
Investor activityATO
Negatively geared7.2%
32 of 50 landlords
Avg rental loss$4,392/yr
Landlords (rental income)50
Reported capital gains24
The read

Mixed owner-renter market

55% of homes here are owner-occupied and 33% rented, with 7% of landlords negatively geared.

Why it fits

A balanced 55% owner-occupier / 33% renter mix.

What to check

Social housing is 11% of dwellings — check tenant mix and resale demand.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

13%
of household income to service a new loan
3.0 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $710/mo vs median rent $1,647/mo (-57% · -$216/wk)

If rates move

At 4.2%: $567/mo (-143) · at 6.2% (current): $710/mo · at 8.2%: $867/mo (+157)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
2.2x
median home price as a multiple of annual household income
Affordable
Renting
31%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $769/mo, while renters pay about $1,647/mo — renting runs $878/mo higher on these medians.

Median price
$145K
Household income · yr
$65K
Median rent · wk
$380
Owner mortgage · mo
$769

Household income

$65K household · yr-24.4% vs WA suburb median
Personal
$37K
Family
$98K
Household
$65K
Household income distribution (ABS Census 2021 · weekly)78% could service the median house
Under $300
18
$300-649
45
$650-999
34
$1,000-1,499
36
$1,500-1,999
21
$2,000-2,999
49
$3,000-3,999
12
$4,000+
14

Serviceability line: a household needs about $547/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 53% of households here would spend more than 30% of income on rent (rent stress line: $1,267/wk income).

Housing stock and tenure

Tenure (257 households)11.3% social housing
Owned outright
34%
Owned with mortgage
21%
Rented
33%
Dwelling structure33.1% of dwellings unoccupied on census night
Separate house
89%
Townhouse / semi
7%
Flat / apartment
0%

Getting to work: 76% drive, 1% public transport, 14% walk or cycle, 2% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total2
Avg ICSEA940
Students84
Catholic1
Government1
  • Southern Cross District High SchoolCombined · Government · ICSEA 874
  • St Joseph's SchoolPrimary · Catholic · ICSEA 1006

Livability

59/ 100 livability index

Top 41% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 59% of Australian suburbs
WeakerTypicalStronger
Everyday access62
Public transport (2 stops)15
Schools & hospitals71

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Population outlook

3,063 people · 20222,987 by 2032 (-2.5%)

ABS population projection (2022 base) for the Mukinbudin SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Southern Cross WA — Property Data and Demographics

Located in Western Australia within the Yilgarn local government area, Southern Cross is a close-knit residential community (postcode 6426). The area has roughly 572 residents and an older-leaning population, with a median age of 50. Households earn a median income of $65K per year, with an average household size of 2 people. Recent annual estimates show population movement softening across the broader catchment, with population growth running at -0.9% year-on-year at the LGA level. WA employment has moved +1.9% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. WA also had 24 Commonwealth-backed major projects under construction, 12 underway, and 12 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, labourers. Employment in the area leans toward mining and public admin & safety. The top ancestries reported are English, Australian, Scottish.

Southern Cross has a median house price of $145,000, which has fallen by 4.9% year-on-year. The current median weekly rent is $380. This gives a gross rental yield of approximately 13.6%. The median monthly mortgage repayment is $769.

Southern Cross is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 940, which is below the national average of 1,000. Public transport access includes 2 bus stops. Healthcare facilities include 1 public hospital.

Looking at the investment signals, The gross rental yield works out to roughly 13.6%, which reads as high yield. Property prices sit below the state median ($145K/$1.0M), which can point to relative value. The price-to-income ratio of 2.2x is considered affordable. House prices have moved -4.9% year-on-year. Population growth of -0.9% year-on-year points to declining demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield13.6% High Yield
Price vs State$145K/$1.0M Below Median
Affordability2.2x Affordable
Price Momentum-4.9% Falling
Pop. Growth-0.9% Declining
Development+0%· Steady
InvestmentWA
Mortgage · mth$769
Rent · wk(Census)$150
Market rent · wk(Feb 2026)$380
Gross yield5.4%
Price / income2.2x
Population growth · Yilgarn LGAABS ERP
Population (2025)1,204
5-year growth-0.1% CAGR
YoY change-0.9%
20012025
Development · Yilgarn LGAABS Approvals
Approvals (2026)0
YoY change+0%
Employment · Yilgarn LGASALM
Unemployment (Dec-25)2.7%
YoY change+0.7pp
Jun-24Dec-25
Property investors · Postcode 6426ATO
Negatively geared7.2%
32 of filers
Avg rental loss$4,392/yr
Landlords (rental income)50
Reported capital gains24
People & prosperity
DemographicsCensus 21
Population572
Median age50
Household size2
HH income · wk$1,244
Personal income · wk$706
Persons / bedroom0.6
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)2/10
Income momentumCensus 16→21
HH income · wk$1,210 → $1,244
Change+2.8%
vs WA median-10.9 pp
Median rent+0%
softeningvs WA 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics1
Fuel stations3
Cafes & dining2
TransportGTFS
Bus stops2
Hospitals · Yilgarn LGAAIHW
Public1
Private0
Southern Cross Hospitalpublic · in suburb
Aged care · Yilgarn LGAGEN
Facilities1
Residential places12
Southern Cross Multi-Purpose Service12 places · in suburb
Childcare · Yilgarn LGAACECQA
Services1
Approved places22
Exceeding NQS0
Regional Early Education and Development - Yilgarn22 places · in suburb
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Current status
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Sources & freshness
Strong evidence

Southern Cross carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

REIWA public suburb pages (annual median series) scraped monthly; unmatched suburbs fall back to annual ABS SA2 series

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
REIWA · 2026 · REIWA public suburb pages (annual median series) scraped monthly; unmatched suburbs fall back to annual ABS SA2 series
medium stability · automated · every update · monthly
Available
Market rent
WA rental bonds · Feb 2026 · State market dataset
medium stability · automated · every update · monthly
Available
Crime
State crime dataset · No linked local crime series
Missing
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 2 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Southern Cross FAQ

Common questions
  1. What LGA is Southern Cross in?

    Southern Cross is in the Yilgarn Local Government Area, WA, postcode 6426. Council-level context for Yilgarn LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Southern Cross?

    The current median house price in Southern Cross, WA is $145K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Southern Cross?

    The median weekly rent in Southern Cross is $380/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Southern Cross?

    Rent-led investor candidate: Gross rent yield screens at about 13.6%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Southern Cross a good investment?

    QuickProperty's investment signals for Southern Cross show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Southern Cross?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Southern Cross data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.