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Suburb profile · Bay of Plenty · NZ

Holdens Bay-Rotokawa NZ

Holdens Bay-Rotokawa is in Bay of Plenty, New Zealand, with population 1,332.

Limited data

Thin-context

This page still helps with local context, but the evidence stack is too thin for a clean suburb-level call. Use nearby alternatives or compare mode before turning it into a shortlist decision.

Why it fits

Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Higher deprivation should be treated as a local-context caution.

Median rent
Census rent fallback
Population
1,332
1K local footprint
D3 vs NZ
Income
$40K/yr
Median personal income
D5 vs NZ
NZDep
Decile 9
Higher deprivation
D9 vs NZ
Schools
2
matched school context

Area prices & affordability

Median sale price
$602K
+14.3% over 5yr
2.0%YoY
Lower quartile
$510K
Entry-level price
House Price Index
4,051
QV-based HPI
6.6%5yr
Income to buy
7.0x
Years of median income
Annual sales
767
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$2,792/mo
20% deposit, 30-year P&I
Repayment burden
39%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
9.4 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$2,934
1-year fixed · 5.26%
$2,662
2-year fixed · 5.69%
$2,792
3-year fixed · 5.86%
$2,844

A territorial-authority estimate: the Rotorua District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Holdens Bay-Rotokawa-specific or borrower-specific figure.

Price trend

1yr +2.2%5yr -1.4%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Rotorua District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Rotorua District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Holdens Bay-Rotokawa, not a Holdens Bay-Rotokawa-specific sale price.

Personal income

$40K personal · yr+0.8% vs Bay of Plenty suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
135
$10,001-$20,000
102
$20,001-$30,000
165
$30,001-$50,000
219
$50,001-$70,000
195
$70,001-$100,000
150
$100,001 or more
78

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses-2.0pp since 2013
2013
61% owned
2018
60% owned
2023
59% owned

13.4% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

33% damp (+0pp vs 2018) and 23% with visible mould larger than A4 (-3pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

76,600 people · 202381,100 by 2033 (+5.9%)

Stats NZ subnational projection (2023 base, medium series) for Rotorua District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k9,669
Total incidents7,161· 2026-05
  • Assault73230%
  • Burglary1,55564%
  • Robbery693%
  • Sexual Assault582%

Natural hazards

Earthquake exposure
High
Proximity to active faults
Nearest active fault
2.9 km
Whakapoungakau Fault

Earthquake exposure is the distance from Holdens Bay-Rotokawa's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

23
active listings · ~17.3 per 1,000 residents
78%
entire homes (vs private rooms)
52%
run by multi-listing operators
Investment view Estimated
$297
median nightly (entire home)
38%
estimated occupancy
$42,028
estimated annual revenue (gross)

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Schools

Total2
Students262
State2
  • Rotokawa SchoolContributing · State
  • Te Wharekura o Ngāti RongomaiComposite · State

Livability

67/ 100 livability index

Top 33% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 67% of New Zealand districts
WeakerTypicalStronger
Everyday access23
Public transport (9 stops)55
Schools & hospitals70

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Bgrade · 67/100 · top 33% of 65New Zealand districts
Peer distributionstronger than 67% of New Zealand districts
WeakerTypicalStronger
Capital growth38
Rental yield63
Stability78

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Latest consents
1
1 houses · 0 units
92.3%YoY D1 vs NZ

Employment

Employed residents
693
Was 636 in 2018
9.0%vs 2018 D3 vs NZ

Full data detail

Holdens Bay-Rotokawa Bay of Plenty — Property Data and Demographics

Holdens Bay-Rotokawa is a small community in Bay of Plenty with a population of 1,332 and a median age of 35. Median personal income is $40K per year. The main ethnic groups are European, Māori, Pacific Peoples. Bay of Plenty population estimates moved +0.3% in the year ended June 2025, after moving +1.1% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 636 in 2018 to 693 in 2023 (+9.0%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Livability indicators for Holdens Bay-Rotokawa: NZDep decile 9 (high deprivation); 2 schools with avg EQI 499; 9 transport stops (9 bus).

In 2026, Holdens Bay-Rotokawa recorded 1 building approval (1 house, 0 units), down 92.3% year-on-year.

Market & money
Livability signalsHeuristics
School QualityEQI 499 Below Average
DeprivationDecile 9 High
Transport Access9 stops· Some Access
Development-92% Slowing
DevelopmentStats NZ
Consents (2026)1
Houses1
YoY change-92.3%
People & prosperity
DemographicsCensus 23
Population1,332
Median age35
Household size
HH income · yr
Personal income · yr$39,600
Deprivation (NZDep)NZDep23
Less deprived9/10
NZDep score1065

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European906
Māori618
Pacific Peoples105
Asian69
MELAA6
Top industriesCensus 23
Health Care and Social Assistance69
Manufacturing66
Construction66
Accommodation and Food66
Professional, Scientific and Technical66
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
TransportGTFS
Bus stops9
Hospitals · Rotorua DistrictMoH
Rotorua HospitalPublic Hospital
Shortlist workspace

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Current status
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Sources & freshness
Usable evidence

Holdens Bay-Rotokawa works as a starting read but still needs cross-checking.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
Stats NZ Census 2023 · No linked local rent source
stable source · manual file · snapshot · census-cycle
Missing
Schools
MoE school directory · 2 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 9 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.
Sparse locality note

This page stays indexable because Holdens Bay-Rotokawa still carries enough real local context to help with NZ suburb discovery. It should still be read as a lighter locality brief, not as a fully covered suburb profile.

WHY IT LOOKS LIGHTER
The page is missing a direct local rent signal.

That leaves the page relying more on Census and service context than on a stronger market read.

WHAT IS MISSING
Coverage is lighter across hospital coverage.

The lighter areas here are hospital coverage, so one sparse reading should not stand in for the whole suburb story.

BEST NEXT STEP
Use this page to frame the locality, then compare or zoom back out.

Start with the region hub, compare view, or nearby better-covered suburbs before treating this page as a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

The page still has enough real suburb context to remain searchable, but some market and service layers are too light for a full-confidence read.

HOW TO READ THIS PAGE

Use this page to frame the locality, then pressure-test the story with compare, the region hub, or a nearby better-covered suburb before treating it as complete.

Stronger nearby reads

If Holdens Bay-Rotokawa feels too thin on its own, use these nearby suburbs as stronger local reads before treating it as a full shortlist call.

Selwyn Heights most similar
similar deprivation profile similar suburb scale similar income profile

pop -200 · adds rent coverage · income -$3K

Similar local read: useful for context, but still compare the actual market signals.

Fairy Springs most similar
similar deprivation profile similar suburb scale similar income profile

pop +500 · adds rent coverage · income -$1K

Similar local read: useful for context, but still compare the actual market signals.

Fenton Park most similar
similar deprivation profile similar suburb scale similar income profile

pop +400 · adds rent coverage · income -$6K

Similar local read: useful for context, but still compare the actual market signals.

Holdens Bay-Rotokawa FAQ

Common questions
  1. What is the livability profile for Holdens Bay-Rotokawa?

    QuickProperty's livability signals for Holdens Bay-Rotokawa show: Below Average, High, Some Access. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  2. Where does QuickProperty get its data for Holdens Bay-Rotokawa?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  3. How often is the Holdens Bay-Rotokawa data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.