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Suburb profile · Bay of Plenty · NZ

Mount Maunganui North NZ

Mount Maunganui North is in Bay of Plenty, New Zealand, with population 3,204.

The read

Growth-momentum

The page gives you enough to keep this suburb in view, but not enough to make a fast conviction call. Use compare mode or the region hub to see whether the mixed picture still holds up against alternatives.

$725/wk
1/04/2021 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$775
$550
1/04/20211/01/2026
Why it fits

Approvals activity points to active development pressure. Transport coverage adds a practical access signal. Lower deprivation supports a livability-led read.

Read full evidence → Compare suburb Open matching ranking
Median rent
$738/wk
Income-stretched rent market
D9 vs NZ
Population
3,204
3K local footprint
D9 vs NZ
Income
$51K/yr
Median personal income
D9 vs NZ
NZDep
Decile 4
Mid-range deprivation
D4 vs NZ
Schools
—
No matched schools

Area prices & affordability

Tauranga City territorial authority · HUD Local Housing Statistics
Median sale price
$893K
+17.3% over 5yr
↑4.6%YoY
Lower quartile
$750K
Entry-level price
House Price Index
3,137
QV-based HPI
↑3.2%5yr
Income to buy
9.5x
Years of median income
Annual sales
2,802
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$4,140/mo
20% deposit, 30-year P&I
Repayment burden
53%
of gross household income
Stress level
Severe
<30% comfortable · >45% severe
Years to deposit
12.7 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$4,350
1-year fixed · 5.26%
$3,947
2-year fixed · 5.69%
$4,140
3-year fixed · 5.86%
$4,217

A territorial-authority estimate: the Tauranga City median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Mount Maunganui North-specific or borrower-specific figure.

Price trend

1yr +2.4%5yr +0.7%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Tauranga City territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Tauranga City territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Mount Maunganui North, not a Mount Maunganui North-specific sale price.

Rent trend depth

Derived from this suburb's own tenancy-bond rent history
Rent cycle positionRents at their peak
Low · 2020Peak · 2026

At / near its highest median rent on record

Rent growth (compound)3-yr +5.4%/yr · 5-yr +5.2%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

Stats NZ Census · median individual · annual
$51K personal · yr+29.5% vs Bay of Plenty suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
321
$10,001-$20,000
234
$20,001-$30,000
354
$30,001-$50,000
534
$50,001-$70,000
570
$70,001-$100,000
429
$100,001 or more
504

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Stats NZ Census 2013-2023
Home ownership over three censuses+13.0pp since 2013
2013
45% owned
2018
56% owned
2023
58% owned

38.6% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

15% damp (-1pp vs 2018) and 10% with visible mould larger than A4 (-0pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

Stats NZ projections · Tauranga City · medium series
158,900 people · 2023185,600 by 2033 (+16.8%)

Stats NZ subnational projection (2023 base, medium series) for Tauranga City — the finest official projection grain available; suburb-level projections do not exist.

Crime

Tauranga City · Territorial Authority
Rate · per 100k5,689
Total incidents8,696· 2026-05
  • Assault1,05544%
  • Burglary1,13647%
  • Robbery823%
  • Sexual Assault1456%

Natural hazards

Earthquake & flood exposure estimates
Earthquake exposure
Low
Proximity to active faults
Nearest active fault
35.5 km
Kerepehi Fault
Fault slip rate
Low
Higher = more active

Earthquake exposure is the distance from Mount Maunganui North's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

Inside Airbnb
246
active listings · ~76.8 per 1,000 residents
96%
entire homes (vs private rooms)
62%
run by multi-listing operators
Investment view Estimated
$384
median nightly (entire home)
20%
estimated occupancy
$27,199
estimated annual revenue (gross)

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Livability

OSM · GTFS · schools + hospitals
91/ 100 livability index

Top 9% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 91% of New Zealand districts
WeakerTypicalStronger
Everyday access97
Public transport (19 stops)89
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Composite · growth · yield · stability
Dgrade · 23/100 · top 77% of 65New Zealand districts
Peer distributionstronger than 23% of New Zealand districts
WeakerTypicalStronger
Capital growth42
Rental yield28
Stability23

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Stronger alternatives nearby

Similar-rent suburbs in other territorial authorities that rate higher on a metric.

Cheaper to rent

lower weekly rent · cross-TA

Less deprived

lower NZDep decile · cross-TA

Alternatives are similar-rent suburbs (0.6–1.6x this suburb's median rent) in other territorial authorities that exceed it on the named metric. Indicative — not financial advice.

Building activity

Stats NZ building consents · 2026
Latest consents
72
2 houses · 70 units
↑1700.0%YoY D10 vs NZ

Employment

Stats NZ Census 2023 vs 2018 (employed residents 15+)
Employed residents
1,929
Was 1,956 in 2018
↓1.4%vs 2018 D10 vs NZ

Full data detail

Stats NZ Census 2023 · MBIE · MoE · NZDep2023
Mount Maunganui North Bay of Plenty — Property Data and Demographics

Mount Maunganui North is a small suburb in Bay of Plenty with a population of 3,204 and a median age of 42. Median personal income is $51K per year. The main ethnic groups are European, Māori, Asian. Bay of Plenty population estimates moved +0.3% in the year ended June 2025, after moving +1.1% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,956 in 2018 to 1,929 in 2023 (-1.4%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Mount Maunganui North is $738 (738 houses, 720 units). This represents approximately 75% of median weekly personal income.

Livability indicators for Mount Maunganui North: NZDep decile 4 (moderate deprivation); 19 transport stops (19 bus).

In 2026, Mount Maunganui North recorded 72 building approvals (2 houses, 70 units), up 1700% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability75%↓ Stretched
DeprivationDecile 4· Moderate
Transport Access19 stops· Some Access
Development+1700%↑ Accelerating
Rental marketMBIE
Median rent · wk(1/01/2026)$738
House · wk$738
Unit · wk$720
Rent / income75.4%
Lodgements72
DevelopmentStats NZ
Consents (2026)72
Houses 3%Units 97%
YoY change+1700%
People & prosperity
DemographicsCensus 23
Population3,204
Median age42
Household size—
HH income · yr—
Personal income · yr$50,900
Deprivation (NZDep)NZDep23
Less deprived4/10
NZDep score963

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European2,697
Māori486
Asian156
MELAA153
Pacific Peoples90
Top industriesCensus 23
Professional, Scientific and Technical234
Health Care and Social Assistance198
Retail Trade186
Accommodation and Food180
Construction171
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics1
Fuel stations0
Cafes & dining52
TransportGTFS
Bus stops19
Hospitals · Tauranga CityMoH
Tauranga HospitalPublic Hospital
Nearby in Bay of Plenty12
Arataki North3,201Motiti3,354Omanu Beach2,982Maungatapu2,883Pacific View3,111Welcome Bay South3,978Matua North3,024Bethlehem North3,645Bellevue3,852Palm Beach North3,270Mount Maunganui South2,844Papamoa Beach South2,685
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Sources & freshness
Strong evidence

Mount Maunganui North carries enough direct local evidence for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · No linked local school matches
stable source · automated · every update · nightly
Missing
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 19 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Mount Maunganui North FAQ

Common questions
  1. What is the typical weekly rent in Mount Maunganui North?

    The median weekly rent in Mount Maunganui North is $738/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Mount Maunganui North?

    Income-stretched rent market: Weekly rent screens at about 75% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Mount Maunganui North?

    QuickProperty's livability signals for Mount Maunganui North show: Stretched, Moderate, Some Access. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Mount Maunganui North?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Mount Maunganui North data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.

Bay of Plenty

Mount Maunganui North sits in Bay of Plenty — explore the region.