Skip to content
Suburb profile · Gisborne · NZ

Outer Kaiti NZ

Outer Kaiti is in Gisborne, New Zealand, with population 2,853.

The read

Verify-first

There are enough weaker signals here that you should expect trade-offs, not a clean local story. Compare it directly with stronger nearby suburbs before treating it as a preferred option.

$580/wk
1/10/2020 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$650
$360
1/10/20201/01/2026
What to check

Higher deprivation should be treated as a local-context caution.

Median rent
$580/wk
Income-stretched rent market
D5 vs NZ
Population
2,853
3K local footprint
D8 vs NZ
Income
$30K/yr
Median personal income
D1 vs NZ
NZDep
Decile 10
Higher deprivation
D10 vs NZ
Schools
1
matched school context

Area prices & affordability

Median sale price
$630K
+19.3% over 5yr
7.0%YoY
Lower quartile
$515K
Entry-level price
House Price Index
4,666
QV-based HPI
9.4%5yr
Income to buy
7.7x
Years of median income
Annual sales
445
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$2,922/mo
20% deposit, 30-year P&I
Repayment burden
43%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
10.3 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$3,071
1-year fixed · 5.26%
$2,786
2-year fixed · 5.69%
$2,922
3-year fixed · 5.86%
$2,977

A territorial-authority estimate: the Gisborne District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Outer Kaiti-specific or borrower-specific figure.

Price trend

1yr +0.9%5yr +0.4%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Gisborne District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Gisborne District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Outer Kaiti, not a Outer Kaiti-specific sale price.

Rent trend depth

Rent cycle positionRents rising
Low · 2020Peak · 2024

5.7% below peak rent · 61.1% above its low

Rent growth (compound)3-yr +1.8%/yr · 5-yr +5.2%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$30K personal · yr-17.1% vs Gisborne suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
360
$10,001-$20,000
306
$20,001-$30,000
360
$30,001-$50,000
489
$50,001-$70,000
300
$70,001-$100,000
159
$100,001 or more
42

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses-1.1pp since 2013
2013
44% owned
2018
38% owned
2023
43% owned

3.5% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

49% damp (+8pp vs 2018) and 38% with visible mould larger than A4 (+7pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

52,300 people · 202354,900 by 2033 (+5.0%)

Stats NZ subnational projection (2023 base, medium series) for Gisborne District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k6,878
Total incidents3,517· 2026-05
  • Assault53033%
  • Burglary97261%
  • Robbery493%
  • Sexual Assault543%

Natural hazards

Earthquake exposure
Moderate
Proximity to active faults
Nearest active fault
18.8 km
Repongaere Fault
Fault slip rate
Very Low
Higher = more active

Earthquake exposure is the distance from Outer Kaiti's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Schools

Total1
Students209
State1
  • Waikirikiri SchoolFull Primary · State

Investment grade

Bgrade · 70/100 · top 30% of 65New Zealand districts
Peer distributionstronger than 70% of New Zealand districts
WeakerTypicalStronger
Capital growth52
Rental yield75
Stability66

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Latest consents
8
0 houses · 8 units
0.0%YoY D7 vs NZ

Employment

Employed residents
1,086
Was 969 in 2018
12.1%vs 2018 D5 vs NZ

Full data detail

Outer Kaiti Gisborne — Property Data and Demographics

Outer Kaiti is a small suburb in Gisborne with a population of 2,853 and a median age of 27. Median personal income is $30K per year. The main ethnic groups are Māori, European, Pacific Peoples. Gisborne population estimates moved -0.1% in the year ended June 2025, after moving +1.0% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 969 in 2018 to 1,086 in 2023 (+12.1%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Outer Kaiti is $580 (580 houses, 0 units). This represents approximately 102% of median weekly personal income.

Livability indicators for Outer Kaiti: NZDep decile 10 (high deprivation); 1 school with avg EQI 559.

In 2026, Outer Kaiti recorded 8 building approvals (0 houses, 8 units), up 0% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability102% Stretched
School QualityEQI 559 Below Average
DeprivationDecile 10 High
Development+0%· Steady
Rental marketMBIE
Median rent · wk(1/01/2026)$580
House · wk$580
Rent / income102.2%
Lodgements12
DevelopmentStats NZ
Consents (2026)8
Units8
YoY change+0%
People & prosperity
DemographicsCensus 23
Population2,853
Median age27
Household size
HH income · yr
Personal income · yr$29,500
Deprivation (NZDep)NZDep23
Less deprived10/10
NZDep score1268

1 = least deprived · 10 = most deprived

EthnicityCensus 23
Māori2,367
European855
Pacific Peoples291
Asian54
MELAA12
Top industriesCensus 23
Agriculture, Forestry and Fishing186
Manufacturing132
Health Care and Social Assistance114
Education and Training102
Retail Trade99
Area & amenity
Hospitals · Gisborne DistrictMoH
Gisborne HospitalPublic Hospital
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Outer Kaiti if it deserves a shortlist slot.

No saved NZ suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Outer Kaiti has enough direct local evidence for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · 1 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · No matched local transport stops
medium stability · mixed acquisition · snapshot · mixed
Missing
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Outer Kaiti FAQ

Common questions
  1. What is the typical weekly rent in Outer Kaiti?

    The median weekly rent in Outer Kaiti is $580/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Outer Kaiti?

    Income-stretched rent market: Weekly rent screens at about 102% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Outer Kaiti?

    QuickProperty's livability signals for Outer Kaiti show: Stretched, Below Average, High. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Outer Kaiti?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Outer Kaiti data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.