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Suburb profile · Waikato · NZ

Waihī Rural NZ

Waihī Rural is in Waikato, New Zealand, with population 2,424.

Limited data

Thin-context

This page still helps with local context, but the evidence stack is too thin for a clean suburb-level call. Use nearby alternatives or compare mode before turning it into a shortlist decision.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting.

Median rent
Census rent fallback
Population
2,424
2K local footprint
D6 vs NZ
Income
$33K/yr
Median personal income
D2 vs NZ
NZDep
No deprivation index
Schools
2
matched school context

Area prices & affordability

Median sale price
$597K
+16.6% over 5yr
1.7%YoY
Lower quartile
$508K
Entry-level price
House Price Index
4,506
QV-based HPI
7.2%5yr
Income to buy
9.0x
Years of median income
Annual sales
269
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$2,769/mo
20% deposit, 30-year P&I
Repayment burden
50%
of gross household income
Stress level
Severe
<30% comfortable · >45% severe
Years to deposit
12.0 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$2,910
1-year fixed · 5.26%
$2,640
2-year fixed · 5.69%
$2,769
3-year fixed · 5.86%
$2,821

A territorial-authority estimate: the Hauraki District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Waihī Rural-specific or borrower-specific figure.

Price trend

1yr -0.2%5yr +1.7%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Hauraki District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Hauraki District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Waihī Rural, not a Waihī Rural-specific sale price.

Personal income

$33K personal · yr-22.7% vs Waikato suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
282
$10,001-$20,000
285
$20,001-$30,000
375
$30,001-$50,000
411
$50,001-$70,000
300
$70,001-$100,000
168
$100,001 or more
192

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses+6.9pp since 2013
2013
70% owned
2018
73% owned
2023
77% owned

38.7% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

19% damp (-3pp vs 2018) and 14% with visible mould larger than A4 (-2pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

21,800 people · 202323,100 by 2033 (+6.0%)

Stats NZ subnational projection (2023 base, medium series) for Hauraki District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k5,290
Total incidents1,128· 2026-05
  • Assault11410%
  • Burglary44139%
  • Robbery151%
  • Theft55049%

Natural hazards

Earthquake exposure
Moderate
Proximity to active faults
Nearest active fault
18.4 km
Kerepehi Fault
Fault slip rate
Low
Higher = more active

Earthquake exposure is the distance from Waihī Rural's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

75
active listings · ~30.9 per 1,000 residents
87%
entire homes (vs private rooms)
36%
run by multi-listing operators
Investment view Estimated
$257
median nightly (entire home)
18%
estimated occupancy
$18,309
estimated annual revenue (gross)

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Schools

Total2
Students125
State2
  • Waikino SchoolContributing · State
  • Waimata SchoolContributing · State

Livability

34/ 100 livability index

Top 66% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 34% of New Zealand districts
WeakerTypicalStronger
Everyday access23
Public transport0
Schools & hospitals70

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Cgrade · 50/100 · top 50% of 65New Zealand districts
Peer distributionstronger than 50% of New Zealand districts
WeakerTypicalStronger
Capital growth41
Rental yield56
Stability38

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Latest consents
4
4 houses · 0 units
55.6%YoY D6 vs NZ

Employment

Employed residents
1,230
Was 1,125 in 2018
9.3%vs 2018 D6 vs NZ

Full data detail

Waihī Rural Waikato — Property Data and Demographics

Waihī Rural is a small suburb in Waikato with a population of 2,424 and a median age of 49. Median personal income is $33K per year. The main ethnic groups are European, Māori, Asian. Waikato population estimates moved +1.0% in the year ended June 2025, after moving +2.0% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,125 in 2018 to 1,230 in 2023 (+9.3%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Livability indicators for Waihī Rural: 2 schools with avg EQI 476.

In 2026, Waihī Rural recorded 4 building approvals (4 houses, 0 units), down 55.6% year-on-year.

Market & money
Livability signalsHeuristics
School QualityEQI 476 Below Average
Development-56% Slowing
DevelopmentStats NZ
Consents (2026)4
Houses4
YoY change-55.6%
People & prosperity
DemographicsCensus 23
Population2,424
Median age49
Household size
HH income · yr
Personal income · yr$33,000
EthnicityCensus 23
European2,196
Māori402
Asian66
Pacific Peoples57
MELAA15
Top industriesCensus 23
Agriculture, Forestry and Fishing249
Construction120
Retail Trade105
Health Care and Social Assistance90
Manufacturing84
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
Shortlist workspace

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Current status
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Sources & freshness
Thin evidence

Waihī Rural is a thin local read, not a complete suburb verdict.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
Stats NZ Census 2023 · No linked local rent source
stable source · manual file · snapshot · census-cycle
Missing
Schools
MoE school directory · 2 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · No matched local transport stops
medium stability · mixed acquisition · snapshot · mixed
Missing
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.
Sparse locality note

This page stays indexable because Waihī Rural still carries enough real local context to help with NZ suburb discovery. It should still be read as a lighter locality brief, not as a fully covered suburb profile.

WHY IT LOOKS LIGHTER
The page is missing a direct local rent signal.

That leaves the page relying more on Census and service context than on a stronger market read.

WHAT IS MISSING
Coverage is lighter across hospital coverage, transport stops, and deprivation index.

The lighter areas here are hospital coverage, transport stops, and deprivation index, so one sparse reading should not stand in for the whole suburb story.

BEST NEXT STEP
Use this page to frame the locality, then compare or zoom back out.

Start with the region hub, compare view, or nearby better-covered suburbs before treating this page as a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

The page still has enough real suburb context to remain searchable, but some market and service layers are too light for a full-confidence read.

HOW TO READ THIS PAGE

Frame the locality with this page, then pressure-test the story in compare, the region hub, or a better-covered nearby suburb before calling it complete.

Stronger nearby reads

If Waihī Rural feels too thin on its own, use these nearby suburbs as stronger local reads before treating it as a full shortlist call.

Paeroa Rural better covered
similar suburb scale similar income profile better local coverage

pop -400 · adds rent coverage · income +$4K

Better covered alternative: use this as the stronger reference point before judging the thin page.

Waihī South better covered
similar suburb scale similar income profile better local coverage

pop -100 · adds rent coverage · income -$4K

Better covered alternative: use this as the stronger reference point before judging the thin page.

Hauraki Plains South better covered
similar suburb scale similar income profile better local coverage

pop -900 · adds rent coverage · income +$9K

Better covered alternative: use this as the stronger reference point before judging the thin page.

Waihī Rural FAQ

Common questions
  1. What is the livability profile for Waihī Rural?

    QuickProperty's livability signals for Waihī Rural show: Below Average, Slowing. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  2. Where does QuickProperty get its data for Waihī Rural?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  3. How often is the Waihī Rural data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.