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Suburb profile ·Clarence Valley LGA · NSW ·2460

Alumy Creek NSW 2460

Alumy Creek is in Clarence Valley LGA, NSW, postcode 2460, with population 86.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$500/wk
Rising
+2.6% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2460 · Jun 2026
$535
$455
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$679K
House median, latest period
67.7%YoY D3 vs AU
Median rent
$500/wk
Rent context available
2.6%YoY D10 vs AU
Gross yield
3.8%
Below investor band
D10 vs AU
Population
56,874
57K via Clarence Valley LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
7,552
396 added 12mo · 49MW

Price history

Trend & investor depth

Indicative cashflow-$294/wk (-$15,265/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilitytypical — rents vary ±3.7% around trend (short window, 13 pts)
Value vs advantage-46% vs suburbs of similar SEIFA advantage (decile 8)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Alumy Creek

Owner-occupied 100%Rented 0%
Investor activityATO
Negatively geared3.9%
624 of 1,854 landlords
Avg rental loss$5,776/yr
Landlords (rental income)1,854
Reported capital gains1,025
The read

Mixed owner-renter market

68% of homes here are owner-occupied and 0% rented, with 4% of landlords negatively geared.

Why it fits

A balanced 68% owner-occupier / 0% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

60%
of household income to service a new loan
13.6 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,327/mo vs median rent $2,167/mo (+54% · +$268/wk)

If rates move

At 4.2%: $2,656/mo (-671) · at 6.2% (current): $3,327/mo · at 8.2%: $4,062/mo (+735)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.2x
median home price as a multiple of annual household income
Stretched
Renting
39%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,907/mo, while renters pay about $2,167/mo — renting runs $260/mo higher on these medians.

Median price
$679K
Household income · yr
$67K
Median rent · wk
$500
Owner mortgage · mo
$1,907
Gross yield
3.8%

Household income

$67K household · yr-19.1% vs NSW suburb median
Personal
$31K
Family
$75K
Household
$67K
Household income distribution (ABS Census 2021 · weekly)28% could service the median house
Under $300
4
$300-649
0
$650-999
6
$1,000-1,499
13
$1,500-1,999
3
$2,000-2,999
0
$3,000-3,999
4
$4,000+
6

Serviceability line: a household needs about $2,559/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 69% of households here would spend more than 30% of income on rent (rent stress line: $1,667/wk income).

Housing stock and tenure

Tenure (34 households)
Owned outright
35%
Owned with mortgage
32%
Rented
0%
Dwelling structure9.4% of dwellings unoccupied on census night
Separate house
97%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 60% drive, 0% public transport, 0% walk or cycle, 24% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
2,804
5,004 per 100k
D7 vs AU

Crime

Rate · per 100k5,004
Total incidents2,804· April 2025 - March 2026
  • Assault66454%
  • Sexual Offences17814%
  • Robbery161%
  • Break And Enter37831%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

No mapped bushfire exposure

About 0.0% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

No mapped exposure ~0.0%
~0.0% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 98% Public / Open space 2%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

19,453 people · 202221,551 by 2032 (+10.8%)

ABS population projection (2022 base) for the Grafton SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Alumy Creek NSW — Property Data and Demographics

Located in New South Wales within the Clarence Valley local government area, Alumy Creek is a small, quiet locality (postcode 2460). The area has roughly 86 residents and a settled mid-life population, with a median age of 41. Households earn a median income of $67K per year, with an average household size of 2.6 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.2% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, technicians & trades. Employment in the area leans toward construction and public admin & safety. The top ancestries reported are Australian, English, Scottish.

Alumy Creek has a median house price of $679,000, which has risen steeply by 67.7% year-on-year. The current median weekly rent is $500. This gives a gross rental yield of approximately 3.8%. The median monthly mortgage repayment is $1,907.

The crime rate in the Clarence Valley LGA is moderate at 5,004 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 3.8% (moderate yield). Property prices sit below the state median ($679K/$1.5M), which can point to relative value. The price-to-income ratio of 10.2x is considered stretched. House prices have moved +67.7% year-on-year. Population growth of +1.2% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.8%· Moderate Yield
Price vs State$679K/$1.5M Below Median
Affordability10.2x Stretched
Price Momentum+67.7% Rising
Pop. Growth+1.2%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,907
Rent · wk(Census)$310
Market rent · wk(2026-06)$500
Gross yield2.4%
Price / income10.2x
Population growth · Clarence Valley LGAABS ERP
Population (2025)56,874
5-year growth+1.5% CAGR
YoY change+1.2%
20012025
Development · Clarence Valley LGAABS Approvals
Approvals (2026)372
Houses 92%Units 8%
YoY change+0%
Employment · Clarence Valley LGASALM
Unemployment (Dec-25)5%
YoY change-0.9pp
Dec-10Dec-25
Property investors · Postcode 2460ATO
Negatively geared3.9%
624 of filers
Avg rental loss$5,776/yr
Landlords (rental income)1,854
Reported capital gains1,025
People & prosperity
DemographicsCensus 21
Population86
Median age41
Household size2.6
HH income · wk$1,281
Personal income · wk$593
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)6/10
Economic (IER)8/10
Disadvantage (IRSD)7/10
Income momentumCensus 16→21
HH income · wk$1,187 → $1,281
Change+7.9%
vs NSW median-12.7 pp
softeningvs NSW 2016–21
Area & amenity
Hospitals · Clarence Valley LGAAIHW
Public2
Private0
Grafton Base Hospitalpublic
Maclean District Hospitalpublic
Aged care · Clarence Valley LGAGEN
Facilities10
Residential places711
Mareeba Aged Care119 places
Whiddon Grafton112 places
Uniting Caroona Yamba98 places
Grafton Aged Care Home84 places
Southern Cross Care St Catherine's Residential Aged Care83 places
Dougherty Villa74 places
+4 more in Clarence Valley LGA
Childcare · Clarence Valley LGAACECQA
Services37
Approved places1,529
Exceeding NQS4
Community OOSH Services Grafton150 places
Goodstart Early Learning Grafton90 places
Imagine Childcare and Preschool Grafton88 places
Milestones Early Learning South Grafton80 places
Arthur Street Children's Centre79 places
Cubby House for Kids73 places
+31 more in Clarence Valley LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
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Sources & freshness
Strong evidence

Alumy Creek has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2022 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Alumy Creek is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, and transport stops.

Coverage is thinner on school matches, hospital coverage, and transport stops; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Read it as a direction-setter rather than a final answer: frame the locality, then verify with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Alumy Creek feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Cowper most similar
similar price band similar rent profile similar suburb scale

pop same · house +$102.79999999999995K · rent -$200/wk

Similar local read: useful for context, but still compare the actual market signals.

Kangaroo Creek most similar
similar price band similar rent profile similar suburb scale

pop same · house -$34.5K · rent -$190/wk

Similar local read: useful for context, but still compare the actual market signals.

Taloumbi most similar
similar price band similar rent profile similar suburb scale

pop same · house +$106K · rent -$175/wk

Similar local read: useful for context, but still compare the actual market signals.

Alumy Creek FAQ

Common questions
  1. What LGA is Alumy Creek in?

    Alumy Creek is in the Clarence Valley Local Government Area, NSW, postcode 2460. Council-level context for Clarence Valley LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Alumy Creek?

    The current median house price in Alumy Creek, NSW is $679K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Alumy Creek?

    The median weekly rent in Alumy Creek is $500/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Alumy Creek?

    Rent context available: Alumy Creek has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Alumy Creek a good investment?

    QuickProperty's investment signals for Alumy Creek show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Alumy Creek?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Alumy Creek data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.