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Suburb profile ·Gilgandra LGA · NSW ·2822

Balladoran NSW 2822

Balladoran is in Gilgandra LGA, NSW, postcode 2822, with population 140.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$590K
+18.0% YoY
2015 → 2021 · 2 periods
ABS + state medians
$590K
$500K
2015 2021
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$590K
House median, latest period
18.0%YoY D3 vs AU
Median rent
$150/wk
Market rent signal
D2 vs AU
Gross yield
1.3%
Low yield band
D2 vs AU
Population
4,304
4K via Gilgandra LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
69
8 added 12mo · 1MW

Price history

Trend & investor depth

Indicative cashflow-$450/wk (-$23,414/yr) · interest-only @ 6.2%, 80% LVR
Value vs advantage-33% vs suburbs of similar SEIFA advantage (decile 5)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Balladoran

Owner-occupied 84%Rented 16%
Investor activityATO
Negatively geared3.9%
8 of 20 landlords
Avg rental loss$3,639/yr
Landlords (rental income)20
Reported capital gains8
The read

Owner-occupier stronghold

95% of homes here are owner-occupied and 19% rented, with 4% of landlords negatively geared.

Why it fits

95% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 1.3% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

48%
of household income to service a new loan
11.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $2,830/mo vs median rent $650/mo (+335% · +$503/wk)

If rates move

At 4.0%: $2,253/mo (-576) · at 6.0% (current): $2,830/mo · at 8.0%: $3,463/mo (+633)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
8.4x
median home price as a multiple of annual household income
Moderate
Renting
11%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,100/mo, while renters pay about $650/mo — owning runs $1,450/mo higher on these medians.

Median price
$590K
Household income · yr
$70K
Median rent · wk
$150
Owner mortgage · mo
$2,100
Gross yield
1.3%

Household income

$70K household · yr-14.7% vs NSW suburb median
Personal
$28K
Family
$72K
Household
$70K
Household income distribution (ABS Census 2021 · weekly)25% could service the median house
Under $300
0
$300-649
6
$650-999
10
$1,000-1,499
5
$1,500-1,999
3
$2,000-2,999
0
$3,000-3,999
5
$4,000+
3

Serviceability line: a household needs about $2,177/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 9% of households here would spend more than 30% of income on rent (rent stress line: $500/wk income).

Housing stock and tenure

Tenure (43 households)
Owned outright
54%
Owned with mortgage
42%
Rented
19%
Dwelling structure25.9% of dwellings unoccupied on census night
Separate house
109%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 72% drive, 0% public transport, 0% walk or cycle, 22% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
253
5,877 per 100k
D7 vs AU

Crime

Rate · per 100k5,877
Total incidents253· April 2025 - March 2026
  • Assault7960%
  • Sexual Offences2418%
  • Robbery00%
  • Break And Enter2821%

Bushfire exposure

Moderate exposure ~18.2%
~18.2% of the suburb is Bush Fire Prone Land · ~12.4% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 92% Public / Open space 6% Other 2%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

4,410 people · 20224,458 by 2032 (+1.1%)

ABS population projection (2022 base) for the Gilgandra SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Balladoran NSW — Property Data and Demographics

Located in New South Wales within the Gilgandra local government area, Balladoran is a quiet locality (postcode 2822). It is home to about 140 residents, with a mature demographic and a median age of 48. Households earn a median income of $70K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.0% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, labourers. Employment in the area leans toward agriculture and education. The top ancestries reported are Australian, English, Aboriginal Australian.

The median house price in Balladoran is $590,000, having jumped by 18% over the past year. The median weekly rent is $150 (Census 2021). This gives a gross rental yield of approximately 1.3%. The median monthly mortgage repayment is $2,100.

Public transport access includes 2 rail stations, 8 bus stops. The crime rate in the Gilgandra LGA is moderate at 5,877 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 1.3% (low yield). Property prices sit below the state median ($590K/$1.5M), which can point to relative value. The price-to-income ratio of 8.4x is considered moderate. House prices have moved +18.0% year-on-year. Population growth of +0.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.3% Low Yield
Price vs State$590K/$1.5M Below Median
Affordability8.4x· Moderate
Price Momentum+18.0% Rising
Pop. Growth+0.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,100
Rent · wk(Census)$150
Gross yield1.3%
Price / income8.4x
Population growth · Gilgandra LGAABS ERP
Population (2025)4,304
5-year growth-0.1% CAGR
YoY change+0%
20012025
Development · Gilgandra LGAABS Approvals
Approvals (2026)10
Houses 20%Units 80%
YoY change+0%
Employment · Gilgandra LGASALM
Unemployment (Dec-25)2.6%
YoY change-0.9pp
Dec-10Dec-25
Property investors · Postcode 2822ATO
Negatively geared3.9%
8 of filers
Avg rental loss$3,639/yr
Landlords (rental income)20
Reported capital gains8
People & prosperity
DemographicsCensus 21
Population140
Median age48
Household size2.8
HH income · wk$1,350
Personal income · wk$537
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)7/10
Economic (IER)7/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,281 → $1,350
Change+5.4%
vs NSW median-15.2 pp
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Rail stations2
Bus stops8
1041 Balladoran Railway Rd
Balladoran Railway Rd At West Mialla Rd
Hospitals · Gilgandra LGAAIHW
Public1
Private0
Gilgandra Multi Purpose Servicepublic
Aged care · Gilgandra LGAGEN
Facilities3
Residential places77
Cooee Lodge50 places
Gilgandra Multi-Purpose Service19 places
Jack Towney Hostel8 places
Childcare · Gilgandra LGAACECQA
Services3
Approved places148
Exceeding NQS1
Gilgandra Preschool80 places
Aussie Kindies Early Learning Gilgandra49 places
Tooraweenah Preschool19 places
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Balladoran has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 10 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Balladoran is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

Coverage is thinner on school matches and hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Read it as a direction-setter rather than a final answer: frame the locality, then verify with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Balladoran feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Armatree most similar
similar price band similar rent profile similar suburb scale

pop same · house +$410K · rent -$50/wk

Similar local read: useful for context, but still compare the actual market signals.

Curban most similar
similar rent profile similar suburb scale

pop same · rent +$30/wk

Similar local read: useful for context, but still compare the actual market signals.

Tooraweenah most similar
similar rent profile similar suburb scale

pop +100 · house -$495K · rent -$2/wk

Similar local read: useful for context, but still compare the actual market signals.

Balladoran FAQ

Common questions
  1. What LGA is Balladoran in?

    Balladoran is in the Gilgandra Local Government Area, NSW, postcode 2822. Council-level context for Gilgandra LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Balladoran?

    The current median house price in Balladoran, NSW is $590K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Balladoran?

    The median weekly rent in Balladoran is $150/wk, based on ABS Census 2021 rent fallback.

  4. Is Balladoran a good investment?

    QuickProperty's investment signals for Balladoran show: Low Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Balladoran?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Balladoran data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.