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Suburb profile ·Gilgandra LGA · NSW ·2817

Tooraweenah NSW 2817

Tooraweenah is in Gilgandra LGA, NSW, postcode 2817, with population 253.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$95K
-20.8% YoY
2014 → 2025 · 8 periods
ABS + state medians
$320K
$95K
2014 2025
Why it fits

Gross yield screens at about 8.1%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$95K
House median, latest period
20.8%YoY D1 vs AU
Median rent
$148/wk
Market rent signal
D2 vs AU
Gross yield
8.1%
Strong yield band
D10 vs AU
Population
4,304
4K via Gilgandra LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
55
4 added 12mo · 0MW
Price cycleNear its low
LowPeak

70.3% below peak · 0.0% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionNear its low
Low · 2025Peak · 2014

70.3% below peak · 0.0% above its low

Price growth (compound)% per year
3-yr
-13.9%
5-yr
-6.8%
Indicative cashflow$20/wk ($1,060/yr) · interest-only @ 6.2%, 80% LVR
Value vs advantage-90% vs suburbs of similar SEIFA advantage (decile 6)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Tooraweenah

Owner-occupied 87%Rented 13%
Investor activityATO
Negatively geared0%
0 of 8 landlords
Landlords (rental income)8
Reported capital gains9
The read

Owner-occupier stronghold

77% of homes here are owner-occupied and 12% rented, with 0% of landlords negatively geared.

Why it fits

77% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

10%
of household income to service a new loan
2.3 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $456/mo vs median rent $641/mo (-29% · -$43/wk)

If rates move

At 4.0%: $363/mo (-93) · at 6.0% (current): $456/mo · at 8.0%: $558/mo (+102)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
1.7x
median home price as a multiple of annual household income
Affordable
Renting
14%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $758/mo, while renters pay about $641/mo — owning runs $117/mo higher on these medians.

Median price
$95K
Household income · yr
$56K
Median rent · wk
$148
Owner mortgage · mo
$758
Gross yield
8.1%

Household income

$56K household · yr-31.9% vs NSW suburb median
Personal
$35K
Family
$75K
Household
$56K
Household income distribution (ABS Census 2021 · weekly)86% could service the median house
Under $300
10
$300-649
11
$650-999
17
$1,000-1,499
23
$1,500-1,999
7
$2,000-2,999
12
$3,000-3,999
3
$4,000+
5

Serviceability line: a household needs about $351/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 19% of households here would spend more than 30% of income on rent (rent stress line: $493/wk income).

Housing stock and tenure

Tenure (94 households)
Owned outright
45%
Owned with mortgage
32%
Rented
12%
Dwelling structure23.4% of dwellings unoccupied on census night
Separate house
94%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 51% drive, 0% public transport, 12% walk or cycle, 37% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA947
Students23
Government1
  • Tooraweenah Public SchoolPrimary · Government · ICSEA 947
Crime April 2025 - March 2026
253
5,877 per 100k
D7 vs AU

Crime

Rate · per 100k5,877
Total incidents253· April 2025 - March 2026
  • Assault7960%
  • Sexual Offences2418%
  • Robbery00%
  • Break And Enter2821%

Bushfire exposure

Low exposure ~9.1%
~9.1% of the suburb is Bush Fire Prone Land · ~3.8% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 100%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

4,410 people · 20224,458 by 2032 (+1.1%)

ABS population projection (2022 base) for the Gilgandra SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Tooraweenah NSW — Property Data and Demographics

Tooraweenah (postcode 2817) is a quiet locality in New South Wales within the Gilgandra local government area. It is home to about 253 residents, with a mature demographic and a median age of 46. Households earn a median income of $56K per year, with an average household size of 2.3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.0% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, machinery operators & drivers. Employment in the area leans toward agriculture and retail trade. The top ancestries reported are English, Australian, Irish.

Tooraweenah has a median house price of $95,000, which has fallen sharply by 20.8% year-on-year. The median weekly rent is $148 (Census 2021). This gives a gross rental yield of approximately 8.1%. The median monthly mortgage repayment is $758.

Tooraweenah is served by 1 school, including 1 primary. The average ICSEA score is 947, which is below the national average of 1,000. Public transport access includes 17 bus stops. The crime rate in the Gilgandra LGA is moderate at 5,877 incidents per 100,000 population.

Looking at the investment signals, Tooraweenah shows a gross rental yield of approximately 8.1%, rated as high yield. Property prices sit below the state median ($95K/$1.5M), which can point to relative value. The price-to-income ratio of 1.7x is considered affordable. House prices have moved -20.8% year-on-year. Population growth of +0.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield8.1% High Yield
Price vs State$95K/$1.5M Below Median
Affordability1.7x Affordable
Price Momentum-20.8% Falling
Pop. Growth+0.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$758
Rent · wk(Census)$148
Gross yield8.1%
Price / income1.7x
Population growth · Gilgandra LGAABS ERP
Population (2025)4,304
5-year growth-0.1% CAGR
YoY change+0%
20012025
Development · Gilgandra LGAABS Approvals
Approvals (2026)10
Houses 20%Units 80%
YoY change+0%
Employment · Gilgandra LGASALM
Unemployment (Dec-25)2.6%
YoY change-0.9pp
Dec-10Dec-25
Property investors · Postcode 2817ATO
Negatively geared0%
0 of filers
Landlords (rental income)8
Reported capital gains9
People & prosperity
DemographicsCensus 21
Population253
Median age46
Household size2.3
HH income · wk$1,078
Personal income · wk$671
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)8/10
Economic (IER)7/10
Disadvantage (IRSD)7/10
Income momentumCensus 16→21
HH income · wk$929 → $1,078
Change+16%
vs NSW median-4.6 pp
stablevs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops17
Hospitals · Gilgandra LGAAIHW
Public1
Private0
Gilgandra Multi Purpose Servicepublic
Aged care · Gilgandra LGAGEN
Facilities3
Residential places77
Cooee Lodge50 places
Gilgandra Multi-Purpose Service19 places
Jack Towney Hostel8 places
Childcare · Gilgandra LGAACECQA
Services3
Approved places148
Exceeding NQS1
Gilgandra Preschool80 places
Aussie Kindies Early Learning Gilgandra49 places
Tooraweenah Preschool19 places · in suburb
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Current status
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Sources & freshness
Strong evidence

Tooraweenah has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 17 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Tooraweenah FAQ

Common questions
  1. What LGA is Tooraweenah in?

    Tooraweenah is in the Gilgandra Local Government Area, NSW, postcode 2817. Council-level context for Gilgandra LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Tooraweenah?

    The current median house price in Tooraweenah, NSW is $95K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Tooraweenah?

    The median weekly rent in Tooraweenah is $148/wk, based on ABS Census 2021 rent fallback.

  4. Is Tooraweenah a good investment?

    QuickProperty's investment signals for Tooraweenah show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Tooraweenah?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Tooraweenah data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.