Skip to content
Suburb profile ·Ballina LGA · NSW ·2478

Ballina NSW 2478

Ballina is in Ballina LGA, NSW, postcode 2478, with population 9,735.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$800/wk
Rising
+6.7% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2478 · May 2026
$800
$750
Mar 2025May 2026
Why it fits

Recent price movement shows visible market momentum. School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal.

Median house
$980K
House median, latest period
9.2%YoY D6 vs AU
Median rent
$800/wk
Income-stretched rent market
6.7%YoY D10 vs AU
Gross yield
4.2%
Moderate yield band
D10 vs AU
Population
9,735
10K local footprint
D10 vs AU
Schools
6
Matched school context
D10 vs AU
Drive to city
8h 45m
726.7 km to Sydney CBD · free-flow
Solar
9,080
480 added 12mo · 55MW
Price cycleRising
LowPeak

2.0% below peak · 177.5% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRising
Low · 2005Peak · 2022

2.0% below peak · 177.5% above its low

Price growth (compound)% per year
3-yr
+6.0%
5-yr
+2.4%
10-yr
+7.9%
Affordability trajectoryWorsening
Price
+15.7%/yr
Income
+4.6%/yr

Growth in median price vs median household income — worsening — prices outgrowing incomes.

Indicative cashflow-$335/wk (-$17,408/yr) · interest-only @ 6.2%, 80% LVR
Market turnover2.9% of homes traded/yr (142 sales · -25% vs 3-yr avg)
Rent stabilitystable — rents vary ±2.2% around trend (short window, 15 pts)
Value vs advantage+57% vs suburbs of similar SEIFA advantage (decile 2)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Bgrade · 77/100 · top 23% of 3,605AU suburbs
Peer distributionstronger than 77% of AU suburbs
WeakerTypicalStronger
Capital growth47
Rental yield83
Stability82
Volatility-10.5ppCycle+2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Ballina

Owner-occupied 59%Rented 41%
Investor activityATO
Negatively geared5.4%
1,050 of 3,302 landlords
Avg rental loss$8,062/yr
Landlords (rental income)3,302
Reported capital gains2,159
Investor exposure index(moderate vs national)56.5/100
The read

Mixed owner-renter market

53% of homes here are owner-occupied and 37% rented, with 5% of landlords negatively geared.

Why it fits

A balanced 53% owner-occupier / 37% renter mix.

What to check

Social housing is 10% of dwellings — check tenant mix and resale demand.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

107%
of household income to service a new loan
24.8 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,700/mo vs median rent $3,467/mo (+36% · +$285/wk)

If rates move

At 4.0%: $3,743/mo (-958) · at 6.0% (current): $4,700/mo · at 8.0%: $5,753/mo (+1,052)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
18.6x
median home price as a multiple of annual household income
Stretched
Renting
79%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,733/mo, while renters pay about $3,467/mo — renting runs $1,734/mo higher on these medians.

Median price
$980K
Household income · yr
$53K
Median rent · wk
$800
Owner mortgage · mo
$1,733
Gross yield
4.2%

Household income

$53K household · yr-36% vs NSW suburb median
Personal
$32K
Family
$75K
Household
$53K
Household income distribution (ABS Census 2021 · weekly)4% could service the median house
Under $300
202
$300-649
1,007
$650-999
795
$1,000-1,499
715
$1,500-1,999
442
$2,000-2,999
552
$3,000-3,999
198
$4,000+
130

Serviceability line: a household needs about $3,616/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 88% of households here would spend more than 30% of income on rent (rent stress line: $2,667/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$39K → $47K

Housing stock and tenure

Tenure (4,357 households)10.2% social housing
Owned outright
36%
Owned with mortgage
18%
Rented
37%
Dwelling structure8.1% of dwellings unoccupied on census night
Separate house
53%
Townhouse / semi
33%
Flat / apartment
10%

Getting to work: 74% drive, 0% public transport, 10% walk or cycle, 12% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total6
Avg ICSEA991
Students2,612
Catholic1
Government2
Independent3
  • Ballina Public SchoolPrimary · Government · ICSEA 869
  • Ballina Coast High SchoolSecondary · Government · ICSEA 952
  • St Francis Xavier Primary SchoolPrimary · Catholic · ICSEA 1045
  • Biala Special SchoolSpecial · Independent · ICSEA 898
  • Emmanuel Anglican CollegeCombined · Independent · ICSEA 1113Zoned
  • Richmond Christian CollegeCombined · Independent · ICSEA 1069

1 of 6 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

99/ 100 livability index

Top 1% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 99% of Australian suburbs
WeakerTypicalStronger
Everyday access95
Public transport (154 stops)99
Schools & hospitals96

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
1,941
4,049 per 100k
D6 vs AU

Crime

Rate · per 100k4,049
Total incidents1,941· April 2025 - March 2026
  • Assault34646%
  • Sexual Offences14519%
  • Robbery162%
  • Break And Enter24232%

Bushfire exposure

High exposure ~44.1%
~44.1% of the suburb is Bush Fire Prone Land · ~27.3% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Short-term rentals

51
active listings · ~5.2 per 1,000 residents
82%
entire homes (vs private rooms)
37%
run by multi-listing operators
Investment view Estimated
$220
median nightly (entire home)
21%
estimated occupancy
$18,544
estimated annual revenue (gross)

Estimated short-let income is 0.4× the $41,600/yr a long-term let would earn at the median rent — before management fees, cleaning, vacancy beyond the occupancy model, and short-stay regulation.

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Planning zones

Dominant zone National Parks and Nature Reserves
Public / Open space 33% Rural / Green wedge 22% Other 19% Residential 17% Industrial 6% Commercial / Mixed 2%
Residential density: Standard

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

18,748 people · 202221,669 by 2032 (+15.6%)

ABS population projection (2022 base) for the Ballina SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Ballina NSW — Property Data and Demographics

Ballina (postcode 2478) is a medium-sized suburb in New South Wales within the Ballina local government area. With a population of 9,735, the suburb has an older demographic with a median age of 56. Households earn a median income of $53K per year, with an average household size of 2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, technicians & trades. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are English, Australian, Irish.

Ballina has a median house price of $980,000, which has posted strong gains by 9.2% year-on-year. Units have a median price of $785,000 (+5.4% YoY). The current median weekly rent is $800. This gives a gross rental yield of approximately 4.2%. The median monthly mortgage repayment is $1,733.

Ballina is served by 6 schools, including 2 primary, 1 secondary, 2 combined, 1 special. The average ICSEA score is 991, which is around the national average of 1,000. Public transport access includes 154 bus stops. Healthcare facilities include 1 public and 1 private hospitals. The crime rate in the Ballina LGA is moderate at 4,049 incidents per 100,000 population.

On the investment side, Ballina shows a gross rental yield of approximately 4.2%, rated as moderate yield. Property prices sit below the state median ($980K/$1.5M), which can point to relative value. The price-to-income ratio of 18.6x is considered stretched. House prices have moved +9.2% year-on-year. Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.2%· Moderate Yield
Price vs State$980K/$1.5M Below Median
Affordability18.6x Stretched
Price Momentum+9.2% Rising
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,733
Rent · wk(Census)$360
Market rent · wk(2026-05)$800
Gross yield1.9%
Price / income18.6x
Sales vol (latest Q)(2026-Q2)8
Population growth · Ballina LGAABS ERP
Population (2025)48,603
5-year growth+1.3% CAGR
YoY change+1%
20012025
Development · Ballina LGAABS Approvals
Approvals (2026)153
Houses 74%Units 26%
YoY change+0%
Employment · Ballina LGASALM
Unemployment (Dec-25)2.7%
YoY change+0.2pp
Dec-10Dec-25
Property investors · Postcode 2478ATO
Negatively geared5.4%
1,050 of filers
Avg rental loss$8,062/yr
Landlords (rental income)3,302
Reported capital gains2,159
People & prosperity
DemographicsCensus 21
Population9,735
Median age56
Household size2
HH income · wk$1,013
Personal income · wk$615
Persons / bedroom0.7
IncomeATO 22-23
Median income$46,974
Mean income$57,069
Earners11,161
YoY change+9.1%
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)3/10
Economic (IER)1/10
Disadvantage (IRSD)3/10
Income momentumCensus 16→21
HH income · wk$819 → $1,013
Change+23.7%
vs NSW median+3.1 pp
Median rent+22%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets7
Pharmacies1
GP / clinics3
Fuel stations4
Cafes & dining30
aldi1
coles1
iga1
woolworths2
TransportGTFS
Bus stops154
Hospitals · Ballina LGAAIHW
Public1
Private1
Ballina District Hospitalpublic · in suburb
Ballina Day Surgeryprivate · in suburb
Aged care · Ballina LGAGEN
Facilities6
Residential places586
Bupa Ballina125 places · in suburb
St Andrew's Village Ballina123 places · in suburb
Florence Price Gardens120 places · in suburb
BaptistCare Maranoa Centre - Alstonville90 places
Crowley Retirement Village77 places · in suburb
Alstonville Adventist Aged Care Facility51 places
Childcare · Ballina LGAACECQA
Services26
Approved places1,531
Exceeding NQS9
Imagine Childcare and Preschool Ballina144 places
Harmony Early Education Lennox Head98 places
Goodstart Early Learning Ballina90 places · in suburb
Seeds Early Learning Centre - Ballina88 places · in suburb
Emmanuel Anglican College Early Learning Centre80 places
St Anne's Long Day Care Centre76 places
+20 more in Ballina LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Ballina if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Ballina carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2026-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 6 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 2 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 154 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Ballina FAQ

Common questions
  1. What LGA is Ballina in?

    Ballina is in the Ballina Local Government Area, NSW, postcode 2478. Council-level context for Ballina LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Ballina?

    The current median house price in Ballina, NSW is $980K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Ballina?

    The median weekly rent in Ballina is $800/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Ballina?

    Income-stretched rent market: Weekly rent screens at about 89% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Ballina a good investment?

    QuickProperty's investment signals for Ballina show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Ballina?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Ballina data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.