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Suburb profile ·Ballina LGA · NSW ·2477

Rous Mill NSW 2477

Rous Mill is in Ballina LGA, NSW, postcode 2477, with population 204.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$700/wk
Rising
+12.0% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2477 · May 2026
$750
$600
Mar 2025May 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$1.3M
House median, latest period
1.8%YoY D8 vs AU
Median rent
$700/wk
Rent context available
12.0%YoY D10 vs AU
Gross yield
2.9%
Low yield band
D9 vs AU
Population
48,603
49K via Ballina LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
3,938
193 added 12mo · 23MW
Price cycleRising
LowPeak

1.8% below peak · 108.7% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRising
Low · 2015Peak · 2017

1.8% below peak · 108.7% above its low

Price growth (compound)% per year
3-yr
+27.8%
5-yr
+10.2%
Indicative cashflow-$667/wk (-$34,700/yr) · interest-only @ 6.2%, 80% LVR
Rent stabilitytypical — rents vary ±5.9% around trend (short window, 15 pts)
Value vs advantage+12% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Rous Mill

Owner-occupied 79%Rented 21%
Investor activityATO
Negatively geared4.8%
366 of 1,171 landlords
Avg rental loss$6,852/yr
Landlords (rental income)1,171
Reported capital gains765
The read

Owner-occupier stronghold

74% of homes here are owner-occupied and 19% rented, with 5% of landlords negatively geared.

Why it fits

74% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.9% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

89%
of household income to service a new loan
20.5 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,996/mo vs median rent $3,033/mo (+98% · +$684/wk)

If rates move

At 4.0%: $4,774/mo (-1,221) · at 6.0% (current): $5,996/mo · at 8.0%: $7,338/mo (+1,342)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
15.4x
median home price as a multiple of annual household income
Stretched
Renting
45%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $2,492/mo, while renters pay about $3,033/mo — renting runs $541/mo higher on these medians.

Median price
$1.25M
Household income · yr
$81K
Median rent · wk
$700
Owner mortgage · mo
$2,492
Gross yield
2.9%

Household income

$81K household · yr-1.3% vs NSW suburb median
Personal
$42K
Family
$112K
Household
$81K
Household income distribution (ABS Census 2021 · weekly)fewer than 14% could service the median house
Under $300
0
$300-649
8
$650-999
9
$1,000-1,499
15
$1,500-1,999
4
$2,000-2,999
9
$3,000-3,999
3
$4,000+
8

Serviceability line: a household needs about $4,612/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 68% of households here would spend more than 30% of income on rent (rent stress line: $2,333/wk income).

Housing stock and tenure

Tenure (73 households)
Owned outright
53%
Owned with mortgage
21%
Rented
19%
Dwelling structure3.8% of dwellings unoccupied on census night
Separate house
99%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 72% drive, 0% public transport, 0% walk or cycle, 23% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
1,941
4,049 per 100k
D6 vs AU

Crime

Rate · per 100k4,049
Total incidents1,941· April 2025 - March 2026
  • Assault34646%
  • Sexual Offences14519%
  • Robbery162%
  • Break And Enter24232%

Bushfire exposure

High exposure ~40.1%
~40.1% of the suburb is Bush Fire Prone Land · ~21.3% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 88% Other 12%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

18,611 people · 202222,667 by 2032 (+21.8%)

ABS population projection (2022 base) for the Ballina Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Rous Mill NSW — Property Data and Demographics

Rous Mill is a small, quiet locality in New South Wales within the Ballina local government area (postcode 2477). It is home to about 204 residents, with an older-leaning population and a median age of 49. Households earn a median income of $81K per year, with an average household size of 2.7 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, labourers. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are English, Australian, Scottish.

The median house price in Rous Mill is $1.3 million, having softened modestly by 1.8% over the past year. The current median weekly rent is $700. This gives a gross rental yield of approximately 2.9%. The median monthly mortgage repayment is $2,492.

Public transport access includes 19 bus stops. The crime rate in the Ballina LGA is moderate at 4,049 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 2.9% (low yield). Property prices are near the state median ($1.3M/$1.5M). The price-to-income ratio of 15.4x is considered stretched. House prices have moved -1.8% year-on-year. Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.9% Low Yield
Price vs State$1.3M/$1.5M· Near Median
Affordability15.4x Stretched
Price Momentum-1.8% Falling
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,492
Rent · wk(Census)$410
Market rent · wk(2026-05)$700
Gross yield1.7%
Price / income15.4x
Population growth · Ballina LGAABS ERP
Population (2025)48,603
5-year growth+1.3% CAGR
YoY change+1%
20012025
Development · Ballina LGAABS Approvals
Approvals (2026)153
Houses 74%Units 26%
YoY change+0%
Employment · Ballina LGASALM
Unemployment (Dec-25)2.7%
YoY change+0.2pp
Dec-10Dec-25
Property investors · Postcode 2477ATO
Negatively geared4.8%
366 of filers
Avg rental loss$6,852/yr
Landlords (rental income)1,171
Reported capital gains765
People & prosperity
DemographicsCensus 21
Population204
Median age49
Household size2.7
HH income · wk$1,562
Personal income · wk$816
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)6/10
Economic (IER)8/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,452 → $1,562
Change+7.6%
vs NSW median-13 pp
Median rent+24.2%
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops19
Hospitals · Ballina LGAAIHW
Public1
Private1
Ballina District Hospitalpublic
Ballina Day Surgeryprivate
Aged care · Ballina LGAGEN
Facilities6
Residential places586
Bupa Ballina125 places
St Andrew's Village Ballina123 places
Florence Price Gardens120 places
BaptistCare Maranoa Centre - Alstonville90 places
Crowley Retirement Village77 places
Alstonville Adventist Aged Care Facility51 places
Childcare · Ballina LGAACECQA
Services26
Approved places1,531
Exceeding NQS9
Imagine Childcare and Preschool Ballina144 places
Harmony Early Education Lennox Head98 places
Goodstart Early Learning Ballina90 places
Seeds Early Learning Centre - Ballina88 places
Emmanuel Anglican College Early Learning Centre80 places
St Anne's Long Day Care Centre76 places
+20 more in Ballina LGA
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Current status
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Sources & freshness
Strong evidence

Rous Mill carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2024 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 19 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Rous Mill FAQ

Common questions
  1. What LGA is Rous Mill in?

    Rous Mill is in the Ballina Local Government Area, NSW, postcode 2477. Council-level context for Ballina LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Rous Mill?

    The current median house price in Rous Mill, NSW is $1.3M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Rous Mill?

    The median weekly rent in Rous Mill is $700/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Rous Mill?

    Rent context available: Rous Mill has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Rous Mill a good investment?

    QuickProperty's investment signals for Rous Mill show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Rous Mill?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Rous Mill data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.