Cardiff Heights NSW

Postcode 2285 · Lake Macquarie LGA

Cardiff Heights is a small community in New South Wales within the Lake Macquarie local government area (postcode 2285). With a population of 1,384, the suburb has an established demographic with a median age of 44. Households earn a median income of $96K per year, with an average household size of 2.4 people. The most common occupations are professionals, clerical & administrative, managers. The top ancestries reported are English, Australian, Scottish.

The median house price in Cardiff Heights is $953,000, having risen modestly 0.3% over the past year. Units have a median price of $450,000 (-3% YoY). The current median weekly rent is $700. This gives a gross rental yield of approximately 3.8%. The median monthly mortgage repayment is $2,050.

Public transport access includes 15 bus stops. The crime rate in the Lake Macquarie LGA is below average at 3,396 incidents per 100,000 population.

From an investment perspective, Cardiff Heights offers a gross rental yield of 3.8%, rated as moderate yield. Property prices sit below the state median ($953K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 9.9x is considered moderate. House prices have moved +0.3% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.8% Moderate Yield
Price vs State$953K/$1.5M Below Median
Affordability9.9x Moderate
Price Momentum+0.3% Stable
SEIFA INDEX (ABS)
Advantage8/10
Education8/10
Economic7/10
Disadvantage9/10
MEDIAN HOUSE
$953K
0.3% YoY
MEDIAN UNIT
$450K
-3% YoY
MEDIAN RENT /WK
$380
POPULATION
1,384
DEMOGRAPHICS
Median Age44
Household Size2.4
HH Income /wk$1,850
Personal Income /wk$808
Mortgage /mth$2,050
CRIME (Lake Macquarie LGA)
Crime Rate (per 100k)3,396
Total Incidents7,534
TRANSPORT
Bus Stops15
Data: 2025