Coffs Harbour NSW

Postcode 2450 · Coffs Harbour LGA

Coffs Harbour is a large suburb in New South Wales within the Coffs Harbour local government area (postcode 2450). With a population of 27,089, the suburb has an established demographic with a median age of 43. Households earn a median income of $64K per year, with an average household size of 2.3 people. The most common occupations are professionals, community & personal service, technicians & trades. The top ancestries reported are English, Australian, Irish.

The median house price in Coffs Harbour is $820,000, having dipped slightly 0.9% over the past year. Units have a median price of $573,000 (-3.8% YoY). The current median weekly rent is $600. This gives a gross rental yield of approximately 3.8%. The median monthly mortgage repayment is $1,733.

Coffs Harbour is served by 12 schools, including 5 primary, 4 secondary, 2 combined, 1 special. The average ICSEA score is 971, which is around the national average of 1,000. Public transport access includes 1 rail station, 196 bus stops. Healthcare facilities include 1 public and 3 private hospitals. The crime rate in the Coffs Harbour LGA is moderate at 4,991 incidents per 100,000 population.

From an investment perspective, Coffs Harbour offers a gross rental yield of 3.8%, rated as moderate yield. Property prices sit below the state median ($820K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 12.8x is considered stretched. House prices have moved -0.9% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.8% Moderate Yield
Price vs State$820K/$1.5M Below Median
Affordability12.8x Stretched
Price Momentum-0.9% Falling
INCOME (ATO 2022-23)
Median Income$48,356
Mean Income$57,575
Earners11,443
YoY Change+8.7%
SEIFA INDEX (ABS)
Advantage2/10
Education3/10
Economic2/10
Disadvantage2/10
MEDIAN HOUSE
$820K
-0.9% YoY
MEDIAN UNIT
$573K
-3.8% YoY
MEDIAN RENT /WK
$355
POPULATION
27,089
DEMOGRAPHICS
Median Age43
Household Size2.3
HH Income /wk$1,231
Personal Income /wk$652
Mortgage /mth$1,733
CRIME (Coffs Harbour LGA)
Crime Rate (per 100k)4,991
Total Incidents4,055
TRANSPORT
Rail Stations1
Bus Stops196
Coffs Harbour Station, Platform 1
SCHOOLS (12)
Avg ICSEA971
Total Students6,914
Independent4
Catholic2
Government6
Bishop Druitt CollegeCombined · Independent · ICSEA 1109
St John Paul CollegeSecondary · Catholic · ICSEA 1044
Orara High SchoolSecondary · Government · ICSEA 896
Coffs Harbour High SchoolSecondary · Government · ICSEA 957
St Augustine's Primary SchoolPrimary · Catholic · ICSEA 1036
HOSPITALS (4)
Baringa Private Hospitalprivate
Coffs Day Hospitalprivate
Coffs Harbour Hospitalpublic
Ramsay Surgical Centre Coffs Harbourprivate
Data: 2026