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Suburb profile ·Cootamundra-Gundagai Regional LGA · NSW ·2727

Coolac NSW 2727

Coolac is in Cootamundra-Gundagai Regional LGA, NSW, postcode 2727, with population 244.

The read

Affordability-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$225/wk
Oct 2025 → Apr 2026 · 2 periods
NSW Fair Trading · postcode 2727 · Apr 2026
$470
$225
Oct 2025Apr 2026
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Small local population makes the signal set more fragile.

Median house
$295K
House median, latest period
0.0%YoY D1 vs AU
Median rent
$225/wk
Rent context available
D4 vs AU
Gross yield
4.0%
Below investor band
D10 vs AU
Population
244
244 local footprint
D6 vs AU
Schools
No matched school data
Solar
71
3 added 12mo · 1MW

Price history

HousesUnits

Trend & investor depth

Indicative cashflow-$108/wk (-$5,621/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
3.5x
median home price as a multiple of annual household income
Affordable
Renting
14%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,133/mo, while renters pay about $975/mo — owning runs $158/mo higher on these medians.

Median price
$295K
Household income · yr
$85K
Median rent · wk
$225
Owner mortgage · mo
$1,133
Gross yield
4.0%

Household income

$85K household · yr+2.7% vs NSW suburb median
Personal
$38K
Family
$114K
Household
$85K

Full data detail

Coolac NSW — Property Data and Demographics

Located in New South Wales within the Cootamundra-Gundagai Regional local government area, Coolac is a small, quiet locality (postcode 2727). It is home to about 244 residents, with a mix of families and early-career residents and a median age of 37. Households earn a median income of $85K per year, with an average household size of 2.7 people. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, labourers. Employment in the area leans toward agriculture and public admin & safety. The top ancestries reported are English, Australian, Irish.

Median house prices in Coolac sit at $295,000, little changed on a year ago. The current median weekly rent is $225. This gives a gross rental yield of approximately 4.0%. The median monthly mortgage repayment is $1,133.

Public transport access includes 15 bus stops.

From an investment perspective, Gross rental yield sits at around 4.0% (moderate yield). Property prices sit below the state median ($295K/$1.5M), which can point to relative value. The price-to-income ratio of 3.5x is considered affordable. House prices have moved +0.0% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield4.0%· Moderate Yield
Price vs State$295K/$1.5M Below Median
Affordability3.5x Affordable
Price Momentum+0.0%· Stable
InvestmentNSW
Mortgage · mth$1,133
Rent · wk(Census)$125
Market rent · wk(2026-04)$225
Gross yield2.2%
Price / income3.5x
Property investors · Postcode 2727ATO
Negatively geared6 (2.3% of filers)
Avg rental loss$11,640/yr
Landlords (rental income)41
Reported capital gains19
People & prosperity
DemographicsCensus 21
Population244
Median age37
Household size2.7
HH income · wk$1,625
Personal income · wk$738
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)6/10
Economic (IER)8/10
Disadvantage (IRSD)7/10
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations2
Cafes & dining1
TransportGTFS
Bus stops15
Shortlist workspace

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Current status
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Sources & freshness
Usable evidence

Coolac is usable as a read, though it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · No linked local crime series
medium stability · automated · every update · release-based
Missing
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 15 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Coolac FAQ

Common questions
  1. What LGA is Coolac in?

    Coolac is in the Cootamundra-Gundagai Regional Local Government Area, NSW, postcode 2727. Council-level context for Cootamundra-Gundagai Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Coolac?

    The current median house price in Coolac, NSW is $295K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Coolac?

    The median weekly rent in Coolac is $225/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Coolac?

    Rent context available: Coolac has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Coolac a good investment?

    QuickProperty's investment signals for Coolac show: Moderate Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Coolac?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Coolac data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.