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Suburb profile ·Cootamundra-Gundagai Regional LGA · NSW ·2590

Cootamundra NSW 2590

Cootamundra is in Cootamundra-Gundagai Regional LGA, NSW, postcode 2590, with population 6,885.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$600/wk
+39.5% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2590 · Apr 2026
$600
$325
Mar 2025Apr 2026
Why it fits

Gross yield screens at about 5.5%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

Median house
$570K
House median, latest period
28.1%YoY D3 vs AU
Median rent
$600/wk
Income-stretched rent market
39.5%YoY D10 vs AU
Gross yield
5.5%
Strong yield band
D10 vs AU
Population
6,885
7K local footprint
D10 vs AU
Schools
5
Matched school context
D10 vs AU
Solar
1,697
84 added 12mo · 11MW

Price history

HousesUnits

Houses to Q2'26 · Units to Q2'24 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2008Peak · 2026

At / near its all-time high

Price growth (compound)3-yr +11.2%/yr · 5-yr +11.0%/yr · 10-yr +10.0%/yr
Affordability trajectoryprice +12.5%/yr vs income +3.3%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$85/wk (-$4,416/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
10.6x
median home price as a multiple of annual household income
Stretched
Renting
58%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,149/mo, while renters pay about $2,600/mo — renting runs $1,451/mo higher on these medians.

Median price
$570K
Household income · yr
$54K
Median rent · wk
$600
Owner mortgage · mo
$1,149
Gross yield
5.5%

Household income

$54K household · yr-34.5% vs NSW suburb median
Personal
$31K
Family
$74K
Household
$54K

Schools

Total5
Avg ICSEA924
Students895
Catholic1
Government3
Independent1
  • Cootamundra Public SchoolPrimary · Government · ICSEA 943
  • E A Southee Public SchoolPrimary · Government · ICSEA 840
  • Cootamundra High SchoolSecondary · Government · ICSEA 902
  • Sacred Heart Central SchoolCombined · Catholic · ICSEA 994
  • Elouera Special SchoolSpecial · Independent · ICSEA 943

Full data detail

Cootamundra NSW — Property Data and Demographics

Cootamundra (postcode 2590) is a moderately sized suburb in New South Wales within the Cootamundra-Gundagai Regional local government area. The area has roughly 6,885 residents and a mature demographic, with a median age of 51. Households earn a median income of $54K per year, with an average household size of 2.2 people. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, technicians & trades. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are English, Australian, Irish.

The median house price in Cootamundra is $570,000, having surged by 28.1% over the past year. Units have a median price of $385,000 (+21.1% YoY). The current median weekly rent is $600. This gives a gross rental yield of approximately 5.5%. The median monthly mortgage repayment is $1,149.

Cootamundra is served by 5 schools, including 2 primary, 1 secondary, 1 combined, 1 special. The average ICSEA score is 924, which is below the national average of 1,000. Public transport access includes 1 rail station, 193 bus stops. Healthcare facilities include 1 public hospital.

Looking at the investment signals, Gross rental yield sits at around 5.5% (high yield). Property prices sit below the state median ($570K/$1.5M), which can point to relative value. The price-to-income ratio of 10.6x is considered stretched. House prices have moved +28.1% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield5.5% High Yield
Price vs State$570K/$1.5M Below Median
Affordability10.6x Stretched
Price Momentum+28.1% Rising
InvestmentNSW
Mortgage · mth$1,149
Rent · wk(Census)$220
Market rent · wk(2026-04)$600
Gross yield2.0%
Price / income10.6x
Sales vol (latest Q)(2026-Q2)5
Property investors · Postcode 2590ATO
Negatively geared163 (4.3% of filers)
Avg rental loss$7,542/yr
Landlords (rental income)477
Reported capital gains325
People & prosperity
DemographicsCensus 21
Population6,885
Median age51
Household size2.2
HH income · wk$1,037
Personal income · wk$587
Persons / bedroom0.7
IncomeATO 22-23
Median income$48,903
Mean income$60,047
Earners4,385
YoY change+1.9%
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)2/10
Economic (IER)2/10
Disadvantage (IRSD)2/10
Area & amenity
Local amenitiesOSM
Supermarkets2
Pharmacies3
GP / clinics3
Fuel stations5
Cafes & dining12
iga1
woolworths1
TransportGTFS
Rail stations1
Bus stops193
Cootamundra Station, Coach Bay 2
Hospitals · 1AIHW
Public1
Private0
Cootamundra Hospitalpublic
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Current status
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Sources & freshness
Strong evidence

Cootamundra carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2026-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · No linked local crime series
medium stability · automated · every update · release-based
Missing
Schools
ACARA 2025 · 5 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 194 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Cootamundra FAQ

Common questions
  1. What LGA is Cootamundra in?

    Cootamundra is in the Cootamundra-Gundagai Regional Local Government Area, NSW, postcode 2590. Council-level context for Cootamundra-Gundagai Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cootamundra?

    The current median house price in Cootamundra, NSW is $570K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cootamundra?

    The median weekly rent in Cootamundra is $600/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Cootamundra?

    Income-stretched rent market: Weekly rent screens at about 64% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Cootamundra a good investment?

    QuickProperty's investment signals for Cootamundra show: High Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Cootamundra?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Cootamundra data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.