Culcairn NSW

Postcode 2660 · Greater Hume Shire LGA

Culcairn is a small community in New South Wales within the Greater Hume Shire local government area (postcode 2660). With a population of 1,483, the suburb has an established demographic with a median age of 44. Households earn a median income of $61K per year, with an average household size of 2.5 people. The most common occupations are managers, technicians & trades, professionals. The top ancestries reported are Australian, English, Scottish.

The median house price in Culcairn is $450,000, having surged 30.4% over the past year. Units have a median price of $250,000 (+104.1% YoY). The current median weekly rent is $450. This gives a gross rental yield of approximately 5.2%. The median monthly mortgage repayment is $1,000.

Culcairn is served by 3 schools, including 2 primary, 1 secondary. The average ICSEA score is 977, which is around the national average of 1,000. Public transport access includes 2 rail stations, 51 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Greater Hume Shire LGA is below average at 2,149 incidents per 100,000 population.

From an investment perspective, Culcairn offers a gross rental yield of 5.2%, rated as high yield. Property prices sit below the state median ($450K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 7.4x is considered moderate. House prices have moved +30.4% year-on-year.

INVESTMENT SIGNALS
Rental Yield5.2% High Yield
Price vs State$450K/$1.5M Below Median
Affordability7.4x Moderate
Price Momentum+30.4% Rising
SEIFA INDEX (ABS)
Advantage3/10
Education3/10
Economic3/10
Disadvantage2/10
MEDIAN HOUSE
$450K
30.4% YoY
MEDIAN UNIT
$250K
104.1% YoY
MEDIAN RENT /WK
$220
POPULATION
1,483
DEMOGRAPHICS
Median Age44
Household Size2.5
HH Income /wk$1,173
Personal Income /wk$623
Mortgage /mth$1,000
CRIME (Greater Hume Shire LGA)
Crime Rate (per 100k)2,149
Total Incidents246
TRANSPORT
Rail Stations2
Bus Stops51
Culcairn Coach Stop, Railway Pde
Culcairn Station, Coach Stop
SCHOOLS (3)
Avg ICSEA977
Total Students459
Government2
Catholic1
Billabong High SchoolSecondary · Government · ICSEA 946
Culcairn Public SchoolPrimary · Government · ICSEA 969
St Joseph's Primary SchoolPrimary · Catholic · ICSEA 1016
HOSPITALS (1)
Culcairn Multi Purpose Servicepublic
Data: 2026