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Suburb profile ·Cessnock LGA · NSW ·2325

Elrington NSW 2325

Elrington is in Cessnock LGA, NSW, postcode 2325, with population 155.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$550/wk
Rising
+7.3% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2325 · Jun 2026
$580
$505
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Population movement supports a growth-led read. Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$1.2M
House median, latest period
11.6%YoY D7 vs AU
Median rent
$550/wk
Rent context available
7.3%YoY D10 vs AU
Gross yield
2.4%
Low yield band
D7 vs AU
Population
71,443
71K via Cessnock LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
6,019
462 added 12mo · 43MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2006Peak · 2022

At / near its all-time high

Price growth (compound)% per year
3-yr
+15.2%
5-yr
+15.1%
10-yr
+9.9%
Indicative cashflow-$769/wk (-$39,990/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilitystable — rents vary ±2.4% around trend (short window, 13 pts)
Value vs advantage-4% vs suburbs of similar SEIFA advantage (decile 8)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Elrington

Owner-occupied 100%Rented 0%
Investor activityATO
Negatively geared3.9%
625 of 1,354 landlords
Avg rental loss$8,670/yr
Landlords (rental income)1,354
Reported capital gains760
The read

Owner-occupier stronghold

84% of homes here are owner-occupied and 0% rented, with 4% of landlords negatively geared.

Why it fits

84% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.4% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

74%
of household income to service a new loan
16.7 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,880/mo vs median rent $2,383/mo (+147% · +$807/wk)

If rates move

At 4.2%: $4,695/mo (-1,185) · at 6.2% (current): $5,880/mo · at 8.2%: $7,178/mo (+1,299)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
12.5x
median home price as a multiple of annual household income
Stretched
Renting
30%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $2,383/mo — renting runs $216/mo higher on these medians.

Median price
$1.20M
Household income · yr
$96K
Median rent · wk
$550
Owner mortgage · mo
$2,167
Gross yield
2.4%

Household income

$96K household · yr+16.4% vs NSW suburb median
Personal
$41K
Family
$100K
Household
$96K
Household income distribution (ABS Census 2021 · weekly)fewer than 14% could service the median house
Under $300
0
$300-649
4
$650-999
3
$1,000-1,499
11
$1,500-1,999
11
$2,000-2,999
11
$3,000-3,999
9
$4,000+
8

Serviceability line: a household needs about $4,523/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 43% of households here would spend more than 30% of income on rent (rent stress line: $1,833/wk income).

Housing stock and tenure

Tenure (55 households)
Owned outright
38%
Owned with mortgage
46%
Rented
0%
Dwelling structure13.3% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 82% drive, 0% public transport, 0% walk or cycle, 18% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
3,411
4,918 per 100k
D7 vs AU

Crime

Rate · per 100k4,918
Total incidents3,411· April 2025 - March 2026
  • Assault88356%
  • Sexual Offences28318%
  • Robbery60%
  • Break And Enter39125%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 99.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~99.5%
~99.5% of the suburb is Bush Fire Prone Land · ~85.0% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone National Parks and Nature Reserves
Public / Open space 58% Rural / Green wedge 40% Residential 1% Other 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

9,355 people · 202211,286 by 2032 (+20.6%)

ABS population projection (2022 base) for the Cessnock Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Elrington NSW — Property Data and Demographics

Elrington (postcode 2325) is a quiet locality in New South Wales within the Cessnock local government area. With a population of 155, the suburb has a settled, mature resident base with a median age of 51. Households earn a median income of $96K per year, with an average household size of 2.8 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +2.9% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, community & personal service, machinery operators & drivers. Employment in the area leans toward healthcare and mining. The top ancestries reported are Australian, English, Irish.

The median house price in Elrington is $1.2 million, having jumped by 11.6% over the past year. The current median weekly rent is $550. This gives a gross rental yield of approximately 2.4%. The median monthly mortgage repayment is $2,167.

Public transport access includes 3 bus stops. The crime rate in the Cessnock LGA is moderate at 4,918 incidents per 100,000 population.

From an investment perspective, Elrington shows a gross rental yield of approximately 2.4%, rated as low yield. Property prices are near the state median ($1.2M/$1.5M). The price-to-income ratio of 12.5x is considered stretched. House prices have moved +11.6% year-on-year. Population growth of +2.9% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.4% Low Yield
Price vs State$1.2M/$1.5M· Near Median
Affordability12.5x Stretched
Price Momentum+11.6% Rising
Pop. Growth+2.9% Strong Growth
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,167
Rent · wk(Census)$100
Market rent · wk(2026-06)$550
Gross yield0.4%
Price / income12.5x
Population growth · Cessnock LGAABS ERP
Population (2025)71,443
5-year growth+2.7% CAGR
YoY change+2.9%
20012025
Development · Cessnock LGAABS Approvals
Approvals (2026)729
Houses 76%Units 24%
YoY change+0%
Employment · Cessnock LGASALM
Unemployment (Dec-25)5.3%
YoY change-0.2pp
Dec-10Dec-25
Property investors · Postcode 2325ATO
Negatively geared3.9%
625 of filers
Avg rental loss$8,670/yr
Landlords (rental income)1,354
Reported capital gains760
People & prosperity
DemographicsCensus 21
Population155
Median age51
Household size2.8
HH income · wk$1,843
Personal income · wk$784
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)3/10
Economic (IER)10/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$2,333 → $1,843
Change-21%
vs NSW median-41.6 pp
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops3
Hospitals · Cessnock LGAAIHW
Public2
Private0
Cessnock Hospitalpublic
Kurri Kurri Hospitalpublic
Aged care · Cessnock LGAGEN
Facilities6
Residential places591
Calvary Cessnock Retirement Community296 places
RFBI Kurri Kurri Masonic Village91 places
RFBI Cessnock Masonic Village65 places
Abernethy Nursing Home50 places
Mountain View Lodge Hostel47 places
Jacaranda Grove Hostel42 places
Childcare · Cessnock LGAACECQA
Services41
Approved places2,834
Exceeding NQS5
Huntlee Early Learning Centre164 places
Little Treasures Childcare149 places
Tillys Play and Development Centre - Kurri Kurri136 places
Kurri Kurri OOSH & Vacation Care120 places
Active OOSH Abermain107 places
Eden Academy Kurri Kurri105 places
+35 more in Cessnock LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Elrington for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2022 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 3 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Elrington is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

The lighter areas here are school matches and hospital coverage, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Begin here, but pressure-test the read in compare, against the state hub, or a bigger nearby suburb before deciding.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Elrington feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Bucketty most similar
similar price band similar suburb scale

pop same · house -$87.5K · rent -$245/wk

Similar local read: useful for context, but still compare the actual market signals.

Murrays Run most similar
similar price band similar suburb scale

pop same · house -$220K · rent -$295/wk

Similar local read: useful for context, but still compare the actual market signals.

Keinbah most similar
similar price band similar suburb scale

pop same · house -$155K · rent -$145/wk

Similar local read: useful for context, but still compare the actual market signals.

Elrington FAQ

Common questions
  1. What LGA is Elrington in?

    Elrington is in the Cessnock Local Government Area, NSW, postcode 2325. Council-level context for Cessnock LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Elrington?

    The current median house price in Elrington, NSW is $1.2M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Elrington?

    The median weekly rent in Elrington is $550/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Elrington?

    Rent context available: Elrington has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Elrington a good investment?

    QuickProperty's investment signals for Elrington show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Elrington?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Elrington data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.