Fernances Crossing NSW

Postcode 2325 · Cessnock LGA

Fernances Crossing is a quiet locality in New South Wales within the Cessnock local government area (postcode 2325). With a population of 36, the suburb has a mature demographic with a median age of 48. Households earn a median income of $85K per year, with an average household size of 2.3 people. The most common occupations are managers, professionals, technicians & trades. The top ancestries reported are Australian, English, Irish.

The median house price in Fernances Crossing is $750,000, having dropped significantly 21.1% over the past year. The current median weekly rent is $550. This gives a gross rental yield of approximately 3.8%. The median monthly mortgage repayment is $2,100.

The crime rate in the Cessnock LGA is moderate at 4,766 incidents per 100,000 population.

From an investment perspective, Fernances Crossing offers a gross rental yield of 3.8%, rated as moderate yield. Property prices sit below the state median ($750K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 8.9x is considered moderate. House prices have moved -21.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.8% Moderate Yield
Price vs State$750K/$1.5M Below Median
Affordability8.9x Moderate
Price Momentum-21.1% Falling
SEIFA INDEX (ABS)
Advantage7/10
Education8/10
Economic6/10
Disadvantage6/10
MEDIAN HOUSE
$750K
-21.1% YoY
MEDIAN RENT /WK
$575
POPULATION
36
DEMOGRAPHICS
Median Age48
Household Size2.3
HH Income /wk$1,625
Personal Income /wk$575
Mortgage /mth$2,100
CRIME (Cessnock LGA)
Crime Rate (per 100k)4,766
Total Incidents3,305
Data: 2025