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Suburb profile ·Port Macquarie-Hastings LGA · NSW ·2444

Fernbank Creek NSW 2444

Fernbank Creek is in Port Macquarie-Hastings LGA, NSW, postcode 2444, with population 122.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$600/wk
+9.1% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2444 · Apr 2026
$625
$550
Mar 2025Apr 2026
Why it fits

Recent price movement shows visible market momentum. Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$1.0M
House median, latest period
59.7%YoY D7 vs AU
Median rent
$600/wk
Rent context available
9.1%YoY D10 vs AU
Gross yield
3.1%
Low yield band
D9 vs AU
Population
92,432
92K via Port Macquarie-Hastings LGA · SAL undercount
Schools
No matched school data
Solar
11,585
674 added 12mo · 73MW

Price history

HousesUnits

Trend & investor depth

Cycle positionAt its peak
Low · 2013Peak · 2021

At / near its all-time high

Indicative cashflow-$507/wk (-$26,376/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
12.1x
median home price as a multiple of annual household income
Stretched
Renting
37%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,625/mo, while renters pay about $2,600/mo — renting runs $975/mo higher on these medians.

Median price
$1.02M
Household income · yr
$85K
Median rent · wk
$600
Owner mortgage · mo
$1,625
Gross yield
3.1%

Household income

$85K household · yr+2.7% vs NSW suburb median
Personal
$37K
Family
$101K
Household
$85K
Crime January 2025 - December 2025
3,214
3,587 per 100k
D5 vs AU

Crime

Rate · per 100k3,587
Total incidents3,214· January 2025 - December 2025
  • Assault93162%
  • Sexual Offences24016%
  • Robbery131%
  • Break And Enter32121%

Full data detail

Fernbank Creek NSW — Property Data and Demographics

Fernbank Creek (postcode 2444) is a sparsely populated locality in New South Wales within the Port Macquarie-Hastings local government area. With a population of 122, the suburb has an older-leaning population with a median age of 50. Households earn a median income of $85K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.5% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward construction and healthcare. The top ancestries reported are English, Australian, Irish.

The median house price in Fernbank Creek is $1.0 million, having jumped by 59.7% over the past year. The current median weekly rent is $600. This gives a gross rental yield of approximately 3.1%. The median monthly mortgage repayment is $1,625.

Public transport access includes 2 bus stops. The crime rate in the Port Macquarie-Hastings LGA is below average at 3,587 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 3.1% (moderate yield). Property prices sit below the state median ($1.0M/$1.5M), which can point to relative value. The price-to-income ratio of 12.1x is considered stretched. House prices have moved +59.7% year-on-year. Population growth of +1.5% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.1%· Moderate Yield
Price vs State$1.0M/$1.5M Below Median
Affordability12.1x Stretched
Price Momentum+59.7% Rising
Pop. Growth+1.5%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,625
Rent · wk(Census)$275
Market rent · wk(2026-04)$600
Gross yield1.4%
Price / income12.1x
Population growth · Port Macquarie-Hastings LGAABS ERP
Population (2025)92,432
5-year growth+1.6% CAGR
YoY change+1.5%
20012025
Development · Port Macquarie-Hastings LGAABS Approvals
Approvals (2026)382
Houses257
Units126
YoY change+0%
Employment · Port Macquarie-Hastings LGASALM
Unemployment (Dec-25)2.9%
YoY change+0.4pp
Dec-10Dec-25
Property investors · Postcode 2444ATO
Negatively geared1,571 (5.2% of filers)
Avg rental loss$8,329/yr
Landlords (rental income)4,304
Reported capital gains3,031
People & prosperity
DemographicsCensus 21
Population122
Median age50
Household size2.8
HH income · wk$1,625
Personal income · wk$712
Persons / bedroom0.9
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)7/10
Economic (IER)9/10
Disadvantage (IRSD)7/10
Area & amenity
TransportGTFS
Bus stops2
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Fernbank Creek for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 2 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Fernbank Creek is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

The lighter areas here are school matches and hospital coverage, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Begin here, but pressure-test the read in compare, against the state hub, or a bigger nearby suburb before deciding.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Fernbank Creek feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Bellangry most similar
similar price band similar rent profile similar suburb scale

pop same · house +$10K · rent -$350/wk

Similar local read: useful for context, but still compare the actual market signals.

Upsalls Creek most similar
similar price band similar rent profile similar suburb scale

pop same · house +$365K · rent -$310/wk

Similar local read: useful for context, but still compare the actual market signals.

Camden Head most similar
similar price band similar rent profile similar suburb scale

pop same · house +$20K · rent -$207/wk

Similar local read: useful for context, but still compare the actual market signals.

Fernbank Creek FAQ

Common questions
  1. What LGA is Fernbank Creek in?

    Fernbank Creek is in the Port Macquarie-Hastings Local Government Area, NSW, postcode 2444. Council-level context for Port Macquarie-Hastings LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Fernbank Creek?

    The current median house price in Fernbank Creek, NSW is $1.0M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Fernbank Creek?

    The median weekly rent in Fernbank Creek is $600/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Fernbank Creek?

    Rent context available: Fernbank Creek has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Fernbank Creek a good investment?

    QuickProperty's investment signals for Fernbank Creek show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Fernbank Creek?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Fernbank Creek data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.