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Suburb profile ·Shoalhaven LGA · NSW ·2539

Fishermans Paradise NSW 2539

Fishermans Paradise is in Shoalhaven LGA, NSW, postcode 2539, with population 491.

The read

Income-first

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$600/wk
Rising
+3.4% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2539 · Jun 2026
$620
$510
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 5.4%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$575K
House median, latest period
6.1%YoY D3 vs AU
Median rent
$600/wk
Rent-led investor candidate
3.4%YoY D10 vs AU
Gross yield
5.4%
Strong yield band
D10 vs AU
Population
111,755
112K via Shoalhaven LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
5,229
292 added 12mo · 33MW
Price cycleCorrecting
LowPeak

17.2% below peak · 159.6% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionCorrecting
Low · 2013Peak · 2022

17.2% below peak · 159.6% above its low

Price growth (compound)% per year
3-yr
-1.1%
5-yr
+1.1%
10-yr
+6.3%
Indicative cashflow-$116/wk (-$6,040/yr) · interest-only @ 6.4%, 80% LVR
Market turnover10.3% of homes traded/yr (23 sales · -7% vs 3-yr avg)
Rent stabilitytypical — rents vary ±4.2% around trend (short window, 13 pts)
Value vs advantage-8% vs suburbs of similar SEIFA advantage (decile 2)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Fishermans Paradise

Owner-occupied 82%Rented 18%
Investor activityATO
Negatively geared4.8%
550 of 1,737 landlords
Avg rental loss$7,546/yr
Landlords (rental income)1,737
Reported capital gains983
Investor exposure index(moderate vs national)67.4/100
The read

Owner-occupier stronghold

82% of homes here are owner-occupied and 18% rented, with 5% of landlords negatively geared.

Why it fits

82% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

64%
of household income to service a new loan
14.5 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRoughly even

New-loan repayment $2,817/mo vs median rent $2,600/mo (+8% · +$50/wk)

If rates move

At 4.2%: $2,249/mo (-568) · at 6.2% (current): $2,817/mo · at 8.2%: $3,440/mo (+622)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.9x
median home price as a multiple of annual household income
Stretched
Renting
59%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,509/mo, while renters pay about $2,600/mo — renting runs $1,091/mo higher on these medians.

Median price
$575K
Household income · yr
$53K
Median rent · wk
$600
Owner mortgage · mo
$1,509
Gross yield
5.4%

Household income

$53K household · yr-35.8% vs NSW suburb median
Personal
$26K
Family
$64K
Household
$53K
Household income distribution (ABS Census 2021 · weekly)10% could service the median house
Under $300
7
$300-649
44
$650-999
39
$1,000-1,499
44
$1,500-1,999
32
$2,000-2,999
26
$3,000-3,999
0
$4,000+
0

Serviceability line: a household needs about $2,167/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 86% of households here would spend more than 30% of income on rent (rent stress line: $2,000/wk income).

Housing stock and tenure

Tenure (206 households)
Owned outright
46%
Owned with mortgage
36%
Rented
18%
Dwelling structure24.2% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 81% drive, 0% public transport, 0% walk or cycle, 11% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
4,089
3,690 per 100k
D5 vs AU

Crime

Rate · per 100k3,690
Total incidents4,089· April 2025 - March 2026
  • Assault1,10059%
  • Sexual Offences39921%
  • Robbery151%
  • Break And Enter36019%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 79.7% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~79.7%
~79.7% of the suburb is Bush Fire Prone Land · ~13.0% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Rural Landscape
Rural / Green wedge 70% Public / Open space 17% Other 3%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

5,849 people · 20227,268 by 2032 (+24.3%)

ABS population projection (2022 base) for the Ulladulla Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Fishermans Paradise NSW — Property Data and Demographics

Located in New South Wales within the Shoalhaven local government area, Fishermans Paradise is a sparsely populated locality (postcode 2539). It is home to about 491 residents, with a mature demographic and a median age of 50. Households earn a median income of $53K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, labourers, professionals. Employment in the area leans toward construction and healthcare. The top ancestries reported are Australian, English, Irish.

The median house price in Fishermans Paradise is $575,000, having declined by 6.1% over the past year. The current median weekly rent is $600. This gives a gross rental yield of approximately 5.4%. The median monthly mortgage repayment is $1,509.

Public transport access includes 6 bus stops. The crime rate in the Shoalhaven LGA is below average at 3,690 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 5.4%, which reads as high yield. Property prices sit below the state median ($575K/$1.5M), which can point to relative value. The price-to-income ratio of 10.9x is considered stretched. House prices have moved -6.1% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.4% High Yield
Price vs State$575K/$1.5M Below Median
Affordability10.9x Stretched
Price Momentum-6.1% Falling
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,509
Rent · wk(Census)$300
Market rent · wk(2026-06)$600
Gross yield2.7%
Price / income10.9x
Sales vol (latest Q)(2025-Q3)6
Population growth · Shoalhaven LGAABS ERP
Population (2025)111,755
5-year growth+0.8% CAGR
YoY change+0.7%
20012025
Development · Shoalhaven LGAABS Approvals
Approvals (2026)816
Houses 57%Units 43%
YoY change+0%
Employment · Shoalhaven LGASALM
Unemployment (Dec-25)3.7%
YoY change+1.7pp
Dec-10Dec-25
Property investors · Postcode 2539ATO
Negatively geared4.8%
550 of filers
Avg rental loss$7,546/yr
Landlords (rental income)1,737
Reported capital gains983
People & prosperity
DemographicsCensus 21
Population491
Median age50
Household size2.2
HH income · wk$1,016
Personal income · wk$502
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)1/10
Economic (IER)2/10
Disadvantage (IRSD)2/10
Income momentumCensus 16→21
HH income · wk$773 → $1,016
Change+31.4%
vs NSW median+10.8 pp
Median rent+30.4%
gentrifyingvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops6
Hospitals · Shoalhaven LGAAIHW
Public3
Private2
David Berry Hospitalpublic
Milton Ulladulla Hospitalpublic
Shoalhaven Hospitalpublic
Nowra Private Hospitalprivate
Ulladulla Endoscopy and Medical Centreprivate
Aged care · Shoalhaven LGAGEN
Facilities17
Residential places1,370
IRT Sarah Claydon141 places
Uniting Osborne Nowra136 places
Bolton Clarke Coastal Waters (PKA - Coastal Waters Aged Care)126 places
Clelland Lodge123 places
Uniting Berry106 places
Inasmuch Community Hostel98 places
+11 more in Shoalhaven LGA
Childcare · Shoalhaven LGAACECQA
Services73
Approved places3,471
Exceeding NQS25
Little Zak's Academy Bomaderry130 places
Northside Early Learning Centre - Mollymook104 places
Bright Minds Academy South Nowra100 places
Momentum Early Learning Worrigee100 places
Peak Sports and Learning Sanctuary Point100 places
Grow Early Education Nowra Central99 places
+67 more in Shoalhaven LGA
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Sources & freshness
Strong evidence

There is enough direct local evidence on Fishermans Paradise for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 6 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Fishermans Paradise FAQ

Common questions
  1. What LGA is Fishermans Paradise in?

    Fishermans Paradise is in the Shoalhaven Local Government Area, NSW, postcode 2539. Council-level context for Shoalhaven LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Fishermans Paradise?

    The current median house price in Fishermans Paradise, NSW is $575K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Fishermans Paradise?

    The median weekly rent in Fishermans Paradise is $600/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Fishermans Paradise?

    Rent-led investor candidate: Gross rent yield screens at about 5.4%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Fishermans Paradise a good investment?

    QuickProperty's investment signals for Fishermans Paradise show: High Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Fishermans Paradise?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Fishermans Paradise data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.